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 FinancialEdge Community Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
FinancialEdge Community Credit Union's 8 Month rates are at 3.51%, 13 Month rates are at 3.25%, 25 Month rates are at 3.00%, 37 Month rates are at 2.85%, 60 Month rates are at 2.50%. FinancialEdge Community Credit Union's savings rates are at 0.00%. FinancialEdge Community Credit Union's Business Conventional First Mortgage - 10-Years rates are at 5.88%, Business Conventional First Mortgage - 15-Years rates are at 6.00%, Business Conventional First Mortgage - 30-Years rates are at 6.99%. MonitorBankRates evaluates the financial stability of FinancialEdge Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.86%. Rates last updated and verified on 08/28/2026. FinancialEdge Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FinancialEdge Community Credit Union? Share your experience about FinancialEdge Community Credit Union by leaving a review below, or read customer reviews before you decide to use FinancialEdge Community Credit Union. FinancialEdge Community Credit Union
Euclid Office 1199 S Euclid Ave
https://www.financialedgeccu.org Bay City, MI 48706 
FinancialEdge Community Credit Union CD Rates
FinancialEdge Community Credit Union Savings Rates
FinancialEdge Community Credit Union Checking Rates
FinancialEdge Community Credit Union Mortgage Rates
FinancialEdge Community Credit Union Home Equity & HELOC
FinancialEdge Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for FinancialEdge Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FinancialEdge Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FinancialEdge Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
FinancialEdge Community Credit Union
Website
https://www.financialedgeccu.org
Address
1199 S Euclid Ave,
Bay City, MI 48706
Phone
989-892-6088
Fax
989-460-3194
President
Norma Felker
CEO
Jeremy Coberley
Full-Time Employees
31
Part-Time Employees
3
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.86%
Return on Assets (ROA)
0.7993%
Return on Equity (ROE)
6.2529%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
136,223,177
Total Amount of Shares and Deposits
117,883,839
Total Shares and Deposits < 1 Year
115,366,398
Total Shares and Deposits 1 3 Years
2,280,674
Total Shares and Deposits > 3 Years
236,767
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,268,216
Total Uninsured Shares and Deposits > $250K (F+J)
5,268,216
Total Insured Shares and Deposits > $250K (item 17 less item K)
112,615,623
Total Interest Expense (Sum of items 6 8)
1,078,328
Share Certificates
529
Number of Accounts for Share Drafts
6,308
IRA KEOGH Accounts
295
Number of Accounts for Regular Shares
10,253
All other shares
1,415
Money Market Shares
409
Net Income (unless the amount is already included in Undivided Earnings)
1,088,872
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,150,440
Total Liabilities
118,946,475
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for FinancialEdge Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for FinancialEdge Community Credit Union
Frequently Asked Questions About FinancialEdge Community Credit UnionHow many branches does FinancialEdge Community Credit Union operate?FinancialEdge Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join FinancialEdge Community Credit Union?Yes, to access services at FinancialEdge Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, FinancialEdge Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, FinancialEdge Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does FinancialEdge Community Credit Union offer online and mobile banking?Most modern institutions like FinancialEdge Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.financialedgeccu.org. Current FinancialEdge Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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