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Blair County FCU

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Blair County FCU Rates & Review October 2026

Q: How many branches does Blair County FCU operate?

Blair County FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Blair County FCU?

Yes, to access services at Blair County FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Blair County FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blair County FCU provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Blair County FCU's top rate as of October 13, 2026 is personal loans from 9.49% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Blair County FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates last updated and verified on 10/13/2026.

Blair County FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blair County FCU? Share your experience about Blair County FCU by leaving a review below, or read customer reviews before you decide to use Blair County FCU.

Ranked #74 Healthiest Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.25%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Blair County FCU
Blair County Federal Credit Union

3001 6th Ave
Altoona, PA 16602-1918

http://www.blairctyfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Blair County FCU Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity	-	-	4.99%	Up to 60 months
Details Call for details Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

Blair County FCU Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	-	-	4.74%
Details Rate based on approved credit. No credit union refinances. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

Blair County FCU RV, Boat and Powersport Loan Rates

Product	Rate	APR
New Motorcycle Loan	-	7.49%
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Used Motorcycle Loan	-	7.99%
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
New Camper & Boats Loan	-	8.50%
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Used Camper & Boats Loan	-	8.50%
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

Blair County FCU Personal Loan Rates

Product	APR	Term	View More
Signature Loan	9.49%
Details As Low As; Signature up to $15,000.00 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

Blair County FCU Other Rates

Product	Rate	Points	APY/APR	Term
1st Position - 121 to 180 months Loan	-	-	5.74%	121 to 180 months
Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 5.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
1st Position - 61 to 120 months Loan	-	-	5.24%	61 to 120 months
Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 5.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
1st Position - Up to 60 months Loan	-	-	4.99%	Up to 60 months
Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
2nd Position - 121 to 180 months Loan	-	-	6.74%	121 to 180 months
Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
2nd Position - 61 to 120 months Loan	-	-	6.24%	61 to 120 months
Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 6.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
2nd Position - Up to 60 months Loan	-	-	4.99%	Up to 60 months
Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Credit Builder Loan	-	-	17.99%
Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 17.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
New 2025 to 2026 Loan	-	-	4.74%	Up to 60 Months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
New 2025 to 2026 Loan	-	-	5.24%	61 to 72 Months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 5.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
New 2025 to 2026 Loan	-	-	5.99%	73 to 84 Months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 5.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Used 2016 to 2018 Loan	-	-	7.49%	Up to 48 Months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 7.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Used 2019 to 2021 Loan	-	-	6.49%	Up to 60 Months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 6.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Used 2022 to 2023 Loan	-	-	5.99%	Up to 66 Months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 5.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Used 2024 to 2026 Loan	-	-	5.49%	Up to 72 Months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Blair County FCU’s Texas Ratio stayed near 0.27% in Q3 2023 to 0.25% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$78M	0.25%	5.0	A+
March 31, 2026	$77M	0.18%	5.0	A+
December 31, 2025	$75M	0.21%	5.0	A+
September 30, 2025	$74M	0.23%	5.0	A+
June 30, 2025	$73M	0.24%	5.0	A+
March 31, 2025	$74M	0.16%	5.0	A+
December 31, 2024	$71M	0.51%	5.0	A+
September 30, 2024	$70M	0.26%	5.0	A+
June 30, 2024	$70M	0.11%	5.0	A+
March 31, 2024	$71M	0.25%	5.0	A+
December 31, 2023	$68M	0.68%	5.0	A+
September 30, 2023	$68M	0.27%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Blair County FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Blair County FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Blair County FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Blair County FCU

Website http://www.blairctyfcu.org

Address 3001 6th Ave, Altoona, PA 16602-1918

Phone 814-944-2821

Fax 814-944-4291

President W.Stuart Sellers

CEO Tammy Jackson

Full-Time Employees 9

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.25%

Return on Assets (ROA)

1.1607%

Return on Equity (ROE)

5.1012%

Non-Performing Loans Ratio (NPL)

0.40%

Total Assets

77,990,582

Total Amount of Shares and Deposits

60,169,560

Total Shares and Deposits < 1 Year

59,859,600

Total Shares and Deposits 1 3 Years

309,960

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,126,841

Total Uninsured Shares and Deposits > $250K (F+J)

1,126,841

Total Insured Shares and Deposits > $250K (item 17 less item K)

59,042,719

Total Interest Expense (Sum of items 6 8)

129,042

Share Certificates

416

Number of Accounts for Share Drafts

2,879

IRA KEOGH Accounts

110

Number of Accounts for Regular Shares

5,290

Money Market Shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

13,905,270

Total Liabilities

60,245,577

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Blair County FCU earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/blair-county-rates-review-8831">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026-q2.svg"
       alt="Ranked #74 in MonitorBankRates Top 100 Healthiest Small Credit Unions Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions Q2 2026 ranking.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Blair County FCU

How many branches does Blair County FCU operate?

Blair County FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Blair County FCU?

Yes, to access services at Blair County FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Blair County FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blair County FCU provides members with tools to manage their accounts and build a solid financial history.

Does Blair County FCU offer online and mobile banking?

Most modern institutions like Blair County FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.blairctyfcu.org.