Alpena-alcona Area Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Alpena-alcona Area Credit Union's 12-Month CD certificate rates are at 5.10%, 18-Month CD certificate rates are at 4.06%, 60-Month CD certificate rates are at 3.03%, 48-Month CD certificate rates are at 2.78%, 36-Month CD certificate rates are at 2.52%. Alpena-alcona Area Credit Union's savings rates are at 5.12%. Alpena-alcona Area Credit Union's money market rates are at 1.87%. Alpena-alcona Area Credit Union's 30-Year Fixed rates are at 7.25%, 15-Year Fixed rates are at 6.62%.

Alpena-alcona Area Credit Union

Compare Alpena-alcona Area Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alpena-alcona Area Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Alpena-alcona Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alpena-alcona Area Credit Union? Share your experience about Alpena-alcona Area Credit Union by leaving a review below, or read customer reviews before you decide to use Alpena-alcona Area Credit Union.

Overall, Alpena-alcona Area Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.10%
18-Month CD
4.06%
24-Month CD
2.02%
36-Month CD
2.52%
48-Month CD
2.78%
60-Month CD
3.03%
Savings
5.12%
MMA
1.87%
30-Year Fixed
7.51%
Credit Card
N/A
Personal Loan
N/A
Alpena-alcona Area Credit Union
Alpena Office
1100 S Bagley St
Alpena, MI 49707 8104
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Alpena-alcona Area Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
Health Savings Account
5.12%
$0
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
12-Month CD certificate
5.10%
$500
Consumers Credit Union
Consumers Credit Union
Free Rewards Checking Tier A
5.00%
$0
Langley Federal Credit Union
Langley Federal Credit Union
12-Month CD
4.75%
$500
Mascoma Bank
Mascoma Bank
9-Month CD (special)
4.70%
$500
Inova Federal Credit Union
Inova Federal Credit Union
18-Month CD
4.50%
$200
StonehamBank
StonehamBank
60-Month CD
4.50%
$1,000
Landmark Credit Union
Landmark Credit Union
48-Month CD certificate
4.30%
$500
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
18-Month CD certificate
4.06%
$500
O\' Bannon Bank
O\' Bannon Bank
36-Month CD
3.80%
$1,000
EvaBank
EvaBank
60-Month CD
3.56%
$1,000
Sandy Spring Bank
Sandy Spring Bank
Premier Money Market
3.50%
$250,000
The Grant County Bank
The Grant County Bank
18-Month CD
3.35%
$500
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
60-Month CD certificate
3.03%
$500
Haven Savings Bank
Haven Savings Bank
Step-Up Money Market
3.00%
$25,000
Bank 21
Bank 21
60-Month CD
3.00%
$500
Community Bank Bristow, OK
Community Bank Bristow, OK
Money Market Advantage
2.83%
$500,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
48-Month CD certificate
2.78%
$500
Navy Federal Credit Union
Navy Federal Credit Union
3-Month CD
2.75%
$1,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
36-Month CD certificate
2.52%
$500
AAA Federal Credit Union
AAA Federal Credit Union
30-Month CD certificate
2.40%
$500
Primary Bank
Primary Bank
48-Month CD
2.27%
$1,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
18-Month CD
2.25%
$500
Northwestern Bank
Northwestern Bank
18-Month CD
2.17%
$1,000
Castroville State Bank
Castroville State Bank
36-Month CD
2.12%
$1,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
24-Month CD certificate
2.02%
$500
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
Money Market Tier 1
1.87%
$2,000
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
12-Month CD
1.81%
$1,500
First State Bank New London, WI
First State Bank New London, WI
48-Month CD
1.71%
$5,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
48-Month CD
1.60%
$10,000
Home Savings Bank, FSB
Home Savings Bank, FSB
18-Month CD
1.41%
$500
Bank of Lake Mills
Bank of Lake Mills
12-Month CD
1.40%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
36-Month CD
1.30%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
60-Month CD
1.25%
$1,000
Home Loan State Bank
Home Loan State Bank
48-Month CD
1.21%
$1,000
Bank of Brenham
Bank of Brenham
48-Month CD
1.11%
$1,000
First Bank Elk River
First Bank Elk River
3-Month CD
1.01%
$1
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
36-Month CD
1.00%
$500
Unison Bank
Unison Bank
Unisaver Savings
1.00%
$0
Karnes County National Bank
Karnes County National Bank
Regular Savings
0.75%
$100
Citizens State Bank Moundridge, KS
Money Market
0.60%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
30-Month CD
0.55%
$500
The Bank of Steinauer
The Bank of Steinauer
Money Market
0.50%
$2,500
Franklin Bank
Franklin Bank
36-Month CD
0.40%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
24-Month CD
0.40%
$1,000
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
60-Month CD
0.35%
$500
Metropolitan Bank
Metropolitan Bank
12-Month CD (Jumbo)
0.35%
$50,000
First Southern State Bank
First Southern State Bank
Savings
0.25%
$0
Quaint Oak Bank
Quaint Oak Bank
Classic Savings
0.20%
$25
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
Partner Savings
0.20%
$10
Pennsville National Bank
Pennsville National Bank
18-Month CD
0.15%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
3-Month CD
0.10%
$1,000
Milford Bank
Milford Bank
18-Month CD
0.10%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Statement Savings
0.10%
$0
Catskill Hudson Bank
Catskill Hudson Bank
Checking Account
0.07%
$0
Franklin Bank
Franklin Bank
Statement Savings
0.07%
$200
Coastal Heritage Bank
Coastal Heritage Bank
Heritage Savings
0.05%
$500
Community Bank of Missouri
Community Bank of Missouri
Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Alpena-alcona Area Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.875%
6.079%
1.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
6.159%
0.250
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10 Year Fixed
6.125%
6.164%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
6.125%
6.282%
0.000
Alliant Credit Union
Alliant Credit Union
15-Yr. Fixed
6.125%
6.340%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
6.250%
6.343%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
20-Year Fixed Jumbo
6.250%
6.358%
0.500
Unity Bank
Unity Bank
15-Year Fixed
6.375%
6.428%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
6.250%
6.464%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.375%
6.477%
0.500
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.500%
6.500%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
6.500%
6.589%
0.000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
15-Year Fixed
6.500%
6.651%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
6.500%
6.725%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.625%
6.730%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.500%
6.749%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
5/1 ARM
6.000%
6.769%
0.000
Penn Community Bank
Penn Community Bank
30-Year Fixed Jumbo
6.750%
6.797%
0.000
Spire Credit Union
Spire Credit Union
20 Year Fixed
6.625%
6.801%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.750%
6.811%
0.000
LAF Credit Union
LAF Credit Union
10 Year Fixed
6.375%
6.816%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
20 Year Fixed
6.625%
6.818%
0.000
Louviers Federal Credit Union
Louviers Federal Credit Union
15 Year Fixed
6.750%
6.864%
0.000
Freedom Credit Union
Freedom Credit Union
30 Year Fixed
6.875%
6.918%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Alpena-alcona Area Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Alpena-alcona Area Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Alpena-alcona Area Credit Union Information

Credit Union Name: Alpena-alcona Area Credit Union
Full Time Employees: 115
Part Time Employees: 17
President: Charles Negro
CEO: Donald Mills
Branch Locations: 13
ATM Locations: 10
Corporate Office Address:
1100 S Bagley St
Alpena, MI 49707 8104
Phone Number: 989-356-3577
Fax Number: 989-354-5551

Alpena-alcona Area Credit Union Financials

Total Assets:
760,038,531
Total Amount of Shares and Deposits:
667,294,456
Total Shares and Deposits < 1 Year:
657,229,183
Total Shares and Deposits 1 3 Years:
6,897,263
Total Shares and Deposits > 3 Years:
3,168,010
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
50,969,245
Total Uninsured Shares and Deposits > $250K (F+J):
50,969,245
Total Insured Shares and Deposits > $250K (item 17 less item K):
616,325,211
Total Interest Expense (Sum of items 6 8):
5,659,174
Share Certificates:
9,186
Number of Accounts for Share Drafts:
29,851
IRA KEOGH Accounts:
1,935
Number of Accounts for Regular Shares:
59,369
All other shares:
2,452
Money Market Shares:
5,852
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
123,305,572
Total Liabilities:
674,085,597
Show More

Alpena-alcona Area Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

current-mortgage-rates-mortgage-rates-at-515-today30-year mortgage rates are at 5.15 percent this morning, lower than last week's average mortgage rate of 5.23 percent. Today's 15-year mortgage rates are averaging 4.57 percent, down from the prior week's average rate of 4.75 percent.
Capital One Bank is offering an online savings account sign up bonus exclusively through Costco. If you are a Costco Excecutive Member the promotional bonus is $60, Costco Gold Star Member and Business Members get a $20 bonus. The annual percentage yield on the online savings account is a decent 2.70% for balances over $10,000.
option-adjustable-rate-mortgagesOption adjustable rate mortgages (ARMs) give you the option of making different mortgage payments each month, including the traditional payment of principal and interest, an interest only payment or a minimum mortgage payment which can be less than the amount of interest due that month.

Bank or Credit Union Offers and Deals

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