1st United Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. 1st United Credit Union Deposit Rates
1st United Credit Union's 24-Month CD certificate rates are at 3.75%, 36-Month CD certificate bump rates are at 3.50%, 12-Month CD certificate rates are at 3.00%, 60-Month CD certificate bump rates are at 2.50%, 48-Month CD certificate bump rates are at 2.30%. 1st United Credit Union's savings rates are at 0.03%. 1st United Credit Union's money market rates are at 0.10%. 1st United Credit Union's 30-Year Fixed Jumbo rates are at 7.02%, 15-Year Fixed Jumbo rates are at 6.77%, 30-Year Fixed rates are at 6.82%, 7/1 ARM rates are at 6.72%, 7/1 ARM Jumbo rates are at 6.72%. 1st United Credit Union's Personal Loan Rates are at 10.89. 1st United Credit Union's Credit Card Rates are at 13.90.

1st United Credit Union

Compare 1st United Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st United Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st United Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st United Credit Union? Share your experience about 1st United Credit Union by leaving a review below, or read customer reviews before you decide to use 1st United Credit Union.

Overall, 1st United Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.00%
18-Month CD
N/A
24-Month CD
3.75%
36-Month CD
3.50%
48-Month CD
2.30%
60-Month CD
2.50%
Savings
0.03%
MMA
0.10%
30-Year Fixed
7.06%
Credit Card
13.90%
Personal Loan
10.89%
1st United Credit Union
Main
5901 Gibraltar Dr
Pleasanton, CA 94588
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st United Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Park State Bank
Park State Bank
7-Month CD Special
5.00%
$5,000
Education Credit Union
Education Credit Union
12-Month CD
4.75%
$500
RBAZ Republic Bank of Arizona
24-Month CD
4.51%
$1,000
Apple Bank for Savings
Apple Bank for Savings
Simple Savings Account
4.30%
$50,000
Landmark Credit Union
Landmark Credit Union
48-Month CD certificate
4.30%
$500
Fidelity
Fidelity
60-Month CD New Issue
4.20%
$1,000
Abbey Credit Union
Abbey Credit Union
36-Month CD
4.15%
$500
1st United Credit Union
1st United Credit Union
24-Month CD certificate
3.75%
$250
First FSB of Twin Falls
First FSB of Twin Falls
60-Month Jumbo CD
3.71%
$100,000
MidCountry Bank
MidCountry Bank
18-Month CD
3.55%
$10,000
Western Heritage Bank
Western Heritage Bank
36-Month CD Bump
3.50%
$1,000
1st United Credit Union
1st United Credit Union
36-Month CD certificate bump
3.50%
$250
Hughes Federal Credit Union
Hughes Federal Credit Union
6-Month CD
3.30%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
24-Month CD
3.25%
$10,000
Salem Five Direct
Salem Five Direct
24-Month CD special
3.25%
$10,000
TSB Bank
TSB Bank
60-Month CD
3.10%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
48-Month CD
3.03%
$1,000
Mauch Chunk Trust Co.
36-Month CD
3.01%
$500
Union State Bank of Everest
Union State Bank of Everest
36-Month CD
3.00%
$1,000
Bank Forward
Bank Forward
36-Month CD
3.00%
$500
1st United Credit Union
1st United Credit Union
12-Month CD certificate
3.00%
$250
Access Community Credit Union
Access Community Credit Union
48-Month CD certificate
3.00%
$1,000
Northumberland Bank
Northumberland Bank
12-Month CD
2.68%
$5,000
1st Security Bank of Washington
1st Security Bank of Washington
12-Month CD w/relationship
2.65%
$500
Genoa Community Bank
Genoa Community Bank
36-Month CD
2.55%
$500
1st United Credit Union
1st United Credit Union
60-Month CD certificate bump
2.50%
$250
1st United Credit Union
1st United Credit Union
48-Month CD certificate bump
2.30%
$250
1st Gateway Credit Union
1st Gateway Credit Union
48-Month CD certificate
2.20%
$1,000
JTNB
JTNB
60-Month CD
2.02%
$1,000
Bank of Edmonson County
Bank of Edmonson County
60-Month CD Monthly
2.02%
$500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
18-Month CD
2.00%
$500
Unison Bank
Unison Bank
36-Month CD
2.00%
$2,500
1st United Credit Union
1st United Credit Union
84-Month CD certificate bump
2.00%
$250
Security Bank Minnesota
Security Bank Minnesota
24-Month CD
1.75%
$1,000
Lake City Federal Bank
Lake City Federal Bank
Money Market
1.55%
$75,000
Bank of the Valley
Bank of the Valley
Checking Account
1.30%
$5,000
CNB St Louis Bank
CNB St Louis Bank
60-Month CD
1.26%
$500
Bank of Easton
Bank of Easton
18-Month CD
1.25%
$500
Lee Bank
Lee Bank
36-Month CD
1.23%
$500
Presence Bank
Presence Bank
24-Month CD
0.75%
$250
Bank of Sun Prairie
Bank of Sun Prairie
18-Month CD
0.75%
$500
Middlesex Federal Savings
Middlesex Federal Savings
48-Month CD
0.70%
$500
State Bank of the Lakes
State Bank of the Lakes
12-Month CD
0.50%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
Money Market Tiered
0.50%
$0
Madison Valley Bank
Madison Valley Bank
Money Market
0.45%
$1,000
CIT Bank
CIT Bank
36-Month CD
0.40%
$1,000
Mvsb
60-Month CD
0.30%
$500
Equitable S&L Co.
Equitable S&L Co.
36-Month CD
0.25%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD Bump Rate
0.20%
$5,000
Southwest Missouri Bank
Southwest Missouri Bank
Money Market Deposit
0.20%
$0
Unity Bank
Unity Bank
12-Month CD
0.15%
$1,000
American State Bank of Grygla
American State Bank of Grygla
NOW Account
0.15%
$500
First National Bank of Michigan
First National Bank of Michigan
First Personal Savings
0.10%
$100
1st United Credit Union
1st United Credit Union
Money Market
0.10%
$1,000
First Nations Bank
First Nations Bank
48-Month CD
0.05%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
Savings Account
0.05%
$100
1st United Credit Union
1st United Credit Union
Regular Savings
0.03%
$5
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
Pataskala Banking Company
Pataskala Banking Company
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st United Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st United Credit Union
1st United Credit Union
30-Year Fixed Jumbo
7.020%
7.063%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.771%
6.883%
0.000
1st United Credit Union
1st United Credit Union
30-Year Fixed
6.820%
6.872%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.723%
6.774%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
6.723%
6.764%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.371%
6.493%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.056%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.750%
5.946%
0.250
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
15 Year Fixed
6.375%
6.611%
0.000
El Reno RIL Credit Union
El Reno RIL Credit Union
10 Year Fixed
4.500%
4.666%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
30-Year Fixed
7.250%
7.331%
0.000
The Bank of Glen Burnie
The Bank of Glen Burnie
15-Year Fixed
6.250%
6.730%
1.000
Achieva Credit Union
Achieva Credit Union
30-Year Fixed (FMNA)
6.750%
6.840%
0.000
Auburn Savings Bank
Auburn Savings Bank
20-Year Fixed First Mortgage Portfolio
7.375%
7.577%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.625%
6.685%
0.000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
5/1 ARM
6.250%
7.097%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
20 Year Fixed
6.750%
7.050%
1.500
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.750%
5.834%
0.000
State Employees Credit Union
State Employees Credit Union
30-Year Fixed (LTV 90% or less)
6.875%
6.970%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.250%
6.436%
1.125
FirstBank of Nebraska
FirstBank of Nebraska
30-Year Fixed
6.375%
6.376%
0.000
Riverview Federal Credit Union
Riverview Federal Credit Union
3/1 Year ARM 30
6.500%
6.956%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
8.000%
8.039%
0.000
Geddes Federal S&L
Geddes Federal S&L
10-1 ARM
6.250%
6.738%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
6.500%
6.600%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st United Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Abnb Federal Credit Union
Abnb Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
1st Midamerica Credit Union
1st Midamerica Credit Union
Platinum
8.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st United Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st United Credit Union Information

Credit Union Name: 1st United Credit Union
Full Time Employees: 161
Part Time Employees: 9
President: Dave Macdonald
CEO: Stephen Stone
Branch Locations: 9
ATM Locations: 9
Corporate Office Address:
5901 Gibraltar Dr
Pleasanton, CA 94588
Phone Number: 800-649-0193
Fax Number: 925-598-4862

1st United Credit Union Financials

Total Assets:
1,247,558,904
Total Amount of Shares and Deposits:
1,116,267,077
Total Shares and Deposits < 1 Year:
979,993,404
Total Shares and Deposits 1 3 Years:
123,245,458
Total Shares and Deposits > 3 Years:
13,028,215
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
89,131,045
Total Uninsured Shares and Deposits > $250K (F+J):
89,131,045
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,027,136,032
Total Interest Expense (Sum of items 6 8):
7,940,922
Share Certificates:
11,432
Number of Accounts for Share Drafts:
30,025
IRA KEOGH Accounts:
1,938
Number of Accounts for Regular Shares:
68,388
Money Market Shares:
4,037
Net Income (unless the amount is already included in Undivided Earnings):
5,366,907
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
102,535,365
Total Liabilities:
1,142,674,673
Show More

1st United Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

As we predicted in early March, the the top 1 year CD rate currently available is now at 1.49 percent with a yield of 1.50 percent. Conexus Credit Union is the first financial institution in the rate database to increase their 1 year rate to the 1.50 percent level.

Mortgage Rates Week of October, 31, 2011Mortgage rates are barely changed this week over last. Today's mortgage rates on 30 year mortgage loans are averaging 4.13%, a slight increase from last week’s average 30 year mortgage rate of 4.11%. Average mortgage rates on 15 year mortgages are higher this week averaging 3.42%, an increase from last week’s average 15 year mortgage rate of 3.39%.
giantbank.com Money Market Account rates are now at 0.45 percent with a yield of 0.45 percent. View current Money Market Account rates at giantbank.com below.

Bank or Credit Union Offers and Deals

Mortgage Rates: 30 Year Mortgage Rates at 5.03% and 15 Year Mortgage Rates at 4.35%
Current Mortgage Rates at 5.18% - 10-Year Treasury Yields at 3.45%
Get $50 from TradeKing
Long Term Mortgage Rates Mixed This Week: 30 Year Rates Above 5.00%
Jumbo Mortgage Rates Coming Down?
Capital One Money Market Account Rates + $500 Bonus
Warren Buffett's Berkshire Hathaway
Mortgage Rates Hit Record Low: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.13%
Mortgage Rates: 30 Year Fixed Rate Mortgages Decreased to 4.79%
OneUnited Bank Savings 25K Rates now at 0.50%

Alternative Bank and Credit Union Offers to Explore

16 Financial Institutions Now Offering 1 Year CD Rates at or above 1.00 Percent
Bangor Savings Bank 5 Year CD Rates now at 1.25%
Ally Bank 18 Month CD Rates now at 1.29%
Home Mortgage Rates Mixed
Mortgage Rates Lower This Week: 30 Year Mortgage Rates Hit Record Low of 4.09%
Weekly Mortgage Rates: June 1, 2009
Acacia Federal Savings Account
Chicago, IL Auto Loan Rates
FlagStar Bank Money Market Account Rate of 3.65% APY
Mississippi FCU Savings Interest Rates and Money Market Account Rates

1st United Credit Union Reviews

There are no reviews for 1st United Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for 1st United Credit Union
Your Name:
Your Rating:

See how 1st United Credit Union Compares to other credit unions