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iAdvertiser Disclosure
Advertiser Disclosure
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 Altura Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Altura Credit Union's 60 Business CD Account rates are at 1.35%, Term CDs (3 to 60 month) rates are at 1.35%, 60 month Term CDs rates are at 1.35%, 60 Business CD Account rates are at 1.25%, Term CDs (3 to 60 month) rates are at 1.25%. Altura Credit Union's savings rates are at 0.10%. Altura Credit Union's money market rates are at 0.10%. Altura Credit Union's 15 Year - Jumbo Fixed rates are at 5.38%, 5/6 Month Sofr ARM rates are at 5.88%, 7/6 Month Sofr ARM rates are at 5.88%, 30 Year - Jumbo Fixed rates are at 6.00%, Jumbo 5/6 Month Sofr ARM rates are at 6.12%. Altura Credit Union's Personal Loan Rates are at 4.59%. MonitorBankRates evaluates the financial stability of Altura Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.02%. Rates were last updated on 04/06/2026. Altura Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Altura Credit Union? Share your experience about Altura Credit Union by leaving a review below, or read customer reviews before you decide to use Altura Credit Union. Altura Credit Union
Altura Credit Union Operation and Technology Center 2847 Campus Pkwy
https://www.alturacu.com Riverside, CA 92507 0906 
Altura Credit Union CD Rates
Altura Credit Union Savings Rates
Altura Credit Union Money Market Rates
Altura Credit Union Checking Rates
Altura Credit Union Mortgage Rates
Altura Credit Union Home Equity & HELOC
Altura Credit Union Auto Loan Rates
Altura Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Altura Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Altura Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Altura Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Altura Credit Union
Website
https://www.alturacu.com
Address
2847 Campus Pkwy,
Riverside, CA 92507 0906
Phone
877-258-8721
Fax
President
Jerry Rivera
CEO
Jennifer Binkley
Full-Time Employees
393
Part-Time Employees
80
Branch Locations
21
ATM Locations
21
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.02%
Return on Assets (ROA)
0.1631%
Return on Equity (ROE)
1.7874%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
2,707,381,215
Total Amount of Shares and Deposits
2,158,242,604
Total Shares and Deposits < 1 Year
2,137,809,012
Total Shares and Deposits 1 3 Years
16,892,685
Total Shares and Deposits > 3 Years
3,540,907
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
139,825,107
Total Uninsured Shares and Deposits > $250K (F+J)
139,825,107
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,018,417,497
Total Interest Expense (Sum of items 6 8)
8,321,142
Share Certificates
13,100
Number of Accounts for Share Drafts
167,449
IRA KEOGH Accounts
2,323
Number of Accounts for Regular Shares
129,822
Money Market Shares
11,552
Net Income (unless the amount is already included in Undivided Earnings)
4,414,506
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
106,135,045
Total Liabilities
2,551,994,156
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Altura Credit UnionIs Altura Credit Union a safe place to deposit money?Yes, Altura Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0222911578719%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Altura Credit Union operate?Altura Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Altura Credit Union?Yes, to access services at Altura Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Altura Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Altura Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Altura Credit Union offer online and mobile banking?Most modern institutions like Altura Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alturacu.com. Current Altura Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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