AmeriCU Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. AmeriCU Credit Union Deposit Rates

AmeriCU Credit Union12-month CD rates can be found at 2.01%, 6-month CD rates at 0.05% and 3-month CD rates at 4.59%. Savings rates are at 0.77% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 7.57%. Credit Card rates are at 8.90%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates.

Compare AmeriCU Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of AmeriCU Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

AmeriCU Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AmeriCU Credit Union? Share your experience about AmeriCU Credit Union by leaving a review below, or read customer reviews before you decide to use AmeriCU Credit Union.

Overall, AmeriCU Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
AmeriCU Credit Union
Headquarters
1916 Black River Blvd N
Rome, NY 13440 2430
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare AmeriCU Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
TriCentury Bank
TriCentury Bank
12-Month Jumbo CD special
5.00%
$100,000
American Express National Bank
American Express National Bank
11-Month CD
4.75%
$0
Jefferson Security Bank
Jefferson Security Bank
13-Month CD (special)
4.50%
$500
Evergreen Bank Group
Evergreen Bank Group
6-Month CD
4.25%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD Plus Jumbo
4.18%
$200,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
11-Month CD (special)
4.07%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month Jumbo CD
4.00%
$100,000
Finance Factors
Finance Factors
Premier Savings Account Jumbo
4.00%
$10,000
1st United Credit Union
1st United Credit Union
24-Month CD
3.75%
$250
Pacific Crest SB
Pacific Crest SB
Money Market
3.60%
$1,000,000
Rhinebeck Bank
Rhinebeck Bank
12-Month CD
3.55%
$1,000
FNB of Kansas
FNB of Kansas
60-Month CD
3.50%
$1,000
Frontier Community Bank
Frontier Community Bank
Money Market
2.90%
$1,000,000
Bank of Hartington
Bank of Hartington
48-Month CD
2.52%
$1,000
Longview Bank
Longview Bank
60-Month CD
2.50%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
18-Month CD
2.47%
$500
State Bank of Cherry
24-Month CD
2.32%
$1,000
BrioDirect
BrioDirect
24-Month CD
2.30%
$500
1st Gateway Credit Union
1st Gateway Credit Union
48-Month CD
2.20%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Money Market
2.02%
$200,000
First FarmBank
First FarmBank
Explorer Savings Account
2.00%
$10
Southwest Missouri Bank
Southwest Missouri Bank
24-Month CD
2.00%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
36-Month CD
1.90%
$100
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
24-Month CD
1.76%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
36-Month CD
1.66%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
24-Month CD
1.61%
$500
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
1.60%
$500,000
Westside State Bank
Westside State Bank
36-Month CD
1.55%
$500
Bank of Easton
Bank of Easton
60-Month CD
1.50%
$500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
9-Month CD
1.50%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD
1.26%
$500
The Citizens Bank Company
The Citizens Bank Company
48-Month CD
1.13%
$1,000
Fulton Bank
Fulton Bank
48-Month CD
1.01%
$1,000
Pioneer Federal S&L
Pioneer Federal S&L
Savings
0.77%
$100
Cape Ann Savings Bank
Cape Ann Savings Bank
24-Month CD
0.75%
$500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
First Fed Plus Savings
0.71%
$1
TTNB Turbotville Bank
TTNB Turbotville Bank
12-Month CD
0.55%
$5,000
Unico Bank
Unico Bank
36-Month CD
0.55%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD
0.50%
$1,000
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
WaterStone Bank
WaterStone Bank
36-Month CD
0.50%
$1,000
Newtown Savings Bank
Newtown Savings Bank
Statement Savings
0.35%
$25
First Bank Waverly, IA
First Bank Waverly, IA
Money Market Account
0.30%
$5,000
Beardstown Savings
Beardstown Savings
Statement Savings
0.15%
$1
Republic Bank of Chicago
Republic Bank of Chicago
Executive Money Market
0.10%
$2,500
Bath Savings Institution
Bath Savings Institution
Packard Advantage Checkin
0.07%
$0
BayVanguard Bank
BayVanguard Bank
Savings Account
0.05%
$50
Homewood Federal SB
Homewood Federal SB
Now Checking
0.05%
$300
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
Bank of America
Bank of America
Advantage Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare AmeriCU Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed Jumbo
5.875%
5.970%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Jumbo ARM
5.000%
6.063%
0.250
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.750%
6.305%
2.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.125%
6.347%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
6.125%
6.433%
1.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed Purchase
6.250%
6.434%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
6.375%
6.538%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.500%
6.545%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
6.375%
6.570%
0.000
Hiway Credit Union
Hiway Credit Union
20 Year Fixed
6.500%
6.696%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.625%
6.742%
1.000
Honda Federal Credit Union
Honda Federal Credit Union
20 Year Fixed
6.625%
6.750%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.500%
6.766%
1.000
Marathon Bank
Marathon Bank
20-Year Fixed
6.625%
6.767%
0.000
Spire Credit Union
Spire Credit Union
20 Year Fixed
6.625%
6.801%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
6.750%
6.827%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
30-Year Fixed Purchase
6.750%
6.865%
0.000
Abri Credit Union
Abri Credit Union
15-Year Fixed
6.625%
6.870%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
10/1 ARM
6.375%
6.871%
0.000
LAF Credit Union
LAF Credit Union
15 Year Fixed
6.625%
6.941%
0.000
Collinsville Bank
Collinsville Bank
30-Year Fixed
6.875%
6.963%
0.000
Chase Bank
Chase Bank
30-Year Fixed
6.875%
6.975%
0.000
Great Lakes Credit Union
Great Lakes Credit Union
20 Year Fixed
6.625%
6.993%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.625%
7.015%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare AmeriCU Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare AmeriCU Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have AmeriCU Credit Union rate data right now, check back for updates, we are adding rates all the time.

AmeriCU Credit Union Information

Credit Union Name: AmeriCU Credit Union
Full Time Employees: 396
Part Time Employees: 17
President: Nicholas Fabrizio
CEO: Ronald Belle
Branch Locations: 19
ATM Locations: 19
Corporate Office Address:
1916 Black River Blvd N
Rome, NY 13440 2430
Phone Number: 315-356-3000
Fax Number: 315-339-2069

AmeriCU Credit Union Financials

Total Assets:
2,686,996,695
Total Amount of Shares and Deposits:
2,219,585,552
Total Shares and Deposits < 1 Year:
1,978,392,368
Total Shares and Deposits 1 3 Years:
221,803,273
Total Shares and Deposits > 3 Years:
19,389,911
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
194,272,149
Total Uninsured Shares and Deposits > $250K (F+J):
196,894,499
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,022,691,053
Total Interest Expense (Sum of items 6 8):
28,622,274
Share Certificates:
18,370
Number of Accounts for Share Drafts:
82,937
IRA KEOGH Accounts:
9,067
Number of Accounts for Regular Shares:
204,631
All other shares:
2,755
Non Member Deposits:
106
Money Market Shares:
6,982
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
81,134,936
Total Liabilities:
2,480,114,279
Show More

AmeriCU Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

Mortgage rates have headed higher today after setting new lows this past week. Current 30 year mortgage rates are averaging 4.78 percent, up 20 basis points from a low of 4.58 percent set last week. 30 year mortgage rates have been heading higher since this past Friday.
Amex Savings RatesAmex savings rates are very competitive right now and are one of the best savings rates around. Savings rates at Amex are currently at 2.00 percent which is on the higher end of online savings rates available today. Savings rates at Amex were recently increased to this new top rate. You can compare Amex savings rate with other online savings rates below.
Current savings rates and money market rates are stable this week. The highest deposit rates remain near 1.00 percent while average rates remain low. For over a year now, we have been writing about the Federal Reserve increasing the federal funds rate, their key benchmark interest rate. We won't see banks and credit unions increasing deposit rates until the Fed increases the fed funds rate. Well, we may see higher rates sooner than expected.

Bank or Credit Union Offers and Deals

Mortgage Rates: Lender's Mortgage Rates Mixed, 30 Year Mortgage Rates at 4.01%
Bank of Internet 2.60% APY Checking Account
First Jersey Credit Union CD Rates & IRA CD Rates
TAB Bank 4 Year CD Rates now at 1.65%
Mortgage Rates: Lenders Mortgage Rates Higher Friday October 28, 2011
My e-BAnC by BAC Florida Bank 2 Year Jumbo CD Rates now at 1.44%
1.11% APY - EverBank 2 Year Jumbo CD Rates
Long Term Mortgage Rates at 4.87% Says Freddie
WTDirect Online Savings Account
Mortgage Rates: Today's Mortgage Interest Rates, 30 Year Mortgage Rates at 5.01%, 15 Year Mortgage Rates at 4.35%

Alternative Bank and Credit Union Offers to Explore

Texas Trust Credit Union Savings and Money Market Accounts
Life Insurance: A Cornerstone of a Solid Financial Future
FDIC Insurance: Deposits up to $250,000 Covered until 2014 - 2015 Update
CD Rates: Your Actual Rate of Return on a CD Investment These Days
Mortgage Rates - Average Mortgage Rates May 2, 2011
Forbright Bank CD Rates: Maximize Your Savings with High Forbright Bank Rates!
AirTran Credit Card
The Housing Market is Back Thanks to Affordable Home Prices and Low Mortgage Rates Today
Mortgage Rates Lower This Week: 30 Year Mortgage Rates Hit Record Low of 4.09%
Mortgage Rates Decline in Mortgage Rate Survey: 30 Year Mortgage Rates at 4.32%

AmeriCU Credit Union Reviews

There are no reviews for AmeriCU Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for AmeriCU Credit Union
Your Name:
Your Rating:

See how AmeriCU Credit Union Compares to other credit unions