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SUPERIOR CHOICE Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 31, 2026

You can compare SUPERIOR CHOICE rates to other rates in our database, including 12-month share certificate rates currently at 0.20%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 0.50%. Savings rates are at 0.10% and money market rates are at 1.21%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to SUPERIOR CHOICE rates. MonitorBankRates evaluates the financial stability of SUPERIOR CHOICE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.49%. Rates were last updated on 03/31/2026.

SUPERIOR CHOICE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SUPERIOR CHOICE? Share your experience about SUPERIOR CHOICE by leaving a review below, or read customer reviews before you decide to use SUPERIOR CHOICE.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.49%
Excellent Lower than avg
SUPERIOR CHOICE
Tower Avenue Branch
2817 Tower Ave
Superior, WI 54880 5320
http://www.superiorchoice.com
Member NCUA

Current Rate Availability

We do not have SUPERIOR CHOICE rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for SUPERIOR CHOICE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SUPERIOR CHOICE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SUPERIOR CHOICE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SUPERIOR CHOICE
Website http://www.superiorchoice.com
Address 2817 Tower Ave, Superior, WI 54880 5320
Phone 715-392-5616
Fax 715-395-5295
President Mark Casper
CEO Adam Keer
Full-Time Employees 135
Part-Time Employees 22
Branch Locations 12
ATM Locations 13
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.49%
Return on Assets (ROA)
0.1547%
Return on Equity (ROE)
2.0726%
Non-Performing Loans Ratio (NPL)
0.52%
Total Assets
699,303,040
Total Amount of Shares and Deposits
593,606,537
Total Shares and Deposits < 1 Year
524,663,868
Total Shares and Deposits 1 3 Years
65,497,839
Total Shares and Deposits > 3 Years
3,444,830
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
32,212,085
Total Uninsured Shares and Deposits > $250K (F+J)
32,212,085
Total Insured Shares and Deposits > $250K (item 17 less item K)
561,394,452
Total Interest Expense (Sum of items 6 8)
9,298,570
Share Certificates
5,358
Number of Accounts for Share Drafts
31,049
IRA KEOGH Accounts
1,369
Number of Accounts for Regular Shares
39,999
All other shares
2,814
Non Member Deposits
37
Money Market Shares
798
Net Income (unless the amount is already included in Undivided Earnings)
1,081,530
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
54,298,433
Total Liabilities
649,512,184
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for SUPERIOR CHOICE yet. Feel free to create one below.
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About SUPERIOR CHOICE

Is SUPERIOR CHOICE a safe place to deposit money?

Yes, SUPERIOR CHOICE is considered a safe financial institution. With a Texas Ratio of 5.4879530704245%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does SUPERIOR CHOICE operate?

SUPERIOR CHOICE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SUPERIOR CHOICE?

Yes, to access services at SUPERIOR CHOICE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SUPERIOR CHOICE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SUPERIOR CHOICE provides members with tools to manage their accounts and build a solid financial history.

Does SUPERIOR CHOICE offer online and mobile banking?

Most modern institutions like SUPERIOR CHOICE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.superiorchoice.com.

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