Alpena-alcona Area Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Alpena-alcona Area Credit Union's 12-Month CD certificate rates are at 5.10%, 48-Month CD certificate rates are at 4.78%, 18-Month CD certificate rates are at 4.06%, 60-Month CD certificate rates are at 3.03%, 36-Month CD certificate rates are at 2.52%. Alpena-alcona Area Credit Union's savings rates are at 5.12%. Alpena-alcona Area Credit Union's money market rates are at 1.87%. Alpena-alcona Area Credit Union's 30-Year Fixed rates are at 7.00%, 15-Year Fixed rates are at 6.75%.

Alpena-alcona Area Credit Union

Compare Alpena-alcona Area Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alpena-alcona Area Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Alpena-alcona Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alpena-alcona Area Credit Union? Share your experience about Alpena-alcona Area Credit Union by leaving a review below, or read customer reviews before you decide to use Alpena-alcona Area Credit Union.

Overall, Alpena-alcona Area Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.10%
18-Month CD
4.06%
24-Month CD
2.02%
36-Month CD
2.52%
48-Month CD
4.78%
60-Month CD
3.03%
Savings
5.12%
MMA
1.87%
30-Year Fixed
7.26%
Credit Card
N/A
Personal Loan
N/A
Alpena-alcona Area Credit Union
Alpena Office
1100 S Bagley St
Alpena, MI 49707 8104
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Alpena-alcona Area Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Goldwater Bank
Goldwater Bank
6-Month CD
5.15%
$500
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
Health Savings Account
5.12%
$0
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
12-Month CD certificate
5.10%
$500
LendingClub
LendingClub
18-Month CD
5.00%
$2,500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
6-Month CD (Certificate)
4.85%
$500
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
48-Month CD certificate
4.78%
$500
American Express National Bank
American Express National Bank
11-Month CD
4.75%
$0
Flanagan State Bank
Flanagan State Bank
6-Month Jumbo CD
4.75%
$100,000
First National Bank of Steeleville
First National Bank of Steeleville
19-Month CD special
4.60%
$1,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
18-Month CD certificate
4.06%
$500
Mid-America Bank
Mid-America Bank
60-Month CD
4.04%
$500
Ponce Bank
Ponce Bank
6-Month CD
3.80%
$1,000
Park State Bank
Park State Bank
30-Month CD Special
3.75%
$5,000
1st Street Credit Union
1st Street Credit Union
18-Month CD share certificate
3.50%
$1,000
Rhinebeck Bank
Rhinebeck Bank
18-Month CD
3.11%
$2,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
60-Month CD certificate
3.03%
$500
mph.bank, a division of Liberty Savings Bank
mph.bank, a division of Liberty Savings Bank
18-Month CD via Raisin
3.00%
$1
Keen Bank
Keen Bank
60-Month CD
2.75%
$2,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
48-Month CD
2.65%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
36-Month CD
2.52%
$1,000
Phelps County Bank
Phelps County Bank
60-Month CD
2.52%
$1,000
UCB Milford, IA
UCB Milford, IA
18-Month CD
2.52%
$1,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
36-Month CD certificate
2.52%
$500
Center National Bank
Center National Bank
18-Month CD
2.51%
$500
Ponce Bank
Ponce Bank
Non-Profit Business Checking
2.50%
$0
Blupeak Credit Union
Blupeak Credit Union
60-Month CD certificate
2.45%
$1,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
24-Month CD certificate
2.02%
$500
Chickasaw Community Bank
Chickasaw Community Bank
Checking Account Kasasa Cash <-$20K
2.00%
$100
Fifth District Savings Bank
Fifth District Savings Bank
60-Month CD
2.00%
$1,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
Money Market
1.87%
$2,000
Carson Bank
Carson Bank
12-Month CD
1.71%
$500
Westside State Bank
Westside State Bank
48-Month CD
1.60%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
6-Month CD
1.51%
$500
JTNB
JTNB
18-Month CD
1.26%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
6-Month CD
1.26%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
36-Month CD
1.25%
$1,000
Security State Bank of Marine
Security State Bank of Marine
60-Month CD
1.00%
$300
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
1.00%
$0
Bangor Savings Bank
Bangor Savings Bank
18-Month CD
0.95%
$500
Home Loan SB
Home Loan SB
48-Month CD
0.65%
$500
Rocky Mountain Bank
Rocky Mountain Bank
36-Month CD
0.60%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
18-Month CD
0.55%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
24-Month CD
0.50%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Money Market Account
0.50%
$2,500
FNB of River Falls
FNB of River Falls
36-Month CD
0.50%
$2,500
Ballston Spa National Bank
Ballston Spa National Bank
24-Month CD
0.45%
$500
CIBM Bank
CIBM Bank
12-Month CD
0.45%
$500
Nevada B&T Co.
Nevada B&T Co.
24-Month CD
0.25%
$1,000
Security Bank Minnesota
Security Bank Minnesota
Regular Savings Account
0.25%
$100
State Bank of Chilton
State Bank of Chilton
Savings Account
0.25%
$0
Coffee County Bank
Coffee County Bank
Regular Savings
0.20%
$100
Presence Bank
Presence Bank
Money Market
0.15%
$2,500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Personal Money Market
0.10%
$1,500
First National Bank of Bastrop
First National Bank of Bastrop
Savings Account
0.10%
$50
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Checking Account
0.05%
$250
United Bank of Philadelphia
United Bank of Philadelphia
6-Month CD
0.05%
$500
PriorityOne Bank
PriorityOne Bank
Personal Money Market
0.05%
$50,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Checking Account
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Alpena-alcona Area Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
30-Year Fixed
7.000%
7.256%
0.000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
15-Year Fixed
6.750%
7.162%
0.000
LAF Credit Union
LAF Credit Union
30 Year Fixed
7.375%
7.578%
0.000
El Reno RIL Credit Union
El Reno RIL Credit Union
10 Year Fixed
4.500%
4.666%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15 Year Fixed
5.875%
6.121%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
6.000%
6.565%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
6.500%
6.600%
0.000
Ulster Savings Bank
Ulster Savings Bank
5-Year ARM
7.000%
7.451%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
30 Year Fixed
7.250%
7.349%
0.000
Meriwest Credit Union
Meriwest Credit Union
30 Year Fixed
7.500%
7.655%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
30 Year Fixed
6.750%
6.756%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
15 Year Fixed
7.250%
7.282%
0.000
Rivertrust Federal Credit Union
Rivertrust Federal Credit Union
20 Year Fixed
6.750%
6.750%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.250%
6.436%
1.125
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.870%
5.970%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
20-Year Fixed
7.000%
7.109%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
30 Year Fixed
7.375%
7.535%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
7/1 ARM
6.250%
6.988%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
6.000%
6.197%
0.250
L and N Federal Credit Union
L and N Federal Credit Union
30 Year Fixed
7.125%
7.236%
0.000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
30 Year Fixed
6.500%
6.670%
1.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed Purchase
6.500%
6.724%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.568%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
7/6 ARM
6.000%
7.110%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Alpena-alcona Area Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
4u Federal Credit Union
4u Federal Credit Union
Credit Card
10.150%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Abnb Federal Credit Union
Abnb Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Alpena-alcona Area Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Aaec Credit Union
Aaec Credit Union
Personal Signature Loans
14.000%
$0
60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
A H E Plant 3 Federal Credit Union
A H E Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
ACFCU
ACFCU
Line of Credit
13.700%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Alpena-alcona Area Credit Union Information

Credit Union Name: Alpena-alcona Area Credit Union
Full Time Employees: 115
Part Time Employees: 17
President: Charles Negro
CEO: Donald Mills
Branch Locations: 13
ATM Locations: 10
Corporate Office Address:
1100 S Bagley St
Alpena, MI 49707 8104
Phone Number: 989-356-3577
Fax Number: 989-354-5551

Alpena-alcona Area Credit Union Financials

Total Assets:
760,038,531
Total Amount of Shares and Deposits:
667,294,456
Total Shares and Deposits < 1 Year:
657,229,183
Total Shares and Deposits 1 3 Years:
6,897,263
Total Shares and Deposits > 3 Years:
3,168,010
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
50,969,245
Total Uninsured Shares and Deposits > $250K (F+J):
50,969,245
Total Insured Shares and Deposits > $250K (item 17 less item K):
616,325,211
Total Interest Expense (Sum of items 6 8):
5,659,174
Share Certificates:
9,186
Number of Accounts for Share Drafts:
29,851
IRA KEOGH Accounts:
1,935
Number of Accounts for Regular Shares:
59,369
All other shares:
2,452
Money Market Shares:
5,852
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
123,305,572
Total Liabilities:
674,085,597
Show More

Alpena-alcona Area Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Mortgage-Rates-Todays-Mortgage-Interest-Rates-at-4.95%Today's mortgage interest rates are up slightly compared last week's average mortgage rates. 30 year conforming mortgage rates rose to 4.95 percent, up from the near record lows set last week.  15 year conforming mortgage rates are up to 4.40 percent this week. 30 year jumbo mortgage rates and 15 year jumbo mortgage rates were also up this week over last.
Discover Bank $50 CD Bonus OferDiscover Bank is offering $50 for opening a new CD account online. Between now and February 28, 2009, open a new CD account at DiscoverBank.com with a minimum of $10,000 and Discover Bank will credit your account with $50.
E-Loan, a subsidiary of Banco Popular North America, is advertising certificates of deposit with terms ranging between 1 month and 6 years. E-Loan's minimum opening deposit and minimum balance requirement to earn the CD rate and yield is $10,000. E-Loan’s bank CD rates are tiered but currently all have the same CD rates and yields regardless of the account balance.

Bank or Credit Union Offers and Deals

Best Savings Rate from North American Savings Bank (NASB)
Average CD Rates and Best CD Rates This Week
Mortgage Rates Poised to go lower as Economic Data Disappoints Investors
Share Savings Rates of 1.25% from State Farm Federal Credit Union
Mortgage Rates and Refinance Rates Lower March 15: 15 Year Conforming Rates Back Under 4.00%
Current Mortgage Rates: 30 Year Mortgage Rates at 4.94% and 15 Year Mortgage Rates at 4.39%
Mortgage Rates December 1, 2011, 15 Year Mortgage Rates at 3.36%
CD Rates Are Headed Back Down This Week
Current Mortgage Rates Lower Today: 30 Year Mortgage Rates at 4.06%
McGraw-Hill FCU Money Market Account Rates and Savings Rates

Alternative Bank and Credit Union Offers to Explore

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30 Year Mortage Rates at 4.94% According to MBA
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Affirm's Mobile App Offers Savings Account with 4.35% APY
Brilliant Bank CD Rates: 15-Month CD Rate at 4.85% APY
Agora Lending Mortgage Rates
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Auto Loan Rates: Average Rates This Week

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