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iAdvertiser Disclosure
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 Members 1st Credit Union Redding, CA Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Members 1st Credit Union Redding, CA's savings rates are at 0.05%. Members 1st Credit Union Redding, CA's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Members 1st Credit Union Redding, CA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.84%. Rates were last updated on 03/27/2026. Members 1st Credit Union Redding, CA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members 1st Credit Union Redding, CA? Share your experience about Members 1st Credit Union Redding, CA by leaving a review below, or read customer reviews before you decide to use Members 1st Credit Union Redding, CA. Members 1st Credit Union Redding, CA
Corporate Office 4710 Mountain Lakes Blvd
https://www.m1cu.org Redding, CA 96003 
Members 1st Credit Union Redding, CA Savings Rates
Members 1st Credit Union Redding, CA Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Members 1st Credit Union Redding, CA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members 1st Credit Union Redding, CA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members 1st Credit Union Redding, CA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Members 1st Credit Union Redding, CA
Website
https://www.m1cu.org
Address
4710 Mountain Lakes Blvd,
Redding, CA 96003
Phone
530-222-6060
Fax
530-221-5532
President
Ken Reed
CEO
Caroline Redmann
Full-Time Employees
59
Part-Time Employees
1
Branch Locations
6
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.84%
Return on Assets (ROA)
1.1179%
Return on Equity (ROE)
10.7515%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
358,942,168
Total Amount of Shares and Deposits
319,676,402
Total Shares and Deposits < 1 Year
317,652,783
Total Shares and Deposits 1 3 Years
2,023,619
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,044,703
Total Uninsured Shares and Deposits > $250K (F+J)
22,044,703
Total Insured Shares and Deposits > $250K (item 17 less item K)
297,631,699
Total Interest Expense (Sum of items 6 8)
2,921,128
Share Certificates
1,872
Number of Accounts for Share Drafts
15,910
IRA KEOGH Accounts
310
Number of Accounts for Regular Shares
29,733
Money Market Shares
891
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
71,015,475
Total Liabilities
322,072,445
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Members 1st Credit Union Redding, CAIs Members 1st Credit Union Redding, CA a safe place to deposit money?Yes, Members 1st Credit Union Redding, CA is considered a safe financial institution. With a Texas Ratio of 0.84168512145382%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Members 1st Credit Union Redding, CA operate?Members 1st Credit Union Redding, CA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Members 1st Credit Union Redding, CA?Yes, to access services at Members 1st Credit Union Redding, CA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Members 1st Credit Union Redding, CA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Members 1st Credit Union Redding, CA provides members with tools to manage their accounts and build a solid financial history. Does Members 1st Credit Union Redding, CA offer online and mobile banking?Most modern institutions like Members 1st Credit Union Redding, CA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.m1cu.org. Current Members 1st Credit Union Redding, CA Rates
Retrieved from our database of financial products. Rates subject to change.
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