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Blair County FCU Rates & Review September 2026

Blair County FCU's Personal Loan Rates are as low as 9.49%. MonitorBankRates evaluates the financial stability of Blair County FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.18%. Rates last updated and verified on 09/23/2026.

Blair County FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blair County FCU? Share your experience about Blair County FCU by leaving a review below, or read customer reviews before you decide to use Blair County FCU.

Ranked #63 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026 Ranked #63 Healthiest Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.18%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Blair County FCU
Blair County Federal Credit Union
3001 6th Ave
Altoona, PA 16602-1918
http://www.blairctyfcu.org
Member NCUA

Blair County FCU Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - 1st Position - Up to 60 months - - 4.49% Up to 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Home Equity Loans - 2nd Position - Up to 60 months - - 4.49% Up to 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Home Equity Loans - 1st Position - 61 to 120 months - - 5.24% 61 to 120 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Home Equity Loans - 1st Position - 121 to 180 months - - 5.74% 121 to 180 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Home Equity Loans - 2nd Position - 61 to 120 months - - 6.24% 61 to 120 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Home Equity Loans - 2nd Position - 121 to 180 months - - 6.74% 121 to 180 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%

Blair County FCU Auto Loan Rates

Product Rate Points APR Term View More
New 2025 to 2026 Auto Loan - - 5.24% Up to 60 Months
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
New 2025 to 2026 Auto Loan - - 5.74% 61 to 72 Months
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used 2024 to 2026 Auto Loan - - 5.74% Up to 72 Months
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
New 2025 to 2026 Auto Loan - - 6.24% 73 to 84 Months
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used 2022 to 2023 Auto Loan - - 6.24% Up to 66 Months
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used 2019 to 2021 Auto Loan - - 6.74% Up to 60 Months
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used 2016 to 2018 Auto Loan - - 7.74% Up to 48 Months
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%

Blair County FCU RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 7.49%
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used Motorcycle Loan - 7.99%
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
New Camper & Boats Loan - 8.50%
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%
Used Camper & Boats Loan - 8.50%
Details As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%

Blair County FCU Personal Loan Rates

Product APR Term View More
Signature Loan 9.49%
Details up to $15,000.00; As Low As; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%

Blair County FCU Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loan - - 17.99%
Details $1,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.18%

Financial Health History

Blair County FCU’s Texas Ratio stayed near 0.21% in Q2 2023 to 0.18% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.21% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.18% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$77M0.18%5.0A+
December 31, 2025$75M0.21%5.0A+
September 30, 2025$74M0.23%5.0A+
June 30, 2025$73M0.24%5.0A+
March 31, 2025$74M0.16%5.0A+
December 31, 2024$71M0.51%5.0A+
September 30, 2024$70M0.26%5.0A+
June 30, 2024$70M0.11%5.0A+
March 31, 2024$71M0.25%5.0A+
December 31, 2023$68M0.68%5.0A+
September 30, 2023$68M0.27%5.0A+
June 30, 2023$68M0.21%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Blair County FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Blair County FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Blair County FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Blair County FCU
Address 3001 6th Ave, Altoona, PA 16602-1918
Phone 814-944-2821
Fax 814-944-4291
President W.Stuart Sellers
CEO Tammy Jackson
Full-Time Employees 9
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.18%
Return on Assets (ROA)
0.5226%
Return on Equity (ROE)
2.3391%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
77,181,866
Total Amount of Shares and Deposits
59,827,866
Total Shares and Deposits < 1 Year
59,493,128
Total Shares and Deposits 1 3 Years
334,738
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
952,455
Total Uninsured Shares and Deposits > $250K (F+J)
952,455
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,875,411
Total Interest Expense (Sum of items 6 8)
61,475
Share Certificates
394
Number of Accounts for Share Drafts
2,879
IRA KEOGH Accounts
112
Number of Accounts for Regular Shares
5,338
Money Market Shares
76
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,513,496
Total Liabilities
59,938,738
Source: NCUA — Last Updated 03/31/2026
Ranked #63 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026
2026 MBR Health & Safety Badge

Blair County FCU earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #63 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Blair County FCU

How many branches does Blair County FCU operate?

Blair County FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Blair County FCU?

Yes, to access services at Blair County FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Blair County FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blair County FCU provides members with tools to manage their accounts and build a solid financial history.

Does Blair County FCU offer online and mobile banking?

Most modern institutions like Blair County FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.blairctyfcu.org.