1st United Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. 1st United Credit Union Deposit Rates
1st United Credit Union's 36-Month CD (bump) rates are at 3.50%, 24-Month CD rates are at 3.50%, 12-Month CD rates are at 3.25%, 48-Month CD (bump) rates are at 2.75%, 60-Month CD (bump) rates are at 2.50%. 1st United Credit Union's savings rates are at 0.03%. 1st United Credit Union's money market rates are at 0.10%. 1st United Credit Union's 30-Year Fixed Jumbo rates are at 6.62%, 30-Year Fixed rates are at 6.50%, 15-Year Fixed Jumbo rates are at 6.00%, 15-Year Fixed rates are at 5.75%, 7/1 ARM Jumbo rates are at 5.75%. 1st United Credit Union's Personal Loan Rates are at 10.89. 1st United Credit Union's Credit Card Rates are at 13.90.

1st United Credit Union

Compare 1st United Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st United Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st United Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st United Credit Union? Share your experience about 1st United Credit Union by leaving a review below, or read customer reviews before you decide to use 1st United Credit Union.

Overall, 1st United Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
N/A
24-Month CD
3.50%
36-Month CD
3.50%
48-Month CD
2.75%
60-Month CD
2.50%
Savings
0.03%
MMA
0.10%
30-Year Fixed
6.67%
Credit Card
13.90%
Personal Loan
10.89%
1st United Credit Union
Main
5901 Gibraltar Dr
Pleasanton, CA 94588
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st United Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of India US
State Bank of India US
12-Month CD
4.37%
$1,000
Santander Bank
Santander Bank
6-Month CD
4.00%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
48-Month CD
3.82%
$100
USAlliance Financial
USAlliance Financial
High Dividend Savings
3.75%
$500
Global Bank
Global Bank
48-Month CD
3.75%
$1,000
FSB of Westmoreland
FSB of Westmoreland
48-Month CD
3.73%
$1,000
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
3.70%
$100,000
Abington Bank
Abington Bank
18-Month CD
3.60%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
18-Month CD
3.53%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
6-Month CD
3.53%
$1,000
1st United Credit Union
1st United Credit Union
24-Month CD
3.50%
$250
1st United Credit Union
1st United Credit Union
36-Month CD (bump)
3.50%
$250
Foresight Bank
Foresight Bank
36-Month CD
3.39%
$500
NBKC Bank
NBKC Bank
48-Month CD
3.25%
$250
1st United Credit Union
1st United Credit Union
12-Month CD
3.25%
$250
Camp Grove State Bank
Camp Grove State Bank
24-Month CD
3.00%
$1,000
Yampa Valley Bank
Yampa Valley Bank
24-Month CD
3.00%
$1,000
Superior National Bank
Superior National Bank
18-Month CD
3.00%
$500
Patriot Bank N.A.
Patriot Bank N.A.
18-Month CD
3.00%
$500
M.Y. Safra Bank
M.Y. Safra Bank
18-Month CD
2.75%
$500
1st United Credit Union
1st United Credit Union
48-Month CD (bump)
2.75%
$250
The Peoples Bank Co.
The Peoples Bank Co.
48-Month CD
2.73%
$500
State Bank of Medora
State Bank of Medora
48-Month CD
2.63%
$500
Rosedale FSL
Rosedale FSL
36-Month CD
2.55%
$500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
48-Month CD
2.52%
$1,000
1st United Credit Union
1st United Credit Union
60-Month CD (bump)
2.50%
$250
Bluff View Bank
Bluff View Bank
Kasasa Checking
2.50%
$50
Lowell Five SB
Lowell Five SB
48-Month CD
2.30%
$500
Jonah Bank of Wyoming
Jonah Bank of Wyoming
60-Month CD
2.02%
$500
North Shore Bank of Commerce
North Shore Bank of Commerce
24-Month CD
2.00%
$1,000
1st United Credit Union
1st United Credit Union
84-Month CD (bump)
2.00%
$250
Forcht Bank
Forcht Bank
Platinum Business Money Market
1.76%
$500,000
FCNB Bank
FCNB Bank
36-Month CD
1.50%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
24-Month CD
1.26%
$1,000
Northumberland Bank
Northumberland Bank
24-Month CD
0.80%
$5,000
Chelsea Savings Bank
Chelsea Savings Bank
Prime Money Market
0.75%
$20,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
3-Month CD
0.75%
$500
Municipal Bank
Municipal Bank
48-Month CD
0.65%
$1,000
Bank of Botetourt
Bank of Botetourt
24-Month CD
0.65%
$500
1st Bank Yuma
1st Bank Yuma
48-Month CD
0.60%
$1,000
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
Merrimack County SB
Merrimack County SB
48-Month CD
0.50%
$500
William Penn Bank
William Penn Bank
6-Month CD
0.50%
$500
Winter Hill Bank
Winter Hill Bank
24-Month CD
0.45%
$500
Ulster Savings Bank
Ulster Savings Bank
24-Month CD
0.30%
$50
BankWest Of Kansas
BankWest Of Kansas
Money Market
0.25%
$10,000
Warsaw Federal S&L
12-Month CD
0.25%
$500
American Savings Bank, FSB
American Savings Bank, FSB
24-Month CD
0.25%
$1,000
Bank of Brenham
Bank of Brenham
Money Market
0.15%
$1,000
BankOrion
BankOrion
NOW Checking
0.10%
$1,000
Universal Bank
Universal Bank
3-Month CD
0.10%
$1,000
1st United Credit Union
1st United Credit Union
Money Market
0.10%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
12-Month CD
0.05%
$500
Mercer Savings Bank
Mercer Savings Bank
Savings
0.05%
$100
SSB Scott State Bank
SSB Scott State Bank
Savings
0.05%
$10
United Trust Bank
United Trust Bank
Statement Savings
0.05%
$0
Haverhill Bank
Haverhill Bank
NOW Checking
0.05%
$10
1st United Credit Union
1st United Credit Union
Regular Savings
0.03%
$5
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st United Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.375%
5.578%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.500%
5.600%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.625%
5.682%
0.000
Investment Savings Bank
Investment Savings Bank
20 Year Fixed
5.625%
5.705%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
5.500%
5.738%
1.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
5.750%
5.784%
0.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
5.625%
5.802%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.750%
5.823%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
5.625%
5.891%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
5.875%
5.945%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
5.875%
6.010%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.047%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.000%
6.063%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st United Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st United Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st United Credit Union Information

Credit Union Name: 1st United Credit Union
Full Time Employees: 160
Part Time Employees: 10
President: Dave Macdonald
CEO: Stephen Stone
Branch Locations: 9
ATM Locations: 9
Corporate Office Address:
5901 Gibraltar Dr
Pleasanton, CA 94588
Phone Number: 800-649-0193
Fax Number: 925-598-4862

1st United Credit Union Financials

Total Assets:
1,238,467,379
Total Amount of Shares and Deposits:
1,101,960,405
Total Shares and Deposits < 1 Year:
1,024,038,400
Total Shares and Deposits 1 3 Years:
67,866,599
Total Shares and Deposits > 3 Years:
10,055,406
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
90,977,188
Total Uninsured Shares and Deposits > $250K (F+J):
90,977,188
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,010,983,217
Total Interest Expense (Sum of items 6 8):
3,367,875
Share Certificates:
12,223
Number of Accounts for Share Drafts:
30,382
IRA KEOGH Accounts:
1,947
Number of Accounts for Regular Shares:
67,245
Money Market Shares:
3,906
Net Income (unless the amount is already included in Undivided Earnings):
1,603,754
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
91,852,663
Total Liabilities:
1,124,809,230
Show More

1st United Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Just like many Americans, you're probably not great at saving money but don't mind spending a few dollars on lottery tickets. Bankrate.com's 2014 Financial Security Index showed that 76 percent of Americans didn't have the recommended 6 months of expenses in an emergency savings account. A more depressing statistic is that 26 percent of Americans had no emergency savings at all and live paycheck to paycheck.
Right now on our list of auto loan rates in New York, New York, Pentagon Federal Credit Union have the best auto loan rate on a 4 year loan for a new auto. PenFed's current 48 month new auto loan rat is at 2.49 percent.
Mortgage Rates Today October 4-21The recent spike in mortgage rates today can be attributed to the increase in 10 year Treasury yields this past week. Average 30-year mortgage rates increased to 2.85 percent earlier today, an increase from an average of 2.82 percent yesterday.

Bank or Credit Union Offers and Deals

Mortgage Rates at 4-Month Low- Freddie Mac
Robinhood Savings Rates
Mortgage Rates 15 Year Mortgage Rates at 3.38%
Middlesex Savings Bank CD Rates & IRA CD Rates
How Soon Will You Receive Your FDIC-Insured Money After a Bank Failure?
USA One Credit Union 8 Month Step-Up CD Yield of 1.45%
CD Rates: Updated May 4th
Benefits to Using a Licensed Realtor When Selling a Home
ETRADE Financial Online Savings Account with an Online Checking option
Best CD Rates - December 21, 2018

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: Fixed Mortgage Rates Higher, 30 Year Mortgage Rates at 4.30%
First Internet Bank of Indiana Money Market Account Rates now at 0.80%
Mortgage Rates Descend to Record Low: 30 Year Mortgage Rates 4.01%
The Top Savings Rates and MMA Rates: Maximize Your Annual Return
Savings Account Rates & Market Account Rates From Alabama CU
Weekly CD Rates: June 1, 2009
Bank of America CD Rates
Comerica CD Rates: Special CD 6-Month 5.00% APY
Jumbo Mortgage Rates are Still Low Heading into 2016
Best Auto Insurance Rates - Finding the Best Insurance Rates

1st United Credit Union Reviews

There are no reviews for 1st United Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for 1st United Credit Union
Your Name:
Your Rating:

See how 1st United Credit Union Compares to other credit unions