1st United Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st United Credit Union's 24-Month CD rates are at 3.75%, 36-Month CD (bump) rates are at 3.50%, 12-Month CD rates are at 3.00%, 60-Month CD (bump) rates are at 2.50%, 48-Month CD (bump) rates are at 2.30%. 1st United Credit Union's savings rates are at 0.03%. 1st United Credit Union's money market rates are at 0.10%. 1st United Credit Union's 30-Year Fixed rates are at 7.04%, 15-Year Fixed Jumbo rates are at 6.97%, 30-Year Fixed Jumbo rates are at 7.04%, 15-Year Fixed rates are at 6.57%, 7/1 ARM rates are at 6.34%. 1st United Credit Union's Personal Loan Rates are at 10.89. 1st United Credit Union's Credit Card Rates are at 13.90.

1st United Credit Union

Compare 1st United Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st United Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st United Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st United Credit Union? Share your experience about 1st United Credit Union by leaving a review below, or read customer reviews before you decide to use 1st United Credit Union.

Overall, 1st United Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.00%
18-Month CD
N/A
24-Month CD
3.75%
36-Month CD
3.50%
48-Month CD
2.30%
60-Month CD
2.50%
Savings
0.03%
MMA
0.10%
30-Year Fixed
7.09%
Credit Card
13.90%
Personal Loan
10.89%
1st United Credit Union
Main
5901 Gibraltar Dr
Pleasanton, CA 94588
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st United Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Stryv Bank
Stryv Bank
12-Month CD
5.01%
$100
Old Dominion National Bank
Old Dominion National Bank
Student Savings
5.00%
$500
Trinity Bank, N.A.
Trinity Bank, N.A.
6-Month CD
4.70%
$1,000
Salem Five Direct
Salem Five Direct
24-Month CD (special)
4.50%
$10,000
Lone Star Bank
Lone Star Bank
6-Month CD
4.25%
$1,000
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
12-Month CD
4.25%
$1,000
Luana Savings Bank
Luana Savings Bank
48-Month CD
4.21%
$2,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
12-Month CD
4.00%
$1,000
O\' Bannon Bank
O\' Bannon Bank
36-Month CD
3.80%
$1,000
1st United Credit Union
1st United Credit Union
24-Month CD
3.75%
$250
Foresight Bank
Foresight Bank
36-Month CD
3.65%
$500
121 Financial Credit Union
121 Financial Credit Union
36-Month CD
3.60%
$500
Bell Bank
Bell Bank
24-Month CD
3.50%
$500
Sandy Spring Bank
Sandy Spring Bank
60-Month CD
3.50%
$1,000
1st United Credit Union
1st United Credit Union
36-Month CD (bump)
3.50%
$250
Concordia Bank & Trust Company
Concordia Bank & Trust Company
24-Month CD
3.44%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
18-Month CD
3.25%
$1,000
First Nebraska Bank
First Nebraska Bank
60-Month CD
3.14%
$500
State Bank of De Kalb
State Bank of De Kalb
36-Month CD
3.09%
$500
Hanover Community Bank
Hanover Community Bank
60-Month CD
3.00%
$500
1st United Credit Union
1st United Credit Union
12-Month CD
3.00%
$250
Haddon Savings Bank
Haddon Savings Bank
36-Month CD
2.90%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD
2.70%
$1,000
Vast Bank
Vast Bank
60-Month CD
2.55%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
Money Market
2.53%
$75,000
West Shore Bank
West Shore Bank
24-Month CD
2.52%
$500
1st United Credit Union
1st United Credit Union
60-Month CD (bump)
2.50%
$250
1st United Credit Union
1st United Credit Union
48-Month CD (bump)
2.30%
$250
The Bank of Landisburg
The Bank of Landisburg
60-Month CD
2.16%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
6-Month CD
2.02%
$1,000
Profile Bank
Profile Bank
60-Month CD
2.02%
$500
Great Midwest Bank
Great Midwest Bank
12-Month CD
2.00%
$1,000
1st United Credit Union
1st United Credit Union
84-Month CD (bump)
2.00%
$250
5 Star Community Credit Union
5 Star Community Credit Union
6-Month CD certificate
1.50%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
24-Month CD
1.35%
$500
Champlain National Bank
Champlain National Bank
36-Month CD
1.26%
$500
RBT Rollstone B&T
RBT Rollstone B&T
48-Month CD
1.25%
$500
Western Nebraska Bank
Western Nebraska Bank
6-Month CD
1.21%
$250
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
60-Month CD
1.10%
$1,000
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
24-Month CD
0.85%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
6-Month CD
0.75%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
12-Month CD
0.75%
$1,000
Interstate Bank
Interstate Bank
Interest Checking Now
0.75%
$500
State Bank Freeport, IL
State Bank Freeport, IL
48-Month CD
0.55%
$1,000
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
60-Month CD
0.35%
$500
SSB Community Bank
SSB Community Bank
60-Month CD
0.35%
$1,000
Pulaski Savings Bank
Pulaski Savings Bank
18-Month CD
0.30%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
Money Market
0.25%
$2,500
Chemung Canal Trust Company
Chemung Canal Trust Company
18-Month CD
0.20%
$1,000
First Seacoast Bank
First Seacoast Bank
12-Month CD
0.20%
$1,000
Lake Elmo Bank
Lake Elmo Bank
Money Market
0.16%
$0
Verus Bank of Commerce
Verus Bank of Commerce
12-Month CD
0.15%
$1,000
Beardstown Savings
Beardstown Savings
Statement Savings
0.15%
$1
Eclipse Bank
Eclipse Bank
6-Month CD
0.10%
$1,000
Simmesport State Bank
Simmesport State Bank
Passbook Savings
0.10%
$100
1st United Credit Union
1st United Credit Union
Money Market
0.10%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
Membership Savings
0.10%
$100
1st United Credit Union
1st United Credit Union
Regular Savings
0.03%
$5
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st United Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
6.000%
6.084%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20 Year Fixed
6.000%
6.208%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 ARM
6.500%
6.294%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.250%
6.310%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15 Year Fixed
6.000%
6.330%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
6.340%
6.376%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.340%
6.389%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
6.125%
6.430%
0.000
Laredo Federal Credit Union
Laredo Federal Credit Union
10 Year Fixed
6.125%
6.526%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
30-Year Fixed
6.500%
6.569%
0.000
Brentwood Bank
Brentwood Bank
15-Year Fixed
6.500%
6.654%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.571%
6.686%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
20 Year Fixed
6.625%
6.750%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30 Year Fixed
6.625%
6.778%
0.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
30-Year Fixed Jumbo
6.750%
6.830%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.750%
6.851%
0.000
Geddes Federal S&L
Geddes Federal S&L
10-1 ARM
6.375%
6.861%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed Jumbo
6.875%
6.890%
0.500
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed Jumbo
6.750%
6.898%
0.500
Randolph Brooks FCU
Randolph Brooks FCU
30-Year Fixed
6.875%
6.920%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.825%
6.954%
0.000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
10/1 ARM
6.625%
6.970%
0.000
Great Lakes Credit Union
Great Lakes Credit Union
20 Year Fixed
6.625%
6.993%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
7.000%
7.014%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st United Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st United Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st United Credit Union Information

Credit Union Name: 1st United Credit Union
Full Time Employees: 161
Part Time Employees: 9
President: Dave Macdonald
CEO: Stephen Stone
Branch Locations: 9
ATM Locations: 9
Corporate Office Address:
5901 Gibraltar Dr
Pleasanton, CA 94588
Phone Number: 800-649-0193
Fax Number: 925-598-4862

1st United Credit Union Financials

Total Assets:
1,247,558,904
Total Amount of Shares and Deposits:
1,116,267,077
Total Shares and Deposits < 1 Year:
979,993,404
Total Shares and Deposits 1 3 Years:
123,245,458
Total Shares and Deposits > 3 Years:
13,028,215
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
89,131,045
Total Uninsured Shares and Deposits > $250K (F+J):
89,131,045
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,027,136,032
Total Interest Expense (Sum of items 6 8):
7,940,922
Share Certificates:
11,432
Number of Accounts for Share Drafts:
30,025
IRA KEOGH Accounts:
1,938
Number of Accounts for Regular Shares:
68,388
Money Market Shares:
4,037
Net Income (unless the amount is already included in Undivided Earnings):
5,366,907
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
102,535,365
Total Liabilities:
1,142,674,673
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1st United Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

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1st United Credit Union Reviews

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