Baltimore County Employees Federal Credit Union Rates and Review January 2026
Compare Baltimore County Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Baltimore County Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityBaltimore County Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Baltimore County Employees Federal Credit Union? Share your experience about Baltimore County Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Baltimore County Employees Federal Credit Union. Overall, Baltimore County Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Baltimore County Employees Federal Credit Union BCEFCU Towson 23 W Susquehanna Ave Towson, MD 21204  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Platinum Preferred Rewards
15.740% - 17.990%
Access FCU Visa Gold
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loans
11.240%
$0 - $10,000
60 - 60
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Baltimore County Employees Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Baltimore County Employees Federal Credit Union
Website: https://www.bcefcu.com
Full Time Employees: 62Part Time Employees: 3 President: M Jeffrey Mayhew CEO: Mark Caverly Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
23 W Susquehanna Ave
Towson, MD 21204 Phone Number: 410-828-4730 Fax Number: 410-828-0325 FinancialsTotal Assets:
515,720,486
Total Amount of Shares and Deposits:
475,196,602
Total Shares and Deposits < 1 Year:
423,944,181
Total Shares and Deposits 1 3 Years:
29,092,430
Total Shares and Deposits > 3 Years:
22,159,991
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
42,460,519
Total Uninsured Shares and Deposits > $250K (F+J):
42,460,519
Total Insured Shares and Deposits > $250K (item 17 less item K):
432,736,083
Total Interest Expense (Sum of items 6 8):
4,498,426
Share Certificates:
3,899
Number of Accounts for Share Drafts:
14,302
IRA KEOGH Accounts:
1,599
Number of Accounts for Regular Shares:
32,560
All other shares:
18
Money Market Shares:
1,248
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
41,281,861
Total Liabilities:
478,664,771
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Baltimore County Employees Federal Credit UnionIs a member application needed to join Baltimore County Employees Federal Credit Union?Yes, to access services at Baltimore County Employees Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Baltimore County Employees Federal Credit Union provides a range of mortgage and home equity products. Is Baltimore County Employees Federal Credit Union a safe place to deposit money?Yes, Baltimore County Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Baltimore County Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Baltimore County Employees Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.30%, 6-month CD rates at 3.75% and 3-month CD rates at 0.10%. Savings rates are at 0.11% and money market rates are at 3.15%. Mortgage rates on 30-year fixed loans are around 5.66%. Credit Card rates are at 12.95%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to 
