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LASSEN COUNTY Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
LASSEN COUNTY's 11 Month Limited Time CD Special rates are at 3.90%, 13 Month Limited Time CD Special rates are at 3.80%, 60 Month Term CD rates are at 3.50%, IRA CD 60 month rates are at 3.50%, 60 Month Term CD rates are at 3.40%. LASSEN COUNTY's Auto Loan Rates are as low as 5.35%. LASSEN COUNTY's Credit Card Rates are at 10.90%. MonitorBankRates evaluates the financial stability of LASSEN COUNTY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.26%. Rates last updated and verified on 09/22/2026. LASSEN COUNTY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LASSEN COUNTY? Share your experience about LASSEN COUNTY by leaving a review below, or read customer reviews before you decide to use LASSEN COUNTY. LASSEN COUNTY
Lassen County Federal Credit Union 2605 Riverside Dr
http://www.lassencreditunion.com Susanville, CA 96130 
LASSEN COUNTY CD Rates
LASSEN COUNTY Savings Rates
LASSEN COUNTY Home Equity & HELOC
LASSEN COUNTY Auto Loan Rates
LASSEN COUNTY RV, Boat and Powersport Loan Rates
LASSEN COUNTY Credit Card Rates
LASSEN COUNTY Other Rates
Financial Health HistoryLASSEN COUNTY’s Texas Ratio stayed near 0.40% in Q2 2023 to 0.26% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for LASSEN COUNTY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LASSEN COUNTY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with LASSEN COUNTY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
LASSEN COUNTY
Website
http://www.lassencreditunion.com
Address
2605 Riverside Dr,
Susanville, CA 96130
Phone
530-257-7760
Fax
530-257-9042
President
Sophia Wages
CEO
Cherilyn Murphy
Full-Time Employees
14
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.26%
Return on Assets (ROA)
0.1017%
Return on Equity (ROE)
0.7685%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
109,310,260
Total Amount of Shares and Deposits
94,777,591
Total Shares and Deposits < 1 Year
88,684,464
Total Shares and Deposits 1 3 Years
2,583,587
Total Shares and Deposits > 3 Years
3,509,540
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,214,612
Total Uninsured Shares and Deposits > $250K (F+J)
5,214,612
Total Insured Shares and Deposits > $250K (item 17 less item K)
89,562,979
Total Interest Expense (Sum of items 6 8)
280,895
Share Certificates
379
Number of Accounts for Share Drafts
2,738
IRA KEOGH Accounts
278
Number of Accounts for Regular Shares
4,550
All other shares
719
Non Member Deposits
1
Money Market Shares
506
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,635,619
Total Liabilities
95,273,134
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for LASSEN COUNTY yet. Feel free to create one below.
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Frequently Asked Questions About LASSEN COUNTYHow many branches does LASSEN COUNTY operate?LASSEN COUNTY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join LASSEN COUNTY?Yes, to access services at LASSEN COUNTY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, LASSEN COUNTY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, LASSEN COUNTY provides members with tools to manage their accounts and build a solid financial history. Does LASSEN COUNTY offer online and mobile banking?Most modern institutions like LASSEN COUNTY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.lassencreditunion.com. Current LASSEN COUNTY Rates
Retrieved from our database of financial products. Rates subject to change.
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