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Tri County Area Federal Credit Union Rates & Review April 2026

Tri County Area Federal Credit Union's 48 month CD rates are at 3.82%, 60 month CD rates are at 3.82%, 36 month CD rates are at 3.77%, 48 month CD rates are at 3.77%, 60 month CD rates are at 3.77%. Tri County Area Federal Credit Union's savings rates are at 0.05%. Tri County Area Federal Credit Union's money market rates are at 0.00%. Tri County Area Federal Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of Tri County Area Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.58%. Rates were last updated on 04/18/2026.

Tri County Area Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tri County Area Federal Credit Union? Share your experience about Tri County Area Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tri County Area Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.58%
Excellent Lower than avg
Tri County Area Federal Credit Union
1550 Medical Dr
1550 Medical Dr
Pottstown, PA 19464 3225
https://www.tcafcu.org
Member NCUA

Tri County Area Federal Credit Union CD Rates

Product Rate APY Term View More
48 month Certificate 3.75% 3.82% 48
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
60 month Certificate 3.75% 3.82% 60
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
36 month Certificate 3.70% 3.77% 36
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
48 month Certificate 3.70% 3.77% 48
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
60 month Certificate 3.70% 3.77% 60
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
24 month Certificate 3.65% 3.72% 24
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
30 month Certificate 3.65% 3.72% 30
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
36 month Certificate 3.65% 3.72% 36
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
48 month Certificate 3.65% 3.72% 48
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
60 month Certificate 3.65% 3.72% 60
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
12 month Certificate 3.60% 3.67% 12
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
18 month Certificate 3.60% 3.67% 18
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
24 month Certificate 3.60% 3.67% 24
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
30 month Certificate 3.60% 3.67% 30
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
36 month Certificate 3.60% 3.67% 36
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
12 month Certificate 3.55% 3.61% 12
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
18 month Certificate 3.55% 3.61% 18
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
24 month Certificate 3.55% 3.61% 24
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
30 month Certificate 3.55% 3.61% 30
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
12 month Certificate 3.50% 3.56% 12
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
18 month Certificate 3.50% 3.56% 18
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Junior - 12 month Certificate 3.50% 3.56% 12
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Tri County Area Federal Credit Union Savings Rates

Product Rate APY View More
High Rate Savings 2.00% 1.98%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Basic Business Savings 0.05% 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Club & Alternate Savings Accounts 0.05% 0.05%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Tri County Area Federal Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 1.60% 1.60%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Money Market Plus 1.60% 1.60%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Business Money Market 1.40% 1.40%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Money Market Plus 1.40% 1.40%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Business Money Market 1.20% 1.20%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Money Market Plus 1.20% 1.20%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Business Money Market - 0.00%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Money Market Plus - 0.00%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Tri County Area Federal Credit Union Checking Rates

Product Rate APY View More
High Rate Checking 5.00% 4.89%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Basic Business Checking 0.05% 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Business Money Market Checking 0.05% 0.05%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Business Premium Checking 0.05% 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Interest Checking Account 0.05% 0.05%
Min Balance $700
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Business Money Market Checking - 0.00%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Tri County Area Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan Primary Residence - - 5.25% 0 to 36 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 80% LTV (Primary Residence) - - 5.25% 0 to 36 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan Primary Residence - - 5.50% 37 to 72 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 80% LTV (Primary Residence) - - 5.50% 37 to 72 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Line of Credit - 80% LTV - - 6.00%
Details As Low As; Primary Residence
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan Primary Residence - - 6.00% 73 to 120 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 80% LTV (Primary Residence) - - 6.00% 73 to 120 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan - - 6.25% 0 to 36
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 90% LTV - - 6.25% 0 to 36 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan - - 6.50% 37 to 72
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan Primary Residence - - 6.50% 121 to 180 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 80% LTV (Primary Residence) - - 6.50% 121 to 180 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 90% LTV - - 6.50% 37 to 72 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Line of Credit - 80% LTV - - 7.00%
Details As Low As; Investment
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Line of Credit - 90% LTV - - 7.00%
Details As Low As; Primary Residence
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan - - 7.00% 73 to 120
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan Primary Residence - - 7.00% 181 to 240 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 80% LTV (Primary Residence) - - 7.00% 181 to 240 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 90% LTV - - 7.00% 73 to 120 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan - - 7.50% 121 to 180
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 90% LTV - - 7.50% 121 to 180 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan - - 8.00% 181 to 240
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 90% LTV - - 8.00% 181 to 240 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan Investment - - 9.00% 0 to 36 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 80% LTV (Investment) - - 9.00% 0 to 36 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan Investment - - 9.25% 37 to 72 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 80% LTV (Investment) - - 9.25% 37 to 72 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan Investment - - 10.00% 73 to 120 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 80% LTV (Investment) - - 10.00% 73 to 120 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loan Investment - - 10.25% 121 to 180 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Home Equity Loans 80% LTV (Investment) - - 10.25% 121 to 180 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Tri County Area Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Credit Card - 11.40%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Visa Platinum Rewards Credit Card - 14.40%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Tri County Area Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit - 10.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tri County Area Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tri County Area Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tri County Area Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tri County Area Federal Credit Union
Address 1550 Medical Dr, Pottstown, PA 19464 3225
Phone 610-326-3705
Fax 610-327-4263
President Kathy Smale
CEO Andrew Pistoria
Full-Time Employees 39
Part-Time Employees 4
Branch Locations 4
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.58%
Return on Assets (ROA)
0.7862%
Return on Equity (ROE)
7.4105%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
201,494,479
Total Amount of Shares and Deposits
180,099,574
Total Shares and Deposits < 1 Year
168,113,836
Total Shares and Deposits 1 3 Years
9,919,814
Total Shares and Deposits > 3 Years
2,065,924
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,098,444
Total Uninsured Shares and Deposits > $250K (F+J)
8,098,444
Total Insured Shares and Deposits > $250K (item 17 less item K)
172,001,130
Total Interest Expense (Sum of items 6 8)
1,454,336
Share Certificates
1,368
Number of Accounts for Share Drafts
8,852
IRA KEOGH Accounts
503
Number of Accounts for Regular Shares
14,891
Money Market Shares
869
Net Income (unless the amount is already included in Undivided Earnings)
1,584,129
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,676,692
Total Liabilities
181,219,544
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Tri County Area Federal Credit Union

Is Tri County Area Federal Credit Union a safe place to deposit money?

Yes, Tri County Area Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.57936919670653%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Tri County Area Federal Credit Union operate?

Tri County Area Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tri County Area Federal Credit Union?

Yes, to access services at Tri County Area Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tri County Area Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tri County Area Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tri County Area Federal Credit Union offer online and mobile banking?

Most modern institutions like Tri County Area Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tcafcu.org.

Current Tri County Area Federal Credit Union Rates

  • 12-Month CD3.56%
  • 18-Month CD3.56%
  • 24-Month CD3.61%
  • 60-Month CD3.72%
  • Savings0.05%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.