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Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Abbey Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Abbey Credit Union's 12 Month Jumbo CD rates are at 4.00%, 12 Month Jumbo CD rates are at 4.00%, 48 Month Charm Term CD rates are at 4.00%, 60 Month Charm Term CD rates are at 4.00%, 24 Month Jumbo CD rates are at 3.95%. Abbey Credit Union's savings rates are at 3.00%. Abbey Credit Union's money market rates are at 0.05%. Abbey Credit Union's Personal Loan Rates are as low as 10.29%. Abbey Credit Union's Credit Card Rates are at 11.96%. MonitorBankRates evaluates the financial stability of Abbey Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.58%. Rates last updated and verified on 09/22/2026. Abbey Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abbey Credit Union? Share your experience about Abbey Credit Union by leaving a review below, or read customer reviews before you decide to use Abbey Credit Union. Abbey Credit Union
Abbey Credit Union 800 Falls Creek Dr
https://www.abbeycu.com Vandalia, OH 45377-8600 
Abbey Credit Union CD Rates
Abbey Credit Union Savings Rates
Abbey Credit Union Money Market Rates
Abbey Credit Union Checking Rates
Abbey Credit Union Home Equity & HELOC
Abbey Credit Union Auto Loan Rates
Abbey Credit Union RV, Boat and Powersport Loan Rates
Abbey Credit Union Credit Card Rates
Abbey Credit Union Personal Loan Rates
Abbey Credit Union Other Rates
Financial Health HistoryAbbey Credit Union’s Texas Ratio rose from 3.21% in Q2 2023 to 12.58% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Abbey Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abbey Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Abbey Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Abbey Credit Union
Website
https://www.abbeycu.com
Address
800 Falls Creek Dr,
Vandalia, OH 45377-8600
Phone
937-898-7800
Fax
937-898-7803
President
Steve Wilmoth
CEO
Dean Pielemeier
Full-Time Employees
46
Part-Time Employees
9
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.58%
Return on Assets (ROA)
0.2398%
Return on Equity (ROE)
3.0296%
Non-Performing Loans Ratio (NPL)
1.34%
Total Assets
195,024,205
Total Amount of Shares and Deposits
173,607,128
Total Shares and Deposits < 1 Year
159,443,854
Total Shares and Deposits 1 3 Years
10,093,881
Total Shares and Deposits > 3 Years
4,069,393
Total Interest Expense (Sum of items 6 8)
737,943
Share Certificates
2,061
Number of Accounts for Share Drafts
8,371
IRA KEOGH Accounts
332
Number of Accounts for Regular Shares
16,090
All other shares
134
Non Member Deposits
4
Money Market Shares
325
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,273,250
Total Liabilities
180,891,697
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Abbey Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Abbey Credit UnionHow many branches does Abbey Credit Union operate?Abbey Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Abbey Credit Union?Yes, to access services at Abbey Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Abbey Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Abbey Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Abbey Credit Union offer online and mobile banking?Most modern institutions like Abbey Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abbeycu.com. Current Abbey Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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