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iAdvertiser Disclosure
Advertiser Disclosure
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 DATCU Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
DATCU Credit Union's money market rates are at 0.80%. DATCU Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of DATCU Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.51%. Rates were last updated on 03/25/2026. DATCU Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DATCU Credit Union? Share your experience about DATCU Credit Union by leaving a review below, or read customer reviews before you decide to use DATCU Credit Union. 
DATCU Credit Union Money Market Rates
DATCU Credit Union Auto Loan Rates
DATCU Credit Union Credit Card Rates
DATCU Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for DATCU Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather DATCU Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with DATCU Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
DATCU Credit Union
Website
https://www.datcu.org
Address
5940 S Interstate 35 E,
Corinth, TX 76210
Phone
940-387-8585
Fax
940-442-5428
President
Robert Ramirez
CEO
Melanie Vest
Full-Time Employees
226
Part-Time Employees
11
Branch Locations
15
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.51%
Return on Assets (ROA)
1.1356%
Return on Equity (ROE)
6.8364%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
1,738,190,125
Total Amount of Shares and Deposits
1,437,050,196
Total Shares and Deposits < 1 Year
1,381,510,532
Total Shares and Deposits 1 3 Years
47,297,814
Total Shares and Deposits > 3 Years
8,241,850
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
68,249,439
Total Uninsured Shares and Deposits > $250K (F+J)
68,249,439
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,368,800,757
Total Interest Expense (Sum of items 6 8)
17,635,452
Share Certificates
9,906
Number of Accounts for Share Drafts
65,047
IRA KEOGH Accounts
2,511
Number of Accounts for Regular Shares
113,470
All other shares
13,478
Money Market Shares
3,874
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
200,974,675
Total Liabilities
1,451,996,298
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About DATCU Credit UnionIs DATCU Credit Union a safe place to deposit money?Yes, DATCU Credit Union is considered a safe financial institution. With a Texas Ratio of 0.50829055403689%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does DATCU Credit Union operate?DATCU Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join DATCU Credit Union?Yes, to access services at DATCU Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, DATCU Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, DATCU Credit Union provides members with tools to manage their accounts and build a solid financial history. Does DATCU Credit Union offer online and mobile banking?Most modern institutions like DATCU Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.datcu.org. Current DATCU Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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