Abbott Laboratories Credit Union Rates and Review March 2026

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Abbott Laboratories Credit Union's 6 month Accelerator CDs rates are at 4.00%, 60 month CDs rates are at 4.00%, 48 month CDs rates are at 3.90%, 24 month Variable Rate CD rates are at 3.90%, 6 month Accelerator CDs rates are at 3.75%. Abbott Laboratories Credit Union's savings rates are at 1.00%. MonitorBankRates evaluates the financial stability of Abbott Laboratories Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.34%. Rates were last updated on 03/02/2026.

Abbott Laboratories Credit Union

Abbott Laboratories Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Abbott Laboratories Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Abbott Laboratories Credit Union Texas Ratio

Abbott Laboratories Credit Union's Texas Ratio is at 0.34%, which is considered excellent. The Texas Ratio for Abbott Laboratories Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Abbott Laboratories Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Exceptional
Out of 5.0 Stars

Abbott Laboratories Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Abbott Laboratories Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+
Exceptional Health
Score: 100/100

Abbott Laboratories Credit Union has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
3.25%
18-Month CD
N/A
24-Month CD
3.50%
36-Month CD
3.75%
48-Month CD
3.90%
60-Month CD
4.00%
Savings
1.00%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/02/2026

Abbott Laboratories Credit Union
ALEC
325 Tri State Pkwy
Gurnee, IL 60031
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCEPTIONAL
🏆

Credit Unions:
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Abbott Laboratories Credit Union CD Rates

Product Rate APY Term View More
6 month Accelerator Certificates 3.93% 4.00% 6 months
Min Balance$500
Details4th 6 months
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
60 month Certificates 3.93% 4.00% 60 months
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
48 month Certificates 3.83% 3.90% 48 months
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
24 month Variable Rate Certificate 3.83% 3.90% 24 months
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
6 month Accelerator Certificates 3.69% 3.75% 6 months
Min Balance$500
Details3rd 6 months
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
36 month Certificates 3.69% 3.75% 36 months
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Blended APY Accelerator Certificates - 3.63% Blended APY
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
6 month Accelerator Certificates 3.45% 3.50% 6 months
Min Balance$500
Details2nd 6 months
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
24 month Certificates 3.45% 3.50% 24 months
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
12 month Certificates 3.20% 3.25% 12 months
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
6 month Accelerator Certificates 3.20% 3.00% 6 months
Min Balance$500
Details1st 6 months
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
6 month Certificates 2.96% 3.00% 6 months
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%

Abbott Laboratories Credit Union Savings Rates

Product Rate APY View More
Holiday Club Savings 1.00% 1.00%
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Savings Account 1.00% 1.00%
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Special Savings 1.00% 1.00%
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Abbott Laboratories Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Abbott Laboratories Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abbott Laboratories Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Abbott Laboratories Credit Union
Full Time Employees: 110
Part Time Employees: 0
President: James Wenner
CEO: Joseph Trosclair
Branch Locations: 11
ATM Locations: 9
Corporate Office Address:
325 Tri State Pkwy
Gurnee, IL 60031
Phone Number: 847-688-8000
Fax Number:

Financials

MonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.34%
Return on Assets (ROA):
0.7110%
Return on Equity (ROE):
4.9939%
Non-Performing Loans Ratio (NPL):
0.09%
Total Assets:
1,109,027,190
Total Amount of Shares and Deposits:
959,106,458
Total Shares and Deposits < 1 Year:
771,488,032
Total Shares and Deposits 1 3 Years:
161,435,226
Total Shares and Deposits > 3 Years:
26,183,200
Total Interest Expense (Sum of items 6 8):
15,707,673
Share Certificates:
7,768
Number of Accounts for Share Drafts:
23,041
IRA KEOGH Accounts:
1,584
Number of Accounts for Regular Shares:
32,867
All other shares:
4,143
Money Market Shares:
3,832
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
97,401,131
Total Liabilities:
965,937,569
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

nHjI
★★★★★
December 17, 2025
lWYT
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Abbott Laboratories Credit Union

Is a member application needed to join Abbott Laboratories Credit Union?

Yes, to access services at Abbott Laboratories Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Abbott Laboratories Credit Union provides a range of mortgage and home equity products.

Is Abbott Laboratories Credit Union a safe place to deposit money?

Yes, Abbott Laboratories Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Abbott Laboratories Credit Union offer online and mobile banking?

Most modern institutions like Abbott Laboratories Credit Union provide digital access including online balance checks and transfers.

Current Abbott Laboratories Credit Union Rates

ProductAPY
12-Month CD3.25%
24-Month CD3.50%
36-Month CD3.75%
48-Month CD3.90%
60-Month CD4.00%
Savings1.00%

Rates subject to change.