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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Express Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
Express Credit Union's 18 month CD Special rates are at 3.65%, 18 month CD Special rates are at 3.65%, 12 month Single Deposit CD rates are at 3.25%, 12 month Social Impact CD 3 rates are at 3.25%, 12 month Social Impact CD 3 rates are at 3.25%. Express Credit Union's savings rates are at 0.12%. Express Credit Union's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of Express Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.85%. Rates were last updated on 03/26/2026. Express Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Express Credit Union? Share your experience about Express Credit Union by leaving a review below, or read customer reviews before you decide to use Express Credit Union. Express Credit Union
Express Credit Union 1930 6th Ave S Ste 104
https://www.expresscu.org Seattle, WA 98134 1627 
Express Credit Union CD Rates
Express Credit Union Savings Rates
Express Credit Union Auto Loan Rates
Express Credit Union Credit Card Rates
Express Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Express Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Express Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Express Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Express Credit Union
Website
https://www.expresscu.org
Address
1930 6th Ave S Ste 104,
Seattle, WA 98134 1627
Phone
206-622-1850
Fax
206-622-2073
President
Sarah Slonsky
CEO
Helen Gibson
Full-Time Employees
14
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.85%
Return on Assets (ROA)
-0.1562%
Return on Equity (ROE)
-1.2018%
Non-Performing Loans Ratio (NPL)
0.81%
Total Assets
25,772,419
Total Amount of Shares and Deposits
21,725,485
Total Shares and Deposits < 1 Year
20,595,020
Total Shares and Deposits 1 3 Years
1,130,465
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,259,156
Total Uninsured Shares and Deposits > $250K (F+J)
1,259,156
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,466,329
Total Interest Expense (Sum of items 6 8)
492,970
Share Certificates
522
Number of Accounts for Share Drafts
1,610
IRA KEOGH Accounts
19
Number of Accounts for Regular Shares
4,126
Non Member Deposits
12
Money Market Shares
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,381,869
Total Liabilities
22,423,156
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Express Credit UnionIs Express Credit Union a safe place to deposit money?Yes, Express Credit Union is considered a safe financial institution. With a Texas Ratio of 3.8536836312944%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Express Credit Union operate?Express Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Express Credit Union?Yes, to access services at Express Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Express Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Express Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Express Credit Union offer online and mobile banking?Most modern institutions like Express Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.expresscu.org. Current Express Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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