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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Old Hickory Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Old Hickory Credit Union's 12 Month CD rates are at 3.75%, 6 Month CD rates are at 3.50%, 18 Month CD rates are at 2.65%, 24 Month CD rates are at 2.65%, 36 Month CD rates are at 2.65%. Old Hickory Credit Union's savings rates are at 0.15%. Old Hickory Credit Union's money market rates are at 0.70%. Old Hickory Credit Union's 5 Year First Mortgage rates are at 4.75%, 5 Year First Mortgages rates are at 4.75%, 10 Year First Mortgage rates are at 5.00%, 10 Year First Mortgages rates are at 5.00%, 15 Year First Mortgage rates are at 5.25%. Old Hickory Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of Old Hickory Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.02%. Rates were last updated on 03/28/2026. Old Hickory Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Old Hickory Credit Union? Share your experience about Old Hickory Credit Union by leaving a review below, or read customer reviews before you decide to use Old Hickory Credit Union. 
Old Hickory Credit Union CD Rates
Old Hickory Credit Union Savings Rates
Old Hickory Credit Union Money Market Rates
Old Hickory Credit Union Checking Rates
Old Hickory Credit Union Mortgage Rates
Old Hickory Credit Union Home Equity & HELOC
Old Hickory Credit Union Auto Loan Rates
Old Hickory Credit Union Credit Card Rates
Old Hickory Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Old Hickory Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Old Hickory Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Old Hickory Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Old Hickory Credit Union
Website
https://www.ohcu.org
Address
410 Donelson Pike,
Nashville, TN 37214
Phone
615-847-4043
Fax
615-847-7399
President
William Jennings Jr
CEO
Bonnette Dawson
Full-Time Employees
81
Part-Time Employees
1
Branch Locations
7
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.02%
Return on Assets (ROA)
0.6594%
Return on Equity (ROE)
6.4266%
Non-Performing Loans Ratio (NPL)
1.51%
Total Assets
338,058,370
Total Amount of Shares and Deposits
302,284,894
Total Shares and Deposits < 1 Year
300,313,733
Total Shares and Deposits 1 3 Years
838,511
Total Shares and Deposits > 3 Years
1,132,651
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,237,048
Total Uninsured Shares and Deposits > $250K (F+J)
9,237,048
Total Insured Shares and Deposits > $250K (item 17 less item K)
293,047,846
Total Interest Expense (Sum of items 6 8)
2,110,764
Share Certificates
1,059
Number of Accounts for Share Drafts
15,829
IRA KEOGH Accounts
584
Number of Accounts for Regular Shares
25,840
All other shares
382
Money Market Shares
715
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,469,452
Total Liabilities
303,661,555
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Old Hickory Credit UnionIs Old Hickory Credit Union a safe place to deposit money?Yes, Old Hickory Credit Union is considered a safe financial institution. With a Texas Ratio of 10.018902801441%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Old Hickory Credit Union operate?Old Hickory Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Old Hickory Credit Union?Yes, to access services at Old Hickory Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Old Hickory Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Old Hickory Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Old Hickory Credit Union offer online and mobile banking?Most modern institutions like Old Hickory Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ohcu.org. Current Old Hickory Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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