MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report
  1. Home›
  2. Credit Unions›
  3. Dixie Line Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Dixie Line Credit Union Rates & Review November 2026

Dixie Line Credit Union's Personal Loan Rates are as low as 15.00%. Dixie Line Credit Union's Credit Card Rates are at 7.90%. MonitorBankRates evaluates the financial stability of Dixie Line Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.15%. Rates last updated and verified on 10/30/2026.

Dixie Line Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dixie Line Credit Union? Share your experience about Dixie Line Credit Union by leaving a review below, or read customer reviews before you decide to use Dixie Line Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.15%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Dixie Line Credit Union
Dixie Line Credit Union
567 Veritas St
Nashville, TN 37211
https://www.dixieline.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Dixie Line Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan 5.75% - 5.75% 4 years
Details Model Year: 2026 or newer
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 5.75% APR · checked 7 times
5.25%5.75%6.25%Oct 10, 2026: 5.75% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Auto Loan 6.50% - 6.50% 5 years
Details Model Year: 2026 or newer
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 6.50% APR · checked 7 times
6.00%6.50%7.00%Oct 10, 2026: 6.50% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Car Loan 6.50% - 6.50% 4 years
Details Model Year: 2018-2025
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 6.50% APR · checked 6 times
6.00%6.50%7.00%Oct 10, 2026: 6.50% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Auto Loan 7.75% - 7.75% 6 years
Details Model Year: 2026 or newer; Loan amount: 25k or above
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 7.75% APR · checked 7 times
7.25%7.75%8.25%Oct 10, 2026: 7.75% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Auto Loan 8.25% - 8.25% 7 years
Details Model Year: 2026 or newer; Loan amount: 40k or above
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 8.25% APR · checked 7 times
7.75%8.25%8.75%Oct 10, 2026: 8.25% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Car Loan 8.25% - 8.25% 5 years
Details Model Year: 2018-2025
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 8.25% APR · checked 6 times
7.75%8.25%8.75%Oct 10, 2026: 8.25% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Auto Loan 8.75% - 8.75% 8 years
Details Model Year: 2026 or newer; Loan amount: 50k or above
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 8.75% APR · checked 7 times
8.25%8.75%9.25%Oct 10, 2026: 8.75% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Car Loan 8.75% - 8.75% 6 years
Details Model Year: 2018-2025; Loan amount: 25K or above
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Oct 10, 2026: 8.75% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Classic/Antique Auto Loan 9.00% - 9.00% 5 years
Details Vehicle age: 25 years/older; Loan amount: 20K or above
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 9.00% APR · checked 6 times
8.50%9.00%9.50%Oct 14, 2026: 9.00% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Classic/Antique Auto Loan 9.50% - 9.50% 6 years
Details Vehicle age: 25 years/older; Loan amount: 25K or above
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 9.50% APR · checked 6 times
9.00%9.50%10.00%Oct 14, 2026: 9.50% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Car Loan 9.75% - 9.75% 7 years
Details Model Year: 2018-2025; Loan amount: 40K or above
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 9.75% APR · checked 6 times
9.25%9.75%10.25%Oct 10, 2026: 9.75% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Car Loan 10.25% - 10.25% 8 years
Details Model Year: 2018-2025; Loan amount: 50K or above
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 10.25% APR · checked 6 times
9.75%10.25%10.75%Oct 10, 2026: 10.25% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%

Dixie Line Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boat/RV/ATV Loan 8.00% 8.00% 5 years
Details Model Year: 2026 or newer
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 8.00% APR · checked 6 times
7.50%8.00%8.50%Oct 14, 2026: 8.00% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Motorcycle Loan 8.00% 8.00% 4 years
Details Model Year: 2026 or newer
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 8.00% APR · checked 6 times
7.50%8.00%8.50%Oct 14, 2026: 8.00% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Boat/RV/ATV Loan 8.50% 8.50% 6 years
Details Model Year: 2026 or newer; Loan amount: 25K or above
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 8.50% APR · checked 6 times
8.00%8.50%9.00%Oct 14, 2026: 8.50% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Boat/RV/ATV Loan 8.50% 8.50% 5 years
No additional details.
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 8.50% APR · checked 7 times
8.00%8.50%9.00%Oct 10, 2026: 8.50% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Boat/RV/ATV Loan 9.50% 9.50% 6 years
Details Loan amount: 25K or above
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 9.50% APR · checked 7 times
9.00%9.50%10.00%Oct 10, 2026: 9.50% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Motorcycle Loan 9.50% 9.50% 4 years
Details Model Year: 2018-2025
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 9.50% APR · checked 6 times
9.00%9.50%10.00%Oct 14, 2026: 9.50% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Motorcycle Loan 9.75% 9.75% 5 years
Details Model Year: 2026 or newer
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 9.75% APR · checked 6 times
9.25%9.75%10.25%Oct 14, 2026: 9.75% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Boat/RV/ATV Loan 10.00% 10.00% 7 years
Details Model Year: 2026 or newer; Loan amount: 35K or above
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 10.00% APR · checked 6 times
9.50%10.00%10.50%Oct 14, 2026: 10.00% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Motorcycle Loan 10.25% 10.25% 6 years
Details Model Year: 2026 or newer; Loan amount: 30K or above
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 10.25% APR · checked 6 times
9.75%10.25%10.75%Oct 14, 2026: 10.25% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
New Boat/RV/ATV Loan 11.00% 11.00% 10 years
Details Model Year: 2026 or newer; Loan amount: 40K or above
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 11.00% APR · checked 6 times
10.50%11.00%11.50%Oct 14, 2026: 11.00% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Boat/RV/ATV Loan 11.00% 11.00% 7 years
Details Loan amount: 30K or above
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 11.00% APR · checked 7 times
10.50%11.00%11.50%Oct 10, 2026: 11.00% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Motorcycle Loan 11.00% 11.00% 5 years
Details Model Year: 2018-2025
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 11.00% APR · checked 6 times
10.50%11.00%11.50%Oct 14, 2026: 11.00% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Motorcycle Loan 11.75% 11.75% 6 years
Details Model Year: 2018-2025; Loan amount: 25K or above
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 11.75% APR · checked 6 times
11.25%11.75%12.25%Oct 14, 2026: 11.75% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Used Boat/RV/ATV Loan 12.75% 12.75% 10 years
Details Loan amount: 40K or above
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 12.75% APR · checked 7 times
12.25%12.75%13.25%Oct 10, 2026: 12.75% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%

Dixie Line Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 7.90%
Details Based on Credit Score; rate range 7.90% - 16.00%
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 12 times
7.40%7.90%8.40%Sep 14, 2026: 7.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%

Dixie Line Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 15.00%
Details Up to $5000
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 15.00% APR · checked 12 times
14.50%15.00%15.50%Sep 14, 2026: 15.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%

Dixie Line Credit Union Other Rates

Product Rate Points APY/APR Term View More
Emergency Loan 15.00% - 15.00%
Details Up to $1000
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 15.00% APR · checked 12 times
14.50%15.00%15.50%Sep 14, 2026: 15.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%
Vacation Loan 15.00% - 15.00%
Details Up to $1500; 12month term max
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 15.00% APR · checked 6 times
14.50%15.00%15.50%Sep 14, 2026: 15.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.15%

Financial Health History

Dixie Line Credit Union’s Texas Ratio fell from 7.60% in Q3 2023 to 4.15% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 13% 3.0★ 19% 4.0★ 26% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.60% A Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A Q3 2024 B+ Q4 2024 A- Q1 2025 A Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.15% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$15M4.15%5.0A+
March 31, 2026$14M2.84%5.0A+
December 31, 2025$13M4.94%5.0A+
September 30, 2025$13M5.07%5.0A+
June 30, 2025$13M9.94%5.0A
March 31, 2025$13M16.40%4.9A-
December 31, 2024$13M19.05%4.7B+
September 30, 2024$13M6.31%5.0A
June 30, 2024$13M5.45%5.0A+
March 31, 2024$13M5.37%5.0A+
December 31, 2023$12M5.65%5.0A+
September 30, 2023$12M7.60%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Dixie Line Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dixie Line Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dixie Line Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dixie Line Credit Union
Address 567 Veritas St, Nashville, TN 37211
Phone 615-331-5121
Fax 615-833-9304
President Travis Shelton
CEO Melissia Riddle
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.15%
Return on Assets (ROA)
0.1516%
Return on Equity (ROE)
0.9599%
Non-Performing Loans Ratio (NPL)
1.34%
Total Assets
14,533,672
Total Amount of Shares and Deposits
12,253,253
Total Shares and Deposits < 1 Year
12,253,253
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
917,815
Total Uninsured Shares and Deposits > $250K (F+J)
917,815
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,335,438
Total Interest Expense (Sum of items 6 8)
176,887
Share Certificates
51
Number of Accounts for Share Drafts
271
Number of Accounts for Regular Shares
874
Net Income (unless the amount is already included in Undivided Earnings)
21,536
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,134,014
Total Liabilities
12,238,389
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Dixie Line Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/dixie-line-credit-union-rates-review-67937">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Dixie Line Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Dixie Line Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Dixie Line Credit Union

What is the lowest auto loan rate at Dixie Line Credit Union?

The lowest Dixie Line Credit Union auto loan rate is its New Auto Loan at 5.75%, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Dixie Line Credit Union?

The lowest Dixie Line Credit Union personal loan rate is its Signature Loan at 15.00%, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Dixie Line Credit Union?

The lowest Dixie Line Credit Union credit card APR is its Visa Credit Card at 7.90% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Dixie Line Credit Union operate?

Dixie Line Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dixie Line Credit Union?

Yes, to access services at Dixie Line Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dixie Line Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dixie Line Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dixie Line Credit Union offer online and mobile banking?

Most modern institutions like Dixie Line Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dixieline.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Dixie Line Credit Union rates compare?

Dixie Line Credit Union's top rates are its Signature Loan at 15.00% APR and its Visa Credit Card at 7.90% APR, verified by MonitorBankRates on October 30, 2026.