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 Duke University Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Duke University Federal Credit Union's IRA CD 13-24 month term rates are at 3.30%, IRA CD 25-36 month term rates are at 3.30%, IRA CD 6-12 month term rates are at 3.30%, CD 13-24 month term rates are at 3.30%, CD 25-36 month term rates are at 3.30%. Duke University Federal Credit Union's savings rates are at 0.20%. Duke University Federal Credit Union's money market rates are at 1.01%. MonitorBankRates evaluates the financial stability of Duke University Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.32%. Rates were last updated on 04/18/2026. Duke University Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Duke University Federal Credit Union? Share your experience about Duke University Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Duke University Federal Credit Union. Duke University Federal Credit Union
Main Office 2200 W Main St Ste L100
https://www.dukefcu.org Durham, NC 27705 4600 
Duke University Federal Credit Union CD Rates
Duke University Federal Credit Union Savings Rates
Duke University Federal Credit Union Money Market Rates
Duke University Federal Credit Union Home Equity & HELOC
Duke University Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Duke University Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Duke University Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Duke University Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Duke University Federal Credit Union
Website
https://www.dukefcu.org
Address
2200 W Main St Ste L100,
Durham, NC 27705 4600
Phone
919-684-6704
Fax
919-681-9438
President
Denise Motley
CEO
Dan Berry
Full-Time Employees
35
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.32%
Return on Assets (ROA)
0.6104%
Return on Equity (ROE)
6.0120%
Non-Performing Loans Ratio (NPL)
1.09%
Total Assets
201,068,690
Total Amount of Shares and Deposits
179,200,713
Total Shares and Deposits < 1 Year
176,267,505
Total Shares and Deposits 1 3 Years
2,933,208
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,521,195
Total Uninsured Shares and Deposits > $250K (F+J)
12,521,195
Total Insured Shares and Deposits > $250K (item 17 less item K)
166,679,518
Total Interest Expense (Sum of items 6 8)
867,279
Share Certificates
869
Number of Accounts for Share Drafts
8,881
IRA KEOGH Accounts
254
Number of Accounts for Regular Shares
18,349
Money Market Shares
824
Net Income (unless the amount is already included in Undivided Earnings)
1,227,363
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
40,908,422
Total Liabilities
181,253,947
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Duke University Federal Credit UnionIs Duke University Federal Credit Union a safe place to deposit money?Yes, Duke University Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.3208081142948%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Duke University Federal Credit Union operate?Duke University Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Duke University Federal Credit Union?Yes, to access services at Duke University Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Duke University Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Duke University Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Duke University Federal Credit Union offer online and mobile banking?Most modern institutions like Duke University Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dukefcu.org. Current Duke University Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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