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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Go Energy Financial Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Go Energy Financial Credit Union's CD Accounts - 1 year rates are at 4.00%, CD Accounts - 6 month rates are at 3.35%, CD Accounts - 18 month rates are at 3.20%, CD Accounts - 2 year rates are at 3.04%, CD Accounts - 3 year rates are at 2.79%. Go Energy Financial Credit Union's savings rates are at 0.10%. Go Energy Financial Credit Union's money market rates are at 1.26%. Go Energy Financial Credit Union's checking rates are as high as 0.25%. Go Energy Financial Credit Union's Personal Loan Rates are as low as 9.90%. Go Energy Financial Credit Union's CD rates are 9% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Go Energy Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.76%. Rates last updated and verified on 10/30/2026. Go Energy Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Go Energy Financial Credit Union? Share your experience about Go Energy Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Go Energy Financial Credit Union. Go Energy Financial Credit Union
Corporate Office 2100 E Exchange Pl Ste 101
https://goenergyfinancial.com/ Tucker, GA 30084-5313  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Go Energy Financial Credit Union CD Rates
Go Energy Financial Credit Union Savings Rates
Go Energy Financial Credit Union Money Market Rates
Go Energy Financial Credit Union Checking Rates
Go Energy Financial Credit Union Auto Loan Rates
Go Energy Financial Credit Union RV, Boat and Powersport Loan Rates
Go Energy Financial Credit Union Personal Loan Rates
Financial Health HistoryGo Energy Financial Credit Union’s Texas Ratio stayed near 2.92% in Q3 2023 to 2.76% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Go Energy Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Go Energy Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Go Energy Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Go Energy Financial Credit Union
Website
https://goenergyfinancial.com/
Address
2100 E Exchange Pl Ste 101,
Tucker, GA 30084-5313
Phone
470-514-3000
Fax
770-938-9221
President
Amy Rouse
CEO
Mark Nofi
Full-Time Employees
36
Part-Time Employees
0
Branch Locations
4
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.76%
Return on Assets (ROA)
0.3477%
Return on Equity (ROE)
2.9416%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
152,649,175
Total Amount of Shares and Deposits
134,060,450
Total Shares and Deposits < 1 Year
129,724,259
Total Shares and Deposits 1 3 Years
3,938,538
Total Shares and Deposits > 3 Years
397,653
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,942,829
Total Uninsured Shares and Deposits > $250K (F+J)
13,942,829
Total Insured Shares and Deposits > $250K (item 17 less item K)
120,117,621
Total Interest Expense (Sum of items 6 8)
503,236
Share Certificates
609
Number of Accounts for Share Drafts
4,611
IRA KEOGH Accounts
224
Number of Accounts for Regular Shares
12,808
All other shares
565
Money Market Shares
407
Net Income (unless the amount is already included in Undivided Earnings)
530,722
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,929,113
Total Liabilities
136,100,946
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Go Energy Financial Credit UnionDoes Go Energy Financial Credit Union offer CDs?Yes. Go Energy Financial Credit Union current CD rates include its CD Accounts - 1 year at 4.00% APY, its CD Accounts - 6 month at 3.351% APY and its CD Accounts - 18 month at 3.20% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Go Energy Financial Credit Union NCUA insured?Yes. Go Energy Financial Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Go Energy Financial Credit Union?The highest Go Energy Financial Credit Union CD rate is its CD Accounts - 1 year at 4.00% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Go Energy Financial Credit Union offer?Go Energy Financial Credit Union CD rates are 3.351% APY for a 6 month CD, 4.00% APY for a 12 month CD, 3.20% APY for an 18 month CD, 3.041% APY for a 2 year CD, 2.785% APY for a 3 year CD and 2.79% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Go Energy Financial Credit Union for its full lineup. What is the highest savings rate at Go Energy Financial Credit Union?The highest Go Energy Financial Credit Union savings rate is its Additional Savings Accounts at 0.10% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest money market rate at Go Energy Financial Credit Union?The highest Go Energy Financial Credit Union money market rate is its Money Market Account at 1.26% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest checking rate at Go Energy Financial Credit Union?The highest Go Energy Financial Credit Union checking rate is its Spark Checking at 0.25% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at Go Energy Financial Credit Union?The lowest Go Energy Financial Credit Union auto loan rate is its Auto Loan - Fixed Rate at 3.59% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Go Energy Financial Credit Union?The lowest Go Energy Financial Credit Union personal loan rate is its Personal and Lifestyle Loans at 9.90% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Go Energy Financial Credit Union operate?Go Energy Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Go Energy Financial Credit Union?Yes, to access services at Go Energy Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Go Energy Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Go Energy Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Go Energy Financial Credit Union offer online and mobile banking?Most modern institutions like Go Energy Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://goenergyfinancial.com/. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Go Energy Financial Credit Union rates compare?Go Energy Financial Credit Union's CD rates are 9% higher than the MonitorBankRates national average, and it has an A+ health rating. Go Energy Financial Credit Union's top rates are its CD Accounts - 1 year at 4.00% APY, its Additional Savings Accounts at 0.10% APY, its Money Market Account at 1.26% APY, its Spark Checking at 0.25% APY and its Personal and Lifestyle Loans at 9.90% APR, verified by MonitorBankRates on October 30, 2026. Current Go Energy Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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