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Altura Credit Union

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Altura Credit Union Rates & Review November 2026

Q: What are the current interest rates at Altura Credit Union?

Current rates for Altura Credit Union include: 12-Month CD: 0.65%, 24-Month CD: 0.80%, 60-Month CD: 1.25%, Savings: 0.10%, MMA: 1.45%

Q: What CD terms does Altura Credit Union offer?

Altura Credit Union CD rates are 0.65% APY for a 12 month CD, 0.80% APY for a 2 year CD, 0.95% APY for a 3 year CD, 1.15% APY for a 4 year CD and 1.35% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Altura Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Altura Credit Union's 60 Month Term CDs rates are at 1.35%, Term CDs - 60 month rates are at 1.35%, 48 Month Term CDs rates are at 1.15%, Term CDs - 48 month rates are at 1.15%, 36 Month Term CDs rates are at 0.95%. Altura Credit Union's savings rates are at 0.10%. Altura Credit Union's money market rates are at 1.45%. Altura Credit Union's checking rates are as high as 0.20%. Altura Credit Union's 15 Year - FHA Fixed rates are at 6.12%, 15 Year - Jumbo Fixed rates are at 6.24%, 30 Year - Jumbo Fixed rates are at 7.00%, 30 Year - FHA Fixed rates are at 7.62%. Altura Credit Union's Personal Loan Rates are as low as 10.24%. Altura Credit Union's Credit Card Rates are at 12.74%. Altura Credit Union's CD rates are 67% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Altura Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.54%. Rates last updated and verified on 10/29/2026.

Altura Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Altura Credit Union? Share your experience about Altura Credit Union by leaving a review below, or read customer reviews before you decide to use Altura Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.54%

Excellent Lower than avg

Health Trend

Very strong 7 quarters

Full history ›

Altura Credit Union
Altura Credit Union - Operation & Technology Center

2847 Campus Pkwy
Riverside, CA 92507-0906

https://www.alturacu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Altura Credit Union CD Rates

Product	Rate	APY	Term
60 Month IRA Share Certificate	1.44%	1.45%	60 Months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.45% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
60 Month IRA Share Certificate	1.34%	1.35%	60 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
60 Month Term Certificates	1.34%	1.35%	60 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 60 month	1.34%	1.35%	60 Months
Min Balance $100,000 Details Balance: $100,000.00+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
48 Month IRA Share Certificate	1.24%	1.25%	48 Months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
60 Month Term Certificates	1.24%	1.25%	60 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 60 month	1.24%	1.25%	60 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
48 Month IRA Share Certificate	1.14%	1.15%	48 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
48 Month Term Certificates	1.14%	1.15%	48 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 48 month	1.14%	1.15%	48 Months
Min Balance $100,000 Details Balance: $100,000.00+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
36 Month IRA Share Certificate	1.04%	1.05%	36 Months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
48 Month Term Certificates	1.04%	1.05%	48 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 48 month	1.04%	1.05%	48 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
24 Month IRA Share Certificate	1.00%	1.00%	24 Months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
36 Month IRA Share Certificate	0.95%	0.95%	36 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.95% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
36 Month Term Certificates	0.95%	0.95%	36 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.95% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 36 month	0.95%	0.95%	36 Months
Min Balance $100,000 Details Balance: $100,000.00+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.95% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
24 Month IRA Share Certificate	0.90%	0.90%	24 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
24 Month Term Certificates	0.90%	0.90%	24 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 24 month	0.90%	0.90%	24 Months
Min Balance $100,000 Details Balance: $100,000.00+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
12 Month IRA Share Certificate	0.85%	0.85%	12 Months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
36 Month Term Certificates	0.85%	0.85%	36 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 36 month	0.85%	0.85%	36 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
24 Month Term Certificates	0.80%	0.80%	24 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
50 Week 50/50 Certificates (Ages 0-24)	0.80%	0.80%	50 weeks
Min Deposit $50 Min Balance $100,000 Details Ages: 0-24; Balance: $100,000.00 and over; 50 week term certificate & opening deposit of $50.00; minimum $5.00 deposits allowed throughout certificate term Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
50 Week 50/50 Share Certificates	0.80%	0.80%	50 weeks
Min Deposit $50 Min Balance $100,000 Details Balance: $100,000.00 and over; 50 week term certificate; share certificate holders must be 24 years of age or younger; minimum $5.00 deposits allowed throughout certificate term Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 24 month	0.80%	0.80%	24 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
12 Month IRA Share Certificate	0.75%	0.75%	12 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
12 Month Term Certificates	0.75%	0.75%	12 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
6 Month IRA Share Certificate	0.75%	0.75%	6 Months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 12 month	0.75%	0.75%	12 Months
Min Balance $100,000 Details Balance: $100,000.00+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
3 Month IRA Share Certificate	0.70%	0.70%	3 Months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
50 Week 50/50 Certificates (Ages 0-24)	0.70%	0.70%	50 weeks
Min Deposit $50 Min Balance $1,000 Details Ages: 0-24; Balance: $1,000.00 - $99,999.99; 50 week term certificate & opening deposit of $50.00; minimum $5.00 deposits allowed throughout certificate term Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
50 Week 50/50 Share Certificates	0.70%	0.70%	50 weeks
Min Deposit $50 Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99; 50 week term certificate; $50.00 minimum balance required to earn 0.60% APY; share certificate holders must be 24 years of age or younger; minimum $5.00 deposits allowed throughout certificate term Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
12 Month Term Certificates	0.65%	0.65%	12 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
6 Month IRA Share Certificate	0.65%	0.65%	6 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
6 Month Term Certificates	0.65%	0.65%	6 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 12 month	0.65%	0.65%	12 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 6 month	0.65%	0.65%	6 Months
Min Balance $100,000 Details Balance: $100,000.00+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
3 Month IRA Share Certificate	0.60%	0.60%	3 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
3 Month Term Certificates	0.60%	0.60%	3 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 3 month	0.60%	0.60%	3 Months
Min Balance $100,000 Details Balance: $100,000.00+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
6 Month Term Certificates	0.55%	0.55%	6 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 6 month	0.55%	0.55%	6 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
3 Month Term Certificates	0.50%	0.50%	3 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99; Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Term Share Certificates - 3 month	0.50%	0.50%	3 Months
Min Balance $1,000 Details Balance: $1,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Savings Rates

Product	Rate	APY
Holiday Savings	0.10%	0.10%
Min Deposit $0 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Regular Share Savings	0.10%	0.10%
Min Deposit $25 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Side Share	0.10%	0.10%
Min Deposit $0 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Money Market Rates

Product	Rate	APY
Prestige Money Market	1.44%	1.45%
Min Deposit $2,500 Min Balance $50,000 Details Qualifications Required; Balance: $50,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.45% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Prestige Money Market	1.14%	1.15%
Min Deposit $2,500 Min Balance $10,000 Details Qualifications Required; Balance: $10,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Prestige Money Market	1.04%	1.05%
Min Deposit $2,500 Min Balance $0 Details Qualifications Required; Balance: $0.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Smart Money Market	0.20%	0.20%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000.00 and over; Dividends Earned on Total Balance; Tiered Rates; Rates Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Smart Money Market	0.15%	0.15%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99; Dividends Earned on Total Balance; Tiered Rates; Rates Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Smart Money Market	0.10%	0.10%
Min Deposit $2,500 Min Balance $0 Details Balance: $0.00 - $9,999.99; Dividends Earned on Total Balance; Tiered Rates; Rates Effective Date: October 26, 2026 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Business Money Market Rates

Product	Rate	APY
Business Prestige Money Market	0.20%	0.20%
Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Business Prestige Money Market	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000.00+ Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Business Prestige Money Market	0.15%	0.15%
Min Balance $0 Details Balance: $0.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Checking Rates

Product	Rate	APY
Ascend Checking	0.20%	0.20%
Min Deposit $25 Min Balance $50,000 Details Balance: $50,000.00 and higher Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Ascend Checking	0.05%	0.05%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Ascend Checking	0.00%	0.00%
Min Deposit $25 Min Balance $0 Details Balance: $0.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Business Checking Rates

Product	Rate	APY
Basic Business Checking	0.05%	0.05%
Min Balance $100 Details Balance: $100+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Club Business Checking	0.05%	0.05%
Min Balance $100 Details Balance: $100+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
15 Year - FHA Fixed	6.125%	-	6.419%	15 years
Details Home Refinancing; Rates Effective Date: October 29, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.42% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
15 Year - Jumbo Fixed	6.24%	-	6.534%	15 years
Details Home Refinancing; Rates Effective Date: October 29, 2026 Last Updated 10/29/2026 Rate History 6 changes since Sep 14, 2026 · 6.29% → 6.53% ▲ 0.24 pts · high 6.92% / low 6.29% Oct 29, 20266.53%▼ from 6.67% Oct 19, 20266.67%▼ from 6.79% Oct 9, 20266.79%▼ from 6.92% Oct 2, 20266.92%▲ from 6.79% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
30 Year - Jumbo Fixed	7.00%	-	7.294%	30 years
Details Home Refinancing; Rates Effective Date: October 29, 2026 Last Updated 10/29/2026 Rate History 4 changes since Sep 14, 2026 · 7.17% → 7.29% ▲ 0.13 pts · high 7.67% / low 7.17% Oct 29, 20267.29%▼ from 7.42% Oct 19, 20267.42%▼ from 7.67% Sep 29, 20267.67%▲ from 7.29% Sep 18, 20267.29%▲ from 7.17% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
30 Year - FHA Fixed	7.625%	-	7.919%	30 years
Details Home Refinancing; Rates Effective Date: October 29, 2026 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 7.42% → 7.92% ▲ 0.50 pts · high 7.92% / low 7.42% Oct 19, 20267.92%▲ from 7.79% Oct 2, 20267.79%▲ from 7.42% Sep 14, 20267.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit Owner Occupied	8.25%	-	8.277%
Details Variable rate indexed to the Prime Rate; Index 7.000%; Margin 1.250% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.03% → 8.28% ▲ 0.25 pts · high 8.28% / low 8.03% Sep 22, 20268.28%▲ from 8.03% Sep 14, 20268.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Home Equity Closed-End Loans Owner Occupied	9.59%	-	9.62%
Details Rates are subject to change without notice Last Updated 10/29/2026 Rate History 7 changes since Sep 14, 2026 · 8.93% → 9.62% ▲ 0.69 pts · high 9.79% / low 8.93% Oct 29, 20269.62%▼ from 9.72% Oct 26, 20269.72%▼ from 9.79% Oct 19, 20269.79%▲ from 9.62% Oct 9, 20269.62%▲ from 9.36% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loans (2026-2027 Model Years)	-	-	4.49%	60 months
Details Rate shown at 60 month term; promotional rates displayed October 9, 2026 - November 20, 2026; includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 4.59% → 4.49% ▼ 0.10 pts · high 4.59% / low 4.49% Oct 26, 20264.49%▼ from 4.59% Oct 13, 20264.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Used Auto Loans (2025 & Older Model Years)	-	-	4.89%	60 months
Details Rate shown at 60 month term; promotional rates displayed October 9, 2026 - November 20, 2026; includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 4.99% → 4.89% ▼ 0.10 pts · high 4.99% / low 4.89% Oct 26, 20264.89%▼ from 4.99% Oct 13, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
New Motorhome/RV Loans	-	7.75%
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
New Motorcycle Loans	-	8.25%
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Used Motorhome/RV Loans	-	8.25%
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
New Boat Loans	-	8.99%
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Used Motorcycle Loans	-	9.25%
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Used Boat Loans	-	9.49%
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	12.74%
Details As Low As; Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 12.49% → 12.74% ▲ 0.25 pts · high 12.74% / low 12.49% Sep 22, 202612.74%▲ from 12.49% Sep 14, 202612.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan	10.24%	24 months
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.99% → 10.24% ▲ 0.25 pts · high 10.24% / low 9.99% Oct 9, 202610.24%▲ from 9.99% Sep 14, 20269.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Signature Loan	10.74%	36 months
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 10.49% → 10.74% ▲ 0.25 pts · high 10.74% / low 10.49% Oct 9, 202610.74%▲ from 10.49% Sep 14, 202610.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Signature Loan	11.74%	48 months
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.49% → 11.74% ▲ 0.25 pts · high 11.74% / low 11.49% Oct 9, 202611.74%▲ from 11.49% Sep 14, 202611.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Signature Loan	12.74%	60 months
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 12.49% → 12.74% ▲ 0.25 pts · high 12.74% / low 12.49% Oct 9, 202612.74%▲ from 12.49% Sep 14, 202612.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Altura Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
15 Year - Conforming Fixed	6.125%	-	6.319%	15 years
Details Home Refinancing; Rates Effective Date: October 29, 2026 Last Updated 10/29/2026 Rate History 5 changes since Sep 14, 2026 · 6.44% → 6.32% ▼ 0.13 pts · high 6.94% / low 6.32% Oct 29, 20266.32%▼ from 6.68% Oct 19, 20266.68%▼ from 6.94% Oct 2, 20266.94%▲ from 6.82% Sep 29, 20266.82%▲ from 6.57% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
20 Year - Conforming Fixed	6.50%	-	6.694%	20 years
Details Home Refinancing; Rates Effective Date: October 29, 2026 Last Updated 10/29/2026 Rate History 5 changes since Sep 14, 2026 · 7.07% → 6.69% ▼ 0.38 pts · high 7.57% / low 6.69% Oct 29, 20266.69%▼ from 7.19% Oct 19, 20267.19%▼ from 7.57% Oct 2, 20267.57%▲ from 7.44% Sep 29, 20267.44%▲ from 7.18% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
30 Year - Conforming Fixed	6.874%	-	7.068%	30 years
Details Home Refinancing; Rates Effective Date: October 29, 2026 Last Updated 10/29/2026 Rate History 5 changes since Sep 14, 2026 · 7.07% → 7.07% ▼ 0.00 pts · high 7.57% / low 7.07% Oct 29, 20267.07%▼ from 7.32% Oct 19, 20267.32%▼ from 7.57% Oct 2, 20267.57%▲ from 7.44% Sep 29, 20267.44%▲ from 7.18% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
New Toys & Misc. Loan	-	-	8.99%
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Used Toys & Misc. Loan	-	-	10.25%
Details Includes .50% discount for full direct deposit with automatic payment from checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 10.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
IRA Accumulator	0.25%	-	0.25%
Min Balance $50 Details Balance: $50+ Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
IRA Roth Accumulator	0.25%	-	0.25%
Min Balance $50 Details Balance: $50+ Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%
Wealth Builder	0.60%	-	0.60%
Min Deposit $10,000 Min Balance $10,000 Details Requires minimum of 10 debit card transactions per month and minimum daily balance of $10,000; otherwise rate defaults to 0.20% (transaction threshold not met) or 0.00% (balance requirement not met) on prior month's balances; non-deposit investment products offered through CUSO Financial Services, L.P. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.54%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Altura Credit Union’s Texas Ratio rose from 2.94% in Q4 2024 to 3.54% in Q2 2026, so its financial health has stayed very strong over the past 7 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.6B	3.54%	5.0	A+
March 31, 2026	$2.7B	2.72%	5.0	A+
December 31, 2025	$2.6B	3.39%	5.0	A+
September 30, 2025	$2.5B	2.85%	5.0	A+
June 30, 2025	$2.6B	2.98%	5.0	A+
March 31, 2025	$2.6B	2.14%	5.0	A+
December 31, 2024	$2.6B	2.94%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Altura Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Altura Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Altura Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Altura Credit Union

Website https://www.alturacu.com

Address 2847 Campus Pkwy, Riverside, CA 92507-0906

Phone 888-883-7228

Fax

President Eugene Kim

CEO Jennifer Binkley

Full-Time Employees 423

Part-Time Employees 65

Branch Locations 23

ATM Locations 23

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.54%

Return on Assets (ROA)

0.3529%

Return on Equity (ROE)

3.1587%

Non-Performing Loans Ratio (NPL)

0.65%

Total Assets

2,645,892,363

Total Amount of Shares and Deposits

2,365,622,979

Total Shares and Deposits < 1 Year

2,358,404,012

Total Shares and Deposits 1 3 Years

4,891,633

Total Shares and Deposits > 3 Years

2,327,334

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

188,817,187

Total Uninsured Shares and Deposits > $250K (F+J)

188,817,187

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,176,805,792

Total Interest Expense (Sum of items 6 8)

10,500,262

Share Certificates

14,423

Number of Accounts for Share Drafts

196,139

IRA KEOGH Accounts

2,096

Number of Accounts for Regular Shares

188,900

Non Member Deposits

Money Market Shares

10,645

Net Income (unless the amount is already included in Undivided Earnings)

9,338,536

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

61,105,490

Total Liabilities

2,404,004,290

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Altura Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Altura Credit Union

Does Altura Credit Union offer CDs?

Yes. Altura Credit Union current CD rates include its 60 Month Term CDs at 1.35% APY, its Term CDs - 60 month at 1.35% APY and its 48 Month Term CDs at 1.15% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Altura Credit Union NCUA insured?

Yes. Altura Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Altura Credit Union?

The highest Altura Credit Union CD rate is its 60 Month IRA CD at 1.45% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Altura Credit Union offer?

Altura Credit Union CD rates are 0.65% APY for a 12 month CD, 0.80% APY for a 2 year CD, 0.95% APY for a 3 year CD, 1.15% APY for a 4 year CD and 1.35% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Altura Credit Union for its full lineup.

What is the highest savings rate at Altura Credit Union?

The highest Altura Credit Union savings rate is its Business Savings at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Altura Credit Union?

The highest Altura Credit Union money market rate is its Prestige Money Market at 1.45% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Altura Credit Union?

The highest Altura Credit Union checking rate is its Ascend Checking at 0.20% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at Altura Credit Union?

The lowest Altura Credit Union 30 year fixed mortgage rate is its 30 Year - Jumbo Fixed at 7.00%, verified by MonitorBankRates as of October 29, 2026. Altura Credit Union mortgage rates are 7.00% for a 30 year mortgage and 6.125% for a 15 year mortgage.

What is the lowest auto loan rate at Altura Credit Union?

The lowest Altura Credit Union auto loan rate is its New Auto Loans (2026-2027 Model Years) at 4.49% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Altura Credit Union?

The lowest Altura Credit Union personal loan rate is its Signature Loan at 10.24% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Altura Credit Union?

The lowest Altura Credit Union credit card APR is its Credit Cards at 12.74% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Altura Credit Union operate?

Altura Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Altura Credit Union?

Yes, to access services at Altura Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Altura Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altura Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Altura Credit Union offer online and mobile banking?

Most modern institutions like Altura Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alturacu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Altura Credit Union rates compare?

Altura Credit Union's CD rates are 67% lower than the MonitorBankRates national average, and it has an A+ health rating. Altura Credit Union's top rates are its 60 Month IRA CD at 1.45% APY, its Business Savings at 0.10% APY, its Prestige Money Market at 1.45% APY, its Ascend Checking at 0.20% APY, its 15 Year - FHA Fixed at 6.125%, its Signature Loan at 10.24% APR and its Credit Cards at 12.74% APR, verified by MonitorBankRates on October 29, 2026.

Current Altura Credit Union Rates

12-Month CD0.65%
24-Month CD0.80%
60-Month CD1.25%
Savings0.10%
MMA1.45%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Altura Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Altura Credit Union Texas Ratio

Altura Credit Union Health Trend

Altura Credit Union CD Rates

Altura Credit Union Savings Rates

Altura Credit Union Business Savings Rates

Altura Credit Union Money Market Rates

Altura Credit Union Business Money Market Rates

Altura Credit Union Checking Rates

Altura Credit Union Business Checking Rates

Altura Credit Union Mortgage Rates

Altura Credit Union Home Equity & HELOC

Altura Credit Union Auto Loan Rates

Altura Credit Union RV, Boat and Powersport Loan Rates

Altura Credit Union Credit Card Rates

Altura Credit Union Personal Loan Rates

Altura Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Altura Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Altura Credit Union

Does Altura Credit Union offer CDs?

Are CDs from Altura Credit Union NCUA insured?

What is the highest CD rate at Altura Credit Union?

What CD terms does Altura Credit Union offer?

What is the highest savings rate at Altura Credit Union?

What is the highest money market rate at Altura Credit Union?

What is the highest checking rate at Altura Credit Union?

What is the lowest 30 year fixed mortgage rate at Altura Credit Union?

What is the lowest auto loan rate at Altura Credit Union?

What is the lowest personal loan rate at Altura Credit Union?

What is the lowest credit card APR at Altura Credit Union?

How many branches does Altura Credit Union operate?

Is a member application needed to join Altura Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Altura Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Altura Credit Union rates compare?

Current Altura Credit Union Rates

Compare to Other Credit Unions