Bayer Heritage Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bayer Heritage Federal Credit Union's 12-Month CD jumbo certificate rates are at 4.66%, 12-Month CD certifcate rates are at 4.60%, 24-Month CD certificate rates are at 4.50%, 18-Month CD certificate rates are at 4.45%, 60-Month CD certificate rates are at 3.30%. Bayer Heritage Federal Credit Union's savings rates are at 0.10%.

Bayer Heritage Federal Credit Union

Compare Bayer Heritage Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Bayer Heritage Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Bayer Heritage Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Bayer Heritage Federal Credit Union? Share your experience about Bayer Heritage Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bayer Heritage Federal Credit Union.

Overall, Bayer Heritage Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.60%
18-Month CD
4.45%
24-Month CD
4.50%
36-Month CD
2.79%
48-Month CD
3.05%
60-Month CD
3.30%
Savings
0.10%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bayer Heritage Federal Credit Union
Main
788 N State Route 2
New Martinsville, WV 26155
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Bayer Heritage Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Washita State Bank
Washita State Bank
6-Month CD
5.49%
$1,000
Raymond James Bank
Raymond James Bank
6-Month CD
5.30%
$1,000
TAB Bank
TAB Bank
6-Month CD
5.27%
$1,000
Rising Bank
Rising Bank
6-Month CD
5.25%
$1,000
Goldwater Bank
Goldwater Bank
3-Month CD
5.15%
$500
Neffs National Bank
Neffs National Bank
7-Month CD special
4.75%
$10,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD jumbo certificate
4.66%
$100,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD certifcate
4.60%
$100
GCSB Swayzee, IN
GCSB Swayzee, IN
48-Month CD
4.52%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
24-Month CD certificate
4.50%
$100
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
18-Month CD certificate
4.45%
$100
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
25-Month CD special
4.30%
$1,000
Mount Vernon B&T Co.
Mount Vernon B&T Co.
Investment Money Market
4.11%
$1,000,000
Fox Valley Savings Bank
Fox Valley Savings Bank
19-Month CD
4.00%
$5,000
Northwest Bank
Northwest Bank
36-Month CD
4.00%
$1,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
60-Month CD My Choice
3.82%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
18-Month CD
3.82%
$2,500
1st United Credit Union
1st United Credit Union
24-Month CD certificate
3.75%
$250
First FSB of Twin Falls
First FSB of Twin Falls
60-Month CD
3.71%
$500
Bank of the Valley
Bank of the Valley
60-Month CD
3.70%
$500
BankSouth GA
BankSouth GA
Checking Account Performance
3.56%
$0
Central Bank of Kansas City
Central Bank of Kansas City
60-Month CD
3.55%
$500
Bank of Old Monroe
Bank of Old Monroe
18-Month CD
3.53%
$1,000
VirtualBank
VirtualBank
60-Month CD
3.51%
$0
First National Bank in Marlow
First National Bank in Marlow
36-Month CD
3.38%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
60-Month CD certificate
3.30%
$100
Bank of Luxemburg
Bank of Luxemburg
36-Month CD
3.10%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
48-Month CD certificate
3.05%
$100
Westbury Bank
Westbury Bank
24-Month CD
3.00%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
36-Month CD certificate
2.79%
$100
Great Plains State Bank
Great Plains State Bank
6-Month CD
2.75%
$500
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
2.53%
$250,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
30-Month CD certificate
2.53%
$100
Phelps County Bank
Phelps County Bank
60-Month CD
2.52%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
36-Month CD
2.42%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
Money Market
2.25%
$250,000
Longview Bank
Longview Bank
24-Month CD
2.25%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
12-Month CD
2.02%
$1,000
Mercantile Bank
Mercantile Bank
3-Month CD
2.00%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
36-Month CD
2.00%
$1,000
NBKC Bank
NBKC Bank
Personal IRA Savings
2.00%
$0
First Technology Federal Credit Union
First Technology Federal Credit Union
36-Month CD share certificate
1.80%
$500
Northfield Bank
Northfield Bank
12-Month CD
1.25%
$2,500
FirsTier Bank
FirsTier Bank
60-Month CD
0.75%
$0
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Checking Account
0.50%
$25
The Wilmington Savings Bank
The Wilmington Savings Bank
36-Month CD
0.50%
$500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
24-Month CD
0.40%
$1,000
Tremont First National Bank
Tremont First National Bank
36-Month CD
0.40%
$1,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
60-Month CD
0.30%
$1,000
Movement Bank
Movement Bank
Priority or Business Savings
0.25%
$10
FNB of Pandora
FNB of Pandora
Simply Savings
0.25%
$25
Benchmark Community Bank
Benchmark Community Bank
Personal Money Market
0.25%
$100
Artisans Bank
Artisans Bank
60-Month CD
0.25%
$1,500
Grand Timber Bank
Grand Timber Bank
Now Checking
0.10%
$600
Mineola Community Bank
Mineola Community Bank
Traditional Savings
0.10%
$50
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
Share Savings
0.10%
$100
First Nations Bank
First Nations Bank
6-Month CD
0.05%
$1,000
Huntington FSB
Huntington FSB
Money Market
0.05%
$100
Sawyer Savings Bank
Sawyer Savings Bank
Statement Savings
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bayer Heritage Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
El Reno RIL Credit Union
El Reno RIL Credit Union
30 Year Fixed
5.500%
5.570%
0.000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
5/5 ARM
5.625%
5.672%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
State Employees Credit Union
State Employees Credit Union
10-Year Fixed (LTV 90.1% - 100%)
5.875%
6.098%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
6.000%
6.236%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
6.250%
6.368%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
30-Year Fixed
6.375%
6.376%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
6.250%
6.425%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
6.250%
6.496%
0.375
Rivertrust Federal Credit Union
Rivertrust Federal Credit Union
15 Year Fixed
6.500%
6.500%
0.000
Marathon Bank
Marathon Bank
20-Year Fixed
6.375%
6.516%
0.000
Greenstate Credit Union
Greenstate Credit Union
30 Yr Fixed
6.490%
6.516%
0.000
Achieva Credit Union
Achieva Credit Union
15-Year Fixed
6.375%
6.520%
0.000
Vystar Credit Union
Vystar Credit Union
30-Year Fixed Jumbo
6.500%
6.524%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.290%
6.540%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
6.375%
6.542%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.375%
6.544%
0.000
Chase Bank
Chase Bank
30-Year Fixed Jumbo
6.500%
6.608%
0.000
Brentwood Bank
Brentwood Bank
15-Year Fixed
6.500%
6.654%
0.000
Academic Federal Credit Union
Academic Federal Credit Union
15-Year Fixed
6.500%
6.691%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.723%
6.774%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30 Year Fixed
6.625%
6.778%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.750%
6.827%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Year Fixed
6.750%
6.850%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
10-Year Fixed
6.500%
6.875%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Bayer Heritage Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
4u Federal Credit Union
4u Federal Credit Union
Credit Card
10.150%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Secured
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Abnb Federal Credit Union
Abnb Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Bayer Heritage Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
Refinanced Signature Loans
18.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Abco Federal Credit Union
Abco Federal Credit Union
Vacation Loans
10.490%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
ACFCU
ACFCU
Line of Credit
13.700%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Bayer Heritage Federal Credit Union Information

Credit Union Name: Bayer Heritage Federal Credit Union
Full Time Employees: 149
Part Time Employees: 10
President: Charles Racer II
CEO: Robert Burrow
Branch Locations: 13
ATM Locations: 9
Corporate Office Address:
788 N State Route 2
New Martinsville, WV 26155
Phone Number: 304-455-4029
Fax Number: 304-455-6782

Bayer Heritage Federal Credit Union Financials

Total Assets:
736,872,550
Total Amount of Shares and Deposits:
658,125,598
Total Shares and Deposits < 1 Year:
528,133,851
Total Shares and Deposits 1 3 Years:
116,168,093
Total Shares and Deposits > 3 Years:
13,823,654
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
38,077,893
Total Uninsured Shares and Deposits > $250K (F+J):
38,077,893
Total Insured Shares and Deposits > $250K (item 17 less item K):
620,047,705
Total Interest Expense (Sum of items 6 8):
7,900,024
Share Certificates:
7,285
Number of Accounts for Share Drafts:
22,693
IRA KEOGH Accounts:
3,006
Number of Accounts for Regular Shares:
49,979
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,537,351
Total Liabilities:
676,282,329
Show More

Bayer Heritage Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special

Bayer Heritage Federal Credit Union CD rates are some of the highest CD rates available from any credit union right now. 3-month CD rates at Bayer Heritage Federal Credit Union are currently at 5.50% with an APY of 5.65% APY. Another great CD rate worth mentioning is on Bayer Heritage Federal Credit Union's 12-month jumbo certificate special, the current rate is at 5.60% with an APY of 5.75%. View an entire list of Bayer Heritage Federal Credit Union CD rates below and compare those rates to other credit union CD rates by using our free rate search tool.

Bayer Heritage Federal Credit Union Share & IRA Certificates

Certificate Term and CD Rates

    Read more...

Explore Other Rate Deals

First Federal Savings & Loan of Independence, Kansas, is advertising regular certificates of deposit, jumbo certificates of deposit, IRA certificates of deposit and two Special Certificates of Deposit. The minimum opening certificate of deposit balances varies depending on the type of certificate of deposit and the CD account balance.
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Banks continue to increase CD rates even before the Federal Reserve increases the federal funds rate. The highest 1 year CD rate in our database is now at 1.34 percent with an APY of 1.35 percent. Last month, the highest rate available was at 1.40 percent. That rate was a promotional rate from Live Oak Bank that ended on April 30. The current average 1 year CD rate is much lower at 0.98 percent.

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Bayer Heritage Federal Credit Union Reviews

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