Astera Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Astera Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 0.10% and 3-month CD rates at 3.19%. Savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.57%. Credit Card rates are at 13.24%. Personal Loan rates are at 6.46%. All these rates, and more, can be found in our database of rates which you can compare to Astera Credit Union rates.

Compare Astera Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Astera Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Astera Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Astera Credit Union? Share your experience about Astera Credit Union by leaving a review below, or read customer reviews before you decide to use Astera Credit Union.

Overall, Astera Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Astera Credit Union
ASTERA CREDIT UNION MAIN
111 S Waverly Rd
Lansing, MI 48917
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Astera Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
Explorer Youth Savings
5.00%
$0
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
12-Month CD
4.07%
$10,000
The MINT National Bank
The MINT National Bank
12-Month CD
4.00%
$10,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
12-Month CD
3.94%
$1,000
HSBC Bank USA
HSBC Bank USA
6-Month CD (Online)
3.90%
$1,000
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
9-Month CD
3.90%
$1,000
CFG Bank
CFG Bank
36-Month CD
3.75%
$500
VirtualBank
VirtualBank
48-Month CD
3.67%
$0
New Peoples Bank
New Peoples Bank
24-Month CD
3.66%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
12-Month CD
3.25%
$500
Bay State Savings Bank
Bay State Savings Bank
48-Month CD
3.25%
$1,000
Generations Bank
Generations Bank
36-Month CD
3.00%
$500
PCB Payne County Bank
PCB Payne County Bank
30-Month CD
2.80%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
18-Month CD
2.79%
$1,000
Coffee County Bank
Coffee County Bank
36-Month CD
2.75%
$1,000
Vast Bank
Vast Bank
48-Month CD
2.65%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Elite NOW Checking
2.50%
$1,000
Main Street Bank
Main Street Bank
18-Month CD
2.50%
$1,000
Chartway Credit Union
Chartway Credit Union
36-Month CD
2.15%
$500
Jonah Bank of Wyoming
Jonah Bank of Wyoming
36-Month CD
2.02%
$500
Northfield Bank
Northfield Bank
24-Month CD
2.00%
$2,500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Business Money Market
1.90%
$1,000
Madison Valley Bank
Madison Valley Bank
60-Month CD
1.86%
$500
Cross River Bank
Cross River Bank
I Connect/E Connect Savings
1.75%
$0
New Millennium Bank
New Millennium Bank
Money Market
1.75%
$1,000
First State Bank of Porter
First State Bank of Porter
24-Month CD
1.71%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
48-Month CD
1.66%
$1,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
12-Month CD
1.51%
$500
First State Bank New London, WI
First State Bank New London, WI
12-Month CD
1.50%
$5,000
OneLocal Bank
OneLocal Bank
48-Month CD
1.50%
$1,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
48-Month CD
1.40%
$2,500
Integrity Bank & Trust
Integrity Bank & Trust
Personal Savings
1.26%
$0
Western Nebraska Bank
Western Nebraska Bank
6-Month CD
1.21%
$250
Century SLA
Century SLA
12-Month CD (Jumbo)
1.05%
$100,000
Community Bank Owatonna
Community Bank Owatonna
Money Market
1.00%
$90,000
NCS Bank
NCS Bank
24-Month CD
1.00%
$1,000
PeopleFirst Bank
PeopleFirst Bank
60-Month CD
1.00%
$2,500
UniBank
UniBank
12-Month CD
1.00%
$500
Kennett Trust Bank
Kennett Trust Bank
Kasasa Saving
0.99%
$50
Freehold Bank
Freehold Bank
60-Month CD
0.65%
$500
Chelsea Groton Bank
Chelsea Groton Bank
60-Month CD
0.50%
$500
Coleman County State Bank
Coleman County State Bank
Money Market
0.50%
$1,000
Champlain National Bank
Champlain National Bank
Privilege Money Market
0.27%
$1,000
Community Bank of Cameron
Community Bank of Cameron
Classic Checking
0.25%
$500
Chemung Canal Trust Company
Chemung Canal Trust Company
12-Month CD
0.20%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
Money Market
0.05%
$2,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
0.05%
$0
First State Bank (MI)
First State Bank (MI)
18-Month CD
0.05%
$1,000
Superior National Bank
Superior National Bank
Superior Savings
0.05%
$100
Clinton Savings Bank
Clinton Savings Bank
Passbook Savings
0.02%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Astera Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
4.875%
5.195%
1.125
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.375%
5.578%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.500%
5.727%
0.375
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
5.750%
5.897%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
5.750%
5.983%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
5.875%
5.990%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
20 Year Fixed
5.875%
6.039%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.000%
6.074%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
5.875%
6.105%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.075%
6.186%
0.000
Better Banks
Better Banks
30-Year Fixed
6.125%
6.201%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.125%
6.232%
0.125
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.000%
6.244%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Astera Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Astera Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Astera Credit Union rate data right now, check back for updates, we are adding rates all the time.

Astera Credit Union Information

Credit Union Name: Astera Credit Union
Full Time Employees: 66
Part Time Employees: 4
President: Kevin Goff
CEO: Martin Carter
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
111 S Waverly Rd
Lansing, MI 48917
Phone Number: 517-323-3644
Fax Number: 517-323-4414

Astera Credit Union Financials

Total Assets:
198,866,321
Total Amount of Shares and Deposits:
180,342,628
Total Shares and Deposits < 1 Year:
174,055,262
Total Shares and Deposits 1 3 Years:
4,352,840
Total Shares and Deposits > 3 Years:
1,934,526
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
11,201,985
Total Uninsured Shares and Deposits > $250K (F+J):
11,201,985
Total Insured Shares and Deposits > $250K (item 17 less item K):
169,140,643
Total Interest Expense (Sum of items 6 8):
687,475
Share Certificates:
1,820
Number of Accounts for Share Drafts:
8,847
IRA KEOGH Accounts:
443
Number of Accounts for Regular Shares:
18,973
All other shares:
51
Non Member Deposits:
4,750
Money Market Shares:
1,171
Net Income (unless the amount is already included in Undivided Earnings):
-269,319
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,654,349
Total Liabilities:
188,956,732
Show More

Astera Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Today's mortgage rates moved lower following the downtrend of the past week. Average 30 year mortgage refinance rates are at 3.43 percent, a decline from Friday's average 30 year mortgage rate of 3.46 percent. Average 30 year mortgage rates have hit another record low today and will make new lows in the coming months. You can already find lenders offering 30 year mortgage interest rates below the averages.
Maspeth Federal Savings, headquartered in Maspeth, New York, is offering some of the highest bank CD rates available today. The bank is advertising bank CD rates for Individual Retirement Account (IRA) certificates of deposit and regular certificates of deposit. Terms for both types of certificates of deposit range between 6 months to 60 months.

Bank or Credit Union Offers and Deals

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EverBank Money Market Account
Mortgage Rates Today: 30 Year Rates at 4.77%, 15 Year Rates at 4.07%
E-Loan 1 Year CD Rates now at 1.25%
WTDirect Online Savings Account
Mortgage Rates Soar: 30 Year Mortgage Rates at 5.31%
Mortgage Rates and Refinance Rates Today November 19: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.80%

Alternative Bank and Credit Union Offers to Explore

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Astera Credit Union Reviews

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