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Connecticut State Employees Credit Union Rates & Review November 2026

Connecticut State Employees Credit Union's 6 Month CD rates are at 3.75%, 12 Month CD rates are at 3.50%, 18 Month CD rates are at 3.25%, 36 Month CD rates are at 3.00%, 3 Month CD rates are at 2.84%. Connecticut State Employees Credit Union's savings rates are at 2.84%. Connecticut State Employees Credit Union's checking rates are as high as 1.26%. Connecticut State Employees Credit Union's 1st Mortgage Refinancing - 10 Years rates are at 5.35%, 1st Mortgage Refinancing - 7 Years rates are at 5.35%, 1st Mortgage Refinancing - 15 Years rates are at 5.40%, 1st Mortgage Refinancing - 20 Years rates are at 5.90%. Connecticut State Employees Credit Union's Personal Loan Rates are as low as 7.80%. Connecticut State Employees Credit Union's Credit Card Rates are at 12.40%. Connecticut State Employees Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Connecticut State Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.38%. Rates last updated and verified on 10/29/2026.

Connecticut State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connecticut State Employees Credit Union? Share your experience about Connecticut State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Connecticut State Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.38%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Connecticut State Employees Credit Union
Connecticut State Employees Credit Union
84 Wadsworth St
Hartford, CT 06106
https://www.csecreditunion.com/
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Connecticut State Employees Credit Union CD Rates

Product Rate APY Term View More
6 Month Certificate 3.68% 3.75% 6 Month
Min Deposit $500
Details Compounded: Daily
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 8 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
12 Month Certificate 3.44% 3.50% 12 Month
Min Deposit $500
Details Compounded: Daily
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
18 Month IRA 3.25% 3.30% 18 Month
Min Deposit $500
Details Compounded: Daily
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 9 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
18 Month Certificate 3.20% 3.25% 18 Month
Min Deposit $500
Details Compounded: Daily
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 8 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
36 Month IRA 3.00% 3.05% 36 Month
Min Deposit $500
Details Compounded: Daily
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 9 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
36 Month Certificate 2.96% 3.00% 36 Month
Min Deposit $500
Details Compounded: Daily
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 8 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
3 Month Certificate 2.80% 2.84% 3 Month
Min Deposit $500
Details Compounded: Daily
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 2.80% → 2.84% ▲ 0.04 pts · high 2.84% / low 2.80%
2.30%2.82%3.34%Sep 14, 2026: 2.80% APYOct 9, 2026: 2.84% APYSep 14, 2026Nov 2, 2026
  • Oct 9, 20262.84%▲ from 2.80%
  • Sep 14, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union Savings Rates

Product Rate APY View More
IRA Savings 2.80% 2.84%
Details Compounded: Daily; IRA Savings dividends declared quarterly
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 2.53% → 2.84% ▲ 0.31 pts · high 2.84% / low 2.53%
2.03%2.68%3.34%Sep 14, 2026: 2.53% APYOct 1, 2026: 2.84% APYSep 14, 2026Nov 2, 2026
  • Oct 1, 20262.84%▲ from 2.53%
  • Sep 14, 20262.53%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Regular Shares 2.80% 2.84%
Details APY Effective as of 10/07/26
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 2.53% → 2.84% ▲ 0.31 pts · high 2.84% / low 2.53%
2.03%2.68%3.34%Sep 14, 2026: 2.53% APYOct 1, 2026: 2.84% APYSep 14, 2026Nov 2, 2026
  • Oct 1, 20262.84%▲ from 2.53%
  • Sep 14, 20262.53%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Club Accounts 2.00% 2.02%
Details APY Effective as of 10/07/26
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 9 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union Checking Rates

Product Rate APY View More
Share Draft Accounts 1.25% 1.26%
Details APY Effective as of 10/07/26
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 9 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union Mortgage Rates

Product Rate Points APR Term View More
1st Mortgage Refinancing - 10 Years - - 5.35% 10 Years
Details Maximum Amount: $500,000; Percent Financed: 80%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed; Maximum loaned is per residence
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.35% APR · checked 3 times
4.85%5.35%5.85%Sep 14, 2026: 5.35% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
1st Mortgage Refinancing - 7 Years - - 5.35% 7 Years
Details Maximum Amount: $500,000; Percent Financed: 80%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed; Maximum loaned is per residence
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.35% APR · checked 3 times
4.85%5.35%5.85%Sep 14, 2026: 5.35% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
1st Mortgage Refinancing - 15 Years - - 5.40% 15 Years
Details Maximum Amount: $500,000; Percent Financed: 80%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed; Maximum loaned is per residence
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.40% APR · checked 3 times
4.90%5.40%5.90%Sep 14, 2026: 5.40% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
1st Mortgage Refinancing - 20 Years - - 5.90% 20 Years
Details Maximum Amount: $500,000; Percent Financed: 80%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed; Maximum loaned is per residence
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.90% APR · checked 3 times
5.40%5.90%6.40%Sep 14, 2026: 5.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - Fixed Rate - - 5.75% 5 Years
Details Maximum Amount: $160,000; Percent Financed: 80%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 10 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Home Equity - Fixed Rate - - 6.25% 10 Years
Details Maximum Amount: $160,000; Percent Financed: 80%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 10 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Home Equity - Fixed Rate - - 6.50% 15 Years
Details Maximum Amount: $160,000; Percent Financed: 80%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 10 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Home Equity - Fixed Rate - - 7.25% 5 Years
Details Maximum Amount: $40,000; Percent Financed: 90%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence.
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.75% → 7.25% ▲ 1.50 pts · high 7.25% / low 5.75%
4.25%6.50%8.75%Sep 14, 2026: 5.75% APROct 13, 2026: 7.25% APRSep 14, 2026Nov 2, 2026
  • Oct 13, 20267.25%▲ from 5.75%
  • Sep 14, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Home Equity - Fixed Rate - - 7.75% 10 Years
Details Maximum Amount: $40,000; Percent Financed: 90%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence.
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 6.25% → 7.75% ▲ 1.50 pts · high 7.75% / low 6.25%
4.75%7.00%9.25%Sep 14, 2026: 6.25% APROct 13, 2026: 7.75% APRSep 14, 2026Nov 2, 2026
  • Oct 13, 20267.75%▲ from 6.25%
  • Sep 14, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Home Equity - Fixed Rate - - 7.99% 15 Years
Details Maximum Amount: $40,000; Percent Financed: 90%; Note 4: Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence.
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 6.50% → 7.99% ▲ 1.49 pts · high 7.99% / low 6.50%
5.01%7.25%9.48%Sep 14, 2026: 6.50% APROct 13, 2026: 7.99% APRSep 14, 2026Nov 2, 2026
  • Oct 13, 20267.99%▲ from 6.50%
  • Sep 14, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.80% 7 years
Details Maximum Amount: $100,000; Percent Financed: 125%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.80% APR · checked 9 times
4.30%4.80%5.30%Sep 14, 2026: 4.80% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Used Auto - Up to 6 Model Years - - 4.80% 6 years
Details Maximum Amount: $60,000; Percent Financed: 125%; Note 1: Up to 6 model years old, percent financed refers to selling price of auto including tax, title, warranties and conveyance fees not to exceed book value.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.80% APR · checked 9 times
4.30%4.80%5.30%Sep 14, 2026: 4.80% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Used Auto - Over 6 Model Years - - 8.40% 4 years
Details Maximum Amount: $25,000; Percent Financed: 100%; Note 2: Over 6 and not more than 12 model years old, percent financed refers to selling price of auto not to exceed book value or best estimate.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.40% APR · checked 9 times
7.90%8.40%8.90%Sep 14, 2026: 8.40% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Impaired Credit - New Auto - - 8.80% 6 years
Details Maximum Amount: $60,000; Percent Financed: 100%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.80% APR · checked 9 times
8.30%8.80%9.30%Sep 14, 2026: 8.80% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Impaired Credit - Used Auto - - 8.80% 5 years
Details Maximum Amount: $40,000; Percent Financed: 100%; Note 1: Up to 6 model years old, percent financed refers to selling price of auto including tax, title, warranties and conveyance fees not to exceed book value.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.80% APR · checked 9 times
8.30%8.80%9.30%Sep 14, 2026: 8.80% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New RV Loan - 9.25% 7 years
Details Maximum Amount: $50,000; Percent Financed: 60%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 9.25% APR · checked 9 times
8.75%9.25%9.75%Sep 14, 2026: 9.25% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
New Motorcycle Loan - 12.00% 5 years
Details Maximum Amount: $25,000; Percent Financed: 80%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 9 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
New Pop-up Campers, Travel Trailers (w/o motors) Loan - 12.00% 5 years
Details Maximum Amount: $15,000; Percent Financed: 70%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 9 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union Student Loan Rates

Product Rate Points APR Term View More
Student Loan - - 6.90%
Details Maximum Amount: $10,000; Percent Financed: N/A
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 9 times
6.40%6.90%7.40%Sep 14, 2026: 6.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union Credit Card Rates

Product Rate APR View More
Platinum Visa - 12.40%
Details Maximum Amount: $10,000; Term: Open; Percent Financed: N/A
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 12.40% APR · checked 7 times
11.90%12.40%12.90%Sep 22, 2026: 12.40% APRSep 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Student Visa - 12.40%
Details Maximum Amount: $3,000; Term: Open; Percent Financed: N/A
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 12.40% APR · checked 7 times
11.90%12.40%12.90%Sep 22, 2026: 12.40% APRSep 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Rewards Visa - 14.99%
Details Maximum Amount: $10,000; Term: Open; Percent Financed: N/A
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 14.99% APR · checked 7 times
14.49%14.99%15.49%Sep 22, 2026: 14.99% APRSep 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union Personal Loan Rates

Product APR Term View More
Debt Consolidation Loan 7.80%
Details Special Rate; Certain restrictions apply. Rate subject to change without notice.
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.80% APR · checked 2 times
7.30%7.80%8.30%Oct 26, 2026: 7.80% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Personal Loan 9.80% 5 Years
Details Maximum Amount: $15,000; Percent Financed: N/A; Note 3: Cannot rewrite to a lower rate for six months, and at least $1,000 additional amount borrowed
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 9.80% APR · checked 8 times
9.30%9.80%10.30%Sep 14, 2026: 9.80% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Connecticut State Employees Credit Union Other Rates

Product Rate Points APY/APR Term View More
Vacation Loan - - 7.90% 1 Year
Details Maximum Amount: $15,000; Percent Financed: Limits Apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 9 times
7.40%7.90%8.40%Sep 14, 2026: 7.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Vacation Loan - - 8.90% 2 Years
Details Maximum Amount: $15,000; Percent Financed: Limits Apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.90% APR · checked 9 times
8.40%8.90%9.40%Sep 14, 2026: 8.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Financial Health History

Connecticut State Employees Credit Union’s Texas Ratio stayed near 0.21% in Q3 2023 to 0.38% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.21% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.38% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$2.7B0.38%5.0A+
March 31, 2026$2.7B0.18%5.0A+
December 31, 2025$2.6B0.32%5.0A+
September 30, 2025$2.6B0.25%5.0A+
June 30, 2025$2.6B0.15%5.0A+
March 31, 2025$2.5B0.09%5.0A+
December 31, 2024$2.5B0.17%5.0A+
September 30, 2024$2.4B0.26%5.0A+
June 30, 2024$2.4B0.10%5.0A+
March 31, 2024$2.4B0.18%5.0A+
December 31, 2023$2.4B0.27%5.0A+
September 30, 2023$2.4B0.21%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Connecticut State Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Connecticut State Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Connecticut State Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Connecticut State Employees Credit Union
Address 84 Wadsworth St, Hartford, CT 06106
Phone 860-249-4839
Fax 860-525-4077
President Gregory Slupecki
CEO Allison Liggett
Full-Time Employees 73
Part-Time Employees 1
Branch Locations 7
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.38%
Return on Assets (ROA)
0.3439%
Return on Equity (ROE)
3.9683%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
2,713,727,960
Total Amount of Shares and Deposits
2,478,668,451
Total Shares and Deposits < 1 Year
2,460,772,569
Total Shares and Deposits 1 3 Years
17,895,882
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
256,739,658
Total Uninsured Shares and Deposits > $250K (F+J)
256,739,658
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,221,928,793
Total Interest Expense (Sum of items 6 8)
33,339,926
Share Certificates
12,154
Number of Accounts for Share Drafts
29,510
IRA KEOGH Accounts
3,324
Number of Accounts for Regular Shares
82,500
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
621,215,126
Total Liabilities
2,480,439,184
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Connecticut State Employees Credit Union

Does Connecticut State Employees Credit Union offer CDs?

Yes. Connecticut State Employees Credit Union current CD rates include its 6 Month CD at 3.75% APY, its 12 Month CD at 3.50% APY and its 18 Month CD at 3.25% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Connecticut State Employees Credit Union NCUA insured?

Yes. Connecticut State Employees Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Connecticut State Employees Credit Union?

The highest Connecticut State Employees Credit Union CD rate is its 6 Month CD at 3.75% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Connecticut State Employees Credit Union offer?

Connecticut State Employees Credit Union CD rates are 2.84% APY for a 3 month CD, 3.75% APY for a 6 month CD, 3.50% APY for a 12 month CD, 3.25% APY for an 18 month CD and 3.00% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Connecticut State Employees Credit Union for its full lineup.

What is the highest savings rate at Connecticut State Employees Credit Union?

The highest Connecticut State Employees Credit Union savings rate is its IRA Savings at 2.84% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest mortgage rate at Connecticut State Employees Credit Union?

The lowest Connecticut State Employees Credit Union mortgage rate is its 1st Mortgage Refinancing - 10 Years at 5.35% APR, verified by MonitorBankRates as of October 29, 2026. Connecticut State Employees Credit Union mortgage rates are 5.90% APR for a 20 year mortgage, 5.40% APR for a 15 year mortgage, 5.35% APR for a 10 year mortgage and 5.35% APR for a 7 year mortgage.

What is the lowest auto loan rate at Connecticut State Employees Credit Union?

The lowest Connecticut State Employees Credit Union auto loan rate is its New Auto at 4.80% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Connecticut State Employees Credit Union?

The lowest Connecticut State Employees Credit Union personal loan rate is its Personal Loan at 9.80% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Connecticut State Employees Credit Union?

The lowest Connecticut State Employees Credit Union credit card APR is its Platinum Visa Credit Card at 12.40% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Connecticut State Employees Credit Union operate?

Connecticut State Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Connecticut State Employees Credit Union?

Yes, to access services at Connecticut State Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Connecticut State Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connecticut State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Connecticut State Employees Credit Union offer online and mobile banking?

Most modern institutions like Connecticut State Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csecreditunion.com/.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Connecticut State Employees Credit Union rates compare?

Connecticut State Employees Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has an A+ health rating. Connecticut State Employees Credit Union's top rates are its 6 Month CD at 3.75% APY, its IRA Savings at 2.84% APY, its Share Draft Accounts at 1.26% APY, its 1st Mortgage Refinancing - 10 Years at 5.35%, its Debt Consolidation Loan at 7.80% APR and its Platinum Visa Credit Card at 12.40% APR, verified by MonitorBankRates on October 29, 2026.

Current Connecticut State Employees Credit Union Rates

  • 12-Month CD3.50%
  • 18-Month CD3.25%
  • Savings2.84%
Retrieved from our database of financial products. Rates subject to change.