1st United Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st United Credit Union's 36-Month CD (bump) rates are at 3.50%, 24-Month CD rates are at 3.50%, 12-Month CD rates are at 3.25%, 48-Month CD (bump) rates are at 2.75%, 60-Month CD (bump) rates are at 2.50%. 1st United Credit Union's savings rates are at 0.10%. 1st United Credit Union's money market rates are at 0.10%. 1st United Credit Union's 30-Year Fixed Jumbo rates are at 6.85%, 30-Year Fixed rates are at 6.75%, 15-Year Fixed Jumbo rates are at 6.25%, 7/1 ARM rates are at 6.25%, 7/1 ARM Jumbo rates are at 6.25%. 1st United Credit Union's Personal Loan Rates are at 10.89. 1st United Credit Union's Credit Card Rates are at 13.90.

1st United Credit Union

Compare 1st United Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st United Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st United Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st United Credit Union? Share your experience about 1st United Credit Union by leaving a review below, or read customer reviews before you decide to use 1st United Credit Union.

Overall, 1st United Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
N/A
24-Month CD
3.50%
36-Month CD
3.50%
48-Month CD
2.75%
60-Month CD
2.50%
Savings
0.10%
MMA
0.10%
30-Year Fixed
6.89%
Credit Card
13.90%
Personal Loan
10.89%
1st United Credit Union
Main
5901 Gibraltar Dr
Pleasanton, CA 94588
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st United Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Stearns Bank Holdingford
Stearns Bank Holdingford
12-Month CD
4.16%
$500
FNB of Bangor
FNB of Bangor
12-Month CD
4.10%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
60-Month CD
4.00%
$250
Complex Community Federal Credit Union
Complex Community Federal Credit Union
6-Month CD
3.98%
$500
Touchmark Bank
Touchmark Bank
6-Month CD
3.90%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
12-Month CD
3.90%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
60-Month CD
3.56%
$500
Bank of Brenham
Bank of Brenham
12-Month CD
3.50%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
18-Month CD
3.50%
$250
1st United Credit Union
1st United Credit Union
24-Month CD
3.50%
$250
1st United Credit Union
1st United Credit Union
36-Month CD (bump)
3.50%
$250
Bank of Prague
Bank of Prague
60-Month CD
3.28%
$1,000
Primebank
Primebank
18-Month CD
3.25%
$1,000
1st United Credit Union
1st United Credit Union
12-Month CD
3.25%
$250
The Grant County Bank
The Grant County Bank
36-Month CD
3.05%
$500
Yampa Valley Bank
Yampa Valley Bank
24-Month CD
3.00%
$1,000
Mauch Chunk Trust Company
60-Month CD
2.79%
$500
1st United Credit Union
1st United Credit Union
48-Month CD (bump)
2.75%
$250
Main Street Bank
Main Street Bank
48-Month CD
2.50%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
24-Month CD
2.50%
$1,000
1st United Credit Union
1st United Credit Union
60-Month CD (bump)
2.50%
$250
State Bank & Trust Company
State Bank & Trust Company
48-Month CD
2.27%
$1,000
Marthas Vineyard Bank
Marthas Vineyard Bank
24-Month CD
2.25%
$1,000
Bruning Bank
Bruning Bank
60-Month CD
2.22%
$500
Northrim Bank
Northrim Bank
3-Month CD
2.10%
$500
1st United Credit Union
1st United Credit Union
84-Month CD (bump)
2.00%
$250
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
6-Month CD
1.90%
$2,500
Forte Bank
Forte Bank
48-Month CD
1.76%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
60-Month CD
1.65%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
Money Market
1.51%
$25,000
SouthernTrust Bank
SouthernTrust Bank
36-Month CD
1.51%
$1,000
TrustCo Bank
TrustCo Bank
18-Month CD
1.50%
$500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
30-Month CD
1.15%
$1,500
Winchester Co-operative Bank
Winchester Co-operative Bank
Statement Savings
1.00%
$1
First National Bank of Michigan
First National Bank of Michigan
First Growth Money Market
1.00%
$250,000
Liberty Bank for Savings
Liberty Bank for Savings
24-Month CD
0.95%
$5,000
National Bank of Blacksburg
National Bank of Blacksburg
Money Market
0.95%
$100,000
Grinnell State Bank
Grinnell State Bank
Money Market
0.75%
$25,000
Midland Federal S&L
Midland Federal S&L
36-Month CD
0.75%
$1,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
12-Month CD
0.75%
$500
Versailles S&L Co.
Versailles S&L Co.
36-Month CD
0.75%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
36-Month CD
0.55%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
12-Month CD
0.50%
$1,000
Chickasaw Community Bank
Chickasaw Community Bank
Kasasa Checking
0.50%
$100
Hoyne Savings Bank
Hoyne Savings Bank
60-Month CD
0.50%
$500
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
Frontier State Bank
Frontier State Bank
Interest Checking
0.40%
$100
Halstead Bank
Halstead Bank
Statement Savings
0.30%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
18-Month CD
0.25%
$500
New Haven Bank
New Haven Bank
12-Month CD
0.15%
$500
Consumers National Bank
Consumers National Bank
Consumer Premium Money Market
0.10%
$50
1st United Credit Union
1st United Credit Union
Money Market
0.10%
$1,000
1st United Credit Union
1st United Credit Union
Regular Savings
0.10%
$5
Chelsea Groton Bank
Chelsea Groton Bank
3-Month CD
0.05%
$500
Huntington FSB
Huntington FSB
Paymaster Checking
0.05%
$100
FNB of Groton
FNB of Groton
Basic Savings
0.05%
$100
Lowell Five SB
Lowell Five SB
Premier Money Market
0.05%
$0
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
Gorham Savings Bank
Gorham Savings Bank
207 Checking
0.02%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st United Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.500%
5.892%
2.000
Marathon Bank
Marathon Bank
15-Year Fixed
5.750%
5.923%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.875%
5.947%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.750%
6.028%
0.250
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.990%
6.066%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.000%
6.123%
0.250
WVS West View SB
WVS West View SB
15-Year Fixed
5.875%
6.161%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.125%
6.166%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.125%
6.218%
0.000
The Huntington National Bank
The Huntington National Bank
15-Year Fixed
6.125%
6.242%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
6.250%
6.285%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.286%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.250%
6.292%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.125%
6.292%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.250%
6.306%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.250%
6.306%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
6.250%
6.314%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
6.125%
6.324%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.250%
6.331%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
6.125%
6.338%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.250%
6.363%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st United Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st United Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st United Credit Union Information

Credit Union Name: 1st United Credit Union
Full Time Employees: 160
Part Time Employees: 10
President: Dave Macdonald
CEO: Stephen Stone
Branch Locations: 9
ATM Locations: 9
Corporate Office Address:
5901 Gibraltar Dr
Pleasanton, CA 94588
Phone Number: 800-649-0193
Fax Number: 925-598-4862

1st United Credit Union Financials

Total Assets:
1,238,467,379
Total Amount of Shares and Deposits:
1,101,960,405
Total Shares and Deposits < 1 Year:
1,024,038,400
Total Shares and Deposits 1 3 Years:
67,866,599
Total Shares and Deposits > 3 Years:
10,055,406
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
90,977,188
Total Uninsured Shares and Deposits > $250K (F+J):
90,977,188
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,010,983,217
Total Interest Expense (Sum of items 6 8):
3,367,875
Share Certificates:
12,223
Number of Accounts for Share Drafts:
30,382
IRA KEOGH Accounts:
1,947
Number of Accounts for Regular Shares:
67,245
Money Market Shares:
3,906
Net Income (unless the amount is already included in Undivided Earnings):
1,603,754
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
91,852,663
Total Liabilities:
1,124,809,230
Show More

1st United Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

The best savings account rates and money market rates right now on our deposit rate list are currently at 1.04 percent. In this week's national rate survey from Bankrate the average savings rate is exactly half at 0.52 percent. The Federal Deposit Insurance Corporation's national average rate is even lower at 0.08 percent, making our top savings rate 13 times the FDIC average.
Average mortgage rates moved slightly higher, following U.S. Treasury Yields higher. Average 30 year mortgage rates today increased to 4.34 percent, up from last week's average 30 year rate of 4.29 percent. The six basis point increase continues the uptrend for mortgage rates this past month.
Bank of America NEA is offering some of the best CD rates available, particularly for shorter term CD rates.

Bank or Credit Union Offers and Deals

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OneUnited Bank CD Rates
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How to Use a Health Savings Account (HSA) as a Retirement Account

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1st United Credit Union Reviews

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