Austin Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Austin Federal Credit Union12-month CD rates can be found at 1.51%, 6-month CD rates at 3.75% and 3-month CD rates at 0.20%. Savings rates are at 0.50% and money market rates are at 2.29%. Mortgage rates on 30-year fixed loans are around 6.42%. Credit Card rates are at 16.95%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates which you can compare to Austin Federal Credit Union rates.

Compare Austin Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Austin Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Austin Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Austin Federal Credit Union? Share your experience about Austin Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Austin Federal Credit Union.

Overall, Austin Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Austin Federal Credit Union
Main Branch
1900 Woodward St
Austin, TX 78741
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Austin Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Northern Bank Direct
Northern Bank Direct
12-Month CD
4.30%
$500
USAlliance Financial
USAlliance Financial
12-Month CD
4.30%
$500
Bankwell Bank
Bankwell Bank
6-Month CD
4.20%
$1,000
America First Federal Credit Union
America First Federal Credit Union
18-Month CD
4.10%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
6-Month CD (Jumbo)
4.09%
$100,000
Northwest Bank
Northwest Bank
12-Month CD
4.09%
$100
United Valley Bank
United Valley Bank
6-Month CD
4.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Checking
4.00%
$0
Winchester Co-operative Bank
Winchester Co-operative Bank
18-Month CD
3.90%
$500
Huntington FSB
Huntington FSB
36-Month CD
3.80%
$500
CFG Bank
CFG Bank
36-Month CD
3.75%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
60-Month CD
3.75%
$25,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
3-Month CD
3.50%
$1,000
Investment Savings Bank
Investment Savings Bank
18-Month CD
3.28%
$500
Marthas Vineyard Bank
Marthas Vineyard Bank
12-Month CD
3.10%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
36-Month CD
3.00%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
3.00%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
48-Month CD
3.00%
$1,000
Citizens State Bank Moundridge, KS
60-Month CD
2.80%
$1,000
Bank First, NA
Bank First, NA
48-Month CD
2.78%
$1,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
36-Month CD
2.75%
$500
Lake Elmo Bank
Lake Elmo Bank
12-Month CD
2.68%
$1,000
Homewood Federal SB
Homewood Federal SB
36-Month CD
2.60%
$500
Palo Savings Bank
36-Month CD
2.52%
$1,000
Senath State Bank
Senath State Bank
36-Month CD
2.52%
$500
Yampa Valley Bank
Yampa Valley Bank
Prime Savings
2.40%
$0
Rhinebeck Bank
Rhinebeck Bank
12-Month CD
2.27%
$2,000
Tipton Latham Bank
Tipton Latham Bank
24-Month CD
2.00%
$500
Forward Bank
Forward Bank
36-Month CD
1.56%
$500
Classic Bank
Classic Bank
Money Market
1.51%
$2,500
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
24-Month CD
1.50%
$500
The Bank of the West
The Bank of the West
Savings
1.26%
$0
F&M Bank of Hutsonville
F&M Bank of Hutsonville
36-Month CD
1.26%
$500
United Minnesota Bank
United Minnesota Bank
36-Month CD
1.20%
$500
First Mutual Bank, FSB
First Mutual Bank, FSB
12-Month CD
1.15%
$500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
18-Month CD
1.10%
$1,500
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
24-Month CD
1.05%
$500
Pineries Bank
Pineries Bank
Money Market
0.75%
$1,000
Greenville Federal
Greenville Federal
12-Month CD
0.70%
$500
Chain Bridge Bank
Chain Bridge Bank
Savings
0.66%
$100
Riverside Savings Bank
Riverside Savings Bank
24-Month CD
0.45%
$1,000
Metropolitan Bank
Metropolitan Bank
36-Month CD
0.40%
$2,500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
12-Month CD
0.30%
$1,000
FSB Holton, KS
FSB Holton, KS
Signature Savings
0.25%
$50
FSB of Wyoming
6-Month CD
0.20%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Premier Money Market
0.20%
$10,000
1st Community Credit Union
1st Community Credit Union
Ultimate Savings
0.15%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Statement Savings
0.10%
$100
1st Bank Yuma
1st Bank Yuma
1st Select Savings
0.05%
$100
North Brookfield SB
North Brookfield SB
Money Market
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Austin Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.750%
5.806%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.866%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.875%
5.944%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30-Year Fixed
5.875%
6.022%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
6.000%
6.057%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.875%
6.157%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.000%
6.221%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.125%
6.224%
0.000
Geddes Federal S&L
Geddes Federal S&L
7/1 ARM
6.504%
6.250%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.000%
6.260%
1.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.250%
6.290%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.750%
6.330%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
6.000%
6.365%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed
6.375%
6.435%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.375%
6.484%
0.000
Better Banks
Better Banks
15-Year Fixed
6.375%
6.504%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
6.500%
6.519%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
7/1 ARM
6.125%
6.532%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
30-Year Fixed
6.500%
6.538%
0.000
First Ohio Community Federal Credit Union
First Ohio Community Federal Credit Union
15 Year Fixed
6.250%
6.538%
0.125
Penn Community Bank
Penn Community Bank
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.375%
6.575%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Austin Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Austin Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Austin Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Austin Federal Credit Union Information

Credit Union Name: Austin Federal Credit Union
Full Time Employees: 9
Part Time Employees: 0
President: Kenneth Shick
CEO: Melinda Bayer
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1900 Woodward St
Austin, TX 78741
Phone Number: 512-444-6419
Fax Number: 512-444-6474

Austin Federal Credit Union Financials

Total Assets:
37,426,851
Total Amount of Shares and Deposits:
33,909,985
Total Shares and Deposits < 1 Year:
33,909,985
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,546,389
Total Uninsured Shares and Deposits > $250K (F+J):
1,546,389
Total Insured Shares and Deposits > $250K (item 17 less item K):
32,363,596
Total Interest Expense (Sum of items 6 8):
5,421
Share Certificates:
4
Number of Accounts for Share Drafts:
1,651
IRA KEOGH Accounts:
39
Number of Accounts for Regular Shares:
3,072
Money Market Shares:
59
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
746,271
Total Liabilities:
34,367,598
Show More

Austin Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
No
No Cost Tax Prep Services:
1
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates increased in the latest survey released this morning. Home mortgage interest rates increased after making all-time lows in the prior week's Mortgage Applications Survey released by the Mortgage Bankers Association. Both 30 year mortgage rates and 15 year mortgage rates are increased from the lowest point ever in last week's mortgage survey.
 Washington Mutual Bank is currently offering a 8 month CD rate of 4.25%, though rates vary depending on the state you are in and the minimum deposit is $1,000. After being approved for the account you must deposit funds within 7 calendar days. This rate is a special online CD rate, you won't receive this rate at a branch location.
National average savings account rates and money market account rates are low right now. The average savings account rate/MMA rate for account balances of at least $2,500 is averaging only 0.33 percent. Account balances with a minimum of $10,000 are averaging 0.40 percent. Account balances of at least $25,000 earn a rate of 0.46 percent and balances of at least $50,000 earn a rate of 0.51 percent on average.

Bank or Credit Union Offers and Deals

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Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%

Austin Federal Credit Union Reviews

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