Alabama Postal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Alabama Postal Credit Union12-month CD rates can be found at 3.00%, 6-month CD rates at 3.02% and 3-month CD rates at 0.10%. Savings rates are at 0.50% and money market rates are at 2.43%. Mortgage rates on 30-year fixed loans are around 6.31%. Credit Card rates are at 8.50%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates which you can compare to Alabama Postal Credit Union rates.

Compare Alabama Postal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alabama Postal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Alabama Postal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alabama Postal Credit Union? Share your experience about Alabama Postal Credit Union by leaving a review below, or read customer reviews before you decide to use Alabama Postal Credit Union.

Overall, Alabama Postal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Alabama Postal Credit Union
Alabama Postal Credit Union
351 24th St N
Birmingham, AL 35203 3836
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Alabama Postal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of India US
State Bank of India US
12-Month CD
4.37%
$1,000
Prime Alliance Bank
Prime Alliance Bank
18-Month CD
4.20%
$500
First Southern State Bank
First Southern State Bank
6-Month CD
4.04%
$500
First State Bank of Beecher City
First State Bank of Beecher City
6-Month CD
4.00%
$500
BankGloucester
BankGloucester
18-Month CD (Jumbo)
4.00%
$100,000
Riverside Bank of Dublin
Riverside Bank of Dublin
24-Month CD
3.85%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
9-Month CD
3.82%
$1,000
First Southwest Bank
First Southwest Bank
48-Month CD
3.75%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
12-Month CD
3.75%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
48-Month CD
3.75%
$500
Kennett Trust Bank
Kennett Trust Bank
24-Month CD
3.56%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
6-Month CD
3.56%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
36-Month CD
3.30%
$2,500
360 Federal Credit Union
360 Federal Credit Union
24-Month CD
3.30%
$1,000
Torrington Savings Bank
Torrington Savings Bank
48-Month CD
3.25%
$1,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
24-Month CD
3.04%
$1,000
Great Midwest Bank
Great Midwest Bank
60-Month CD
3.00%
$5,000
KodaBank
KodaBank
48-Month CD
3.00%
$1,000
Chesapeake Bank
Chesapeake Bank
6-Month CD
3.00%
$1,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
24-Month CD
2.90%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
18-Month CD
2.77%
$1,000
First National Bank in Marlow
First National Bank in Marlow
18-Month CD
2.70%
$500
Fayetteville Bank
Fayetteville Bank
48-Month CD
2.25%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
48-Month CD
2.02%
$500
LNB Community Bank
LNB Community Bank
18-Month CD
2.01%
$500
JTNB
JTNB
36-Month CD
2.00%
$1,000
Bank of Springfield
Bank of Springfield
60-Month CD
1.41%
$1,000
United Minnesota Bank
United Minnesota Bank
48-Month CD
1.30%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
30-Month CD
1.26%
$500
Pentucket Bank
Pentucket Bank
Money Market
1.13%
$1,000
Eureka Savings Bank
Eureka Savings Bank
12-Month CD
1.11%
$1,000
SSB State Street Bank
SSB State Street Bank
24-Month CD
1.10%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
Money Market
1.00%
$25,000
Utah Independent Bank
Utah Independent Bank
Business Money Market
1.00%
$20,000
United Bank of Union
United Bank of Union
24-Month CD
0.65%
$500
Hometown Bank of PA
Hometown Bank of PA
60-Month CD
0.60%
$1,000
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
Community Bank of Raymore
Community Bank of Raymore
Kasasa Checking
0.51%
$25
Alec Federal Credit Union
Alec Federal Credit Union
Share Savings
0.45%
$100
SSB Community Bank
SSB Community Bank
60-Month CD
0.35%
$1,000
Capon Valley Bank
Capon Valley Bank
Statement Savings
0.25%
$10
Home Federal S&L of Niles
Home Federal S&L of Niles
Money Market
0.15%
$2,500
Petefish, Skiles & Co. Bank
Investor Fund Money Market
0.15%
$0
Better Banks
Better Banks
Better Savings
0.10%
$0
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
Statement Savings
0.10%
$25
BluPeak Credit Union
BluPeak Credit Union
Regular Savings
0.05%
$5
United Southern Bank
United Southern Bank
Regular Savings
0.05%
$50
Applied Bank
Applied Bank
18-Month CD
0.05%
$1,000
Bank of New Hampshire
Bank of New Hampshire
Premier Money Market
0.01%
$2,500
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
Premier Checking
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Alabama Postal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Savings Bank of Danbury
Savings Bank of Danbury
5/1 ARM
4.750%
5.507%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
5.250%
5.545%
1.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.500%
5.759%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
5.490%
5.799%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.866%
0.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
6.000%
6.174%
0.000
Citi
Citi
15-Year Fixed
5.875%
6.206%
0.875
Old National Bank
Old National Bank
15-Year Fixed
6.125%
6.206%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.125%
6.208%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.000%
6.238%
2.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
6.250%
6.250%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
15-Year Fixed
6.250%
6.252%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.250%
6.299%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
6.250%
6.410%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
6.125%
6.422%
0.000
Northfield Savings Bank
Northfield Savings Bank
5/1 ARM
5.500%
6.425%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
20 Year Fixed
6.490%
6.558%
0.000
River Region Credit Union
River Region Credit Union
5/5 ARM
6.500%
6.571%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.500%
6.598%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Alabama Postal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Alabama Postal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Alabama Postal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Alabama Postal Credit Union Information

Credit Union Name: Alabama Postal Credit Union
Full Time Employees: 2
Part Time Employees: 2
President: James Schilling
CEO: Randy Allen
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
351 24th St N
Birmingham, AL 35203 3836
Phone Number: 205-252-4812
Fax Number: 205-251-2829

Alabama Postal Credit Union Financials

Total Assets:
5,970,358
Total Amount of Shares and Deposits:
3,429,126
Total Shares and Deposits < 1 Year:
3,391,677
Total Shares and Deposits 1 3 Years:
37,449
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,429,126
Total Interest Expense (Sum of items 6 8):
21,197
Share Certificates:
46
Number of Accounts for Regular Shares:
873
All other shares:
10
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,642,294
Total Liabilities:
3,433,063
Show More

Alabama Postal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Fixed conforming mortgage rates today have made another round of record lows. Both fixed 30 year rates and fixed 15 year rates hit all time lows in Freddie Mac's Primary Mortgage Market Survey (PMMS). Weak economic data released the past week has driven bond yields and average mortgage rates down to record lows.
onewest-bank-cd-ratesOneWest Bank, formerly the failed IndyMac Bank is offering some of the best CD rates available today. Their special online CD rates are a lot higher than their CD rates at branch locations.

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Zions Bank Money Market Account
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Mortgage Refinance Rates Increase, Mortgage Loan Volume Decreases
3-2 Mortgage Rates Head Lower: 30 Year Mortgage Rates and Refinance Rates at 4.79%
New Jersey CD Interest Rates & CD Yields

Alabama Postal Credit Union Reviews

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