|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Lassen County Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Lassen County Credit Union's 60 Month Term CD rates are at 3.50%, 60 Month Term CDs rates are at 3.40%, 48 Month Term CD rates are at 3.35%, Term CDs - 60 month rates are at 3.35%, 48 Month Term CDs rates are at 3.30%. Lassen County Credit Union's Auto Loan Rates are as low as 5.95%. Lassen County Credit Union's Credit Card Rates are at 14.90%. Lassen County Credit Union's CD rates are 16% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Lassen County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.76%. Rates last updated and verified on 10/30/2026. Lassen County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lassen County Credit Union? Share your experience about Lassen County Credit Union by leaving a review below, or read customer reviews before you decide to use Lassen County Credit Union. Lassen County Credit Union
Lassen County Federal Credit Union 2605 Riverside Dr
http://www.lassencreditunion.com Susanville, CA 96130  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Lassen County Credit Union CD Rates
Lassen County Credit Union Savings Rates
Lassen County Credit Union Home Equity & HELOC
Lassen County Credit Union Auto Loan Rates
Lassen County Credit Union RV, Boat and Powersport Loan Rates
Lassen County Credit Union Credit Card Rates
Lassen County Credit Union Other Rates
Financial Health HistoryLassen County Credit Union’s Texas Ratio rose from 0.13% in Q3 2023 to 1.76% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lassen County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lassen County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lassen County Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lassen County Credit Union
Website
http://www.lassencreditunion.com
Address
2605 Riverside Dr,
Susanville, CA 96130
Phone
530-257-7760
Fax
530-257-9042
President
Sophia Wages
CEO
Cherilyn Murphy
Full-Time Employees
13
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.76%
Return on Assets (ROA)
0.2349%
Return on Equity (ROE)
1.7290%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
107,496,855
Total Amount of Shares and Deposits
92,828,194
Total Shares and Deposits < 1 Year
86,911,898
Total Shares and Deposits 1 3 Years
2,138,842
Total Shares and Deposits > 3 Years
3,777,454
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,850,142
Total Uninsured Shares and Deposits > $250K (F+J)
4,850,142
Total Insured Shares and Deposits > $250K (item 17 less item K)
87,978,052
Total Interest Expense (Sum of items 6 8)
568,864
Share Certificates
387
Number of Accounts for Share Drafts
2,746
IRA KEOGH Accounts
272
Number of Accounts for Regular Shares
4,523
All other shares
724
Non Member Deposits
1
Money Market Shares
499
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,923,375
Total Liabilities
93,472,022
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Lassen County Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Lassen County Credit Union
Frequently Asked Questions About Lassen County Credit UnionDoes Lassen County Credit Union offer CDs?Yes. Lassen County Credit Union current CD rates include its 60 Month Term CD at 3.50% APY, its 60 Month Term CDs at 3.40% APY and its 48 Month Term CD at 3.35% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Lassen County Credit Union NCUA insured?Yes. Lassen County Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Lassen County Credit Union?The highest Lassen County Credit Union CD rate is its Limited Time CD Special - 11 Month at 3.90% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Lassen County Credit Union offer?Lassen County Credit Union CD rates are 3.10% APY for a 12 month CD, 3.10% APY for an 18 month CD, 3.10% APY for a 2 year CD, 3.35% APY for a 4 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Lassen County Credit Union for its full lineup. What is the lowest auto loan rate at Lassen County Credit Union?The lowest Lassen County Credit Union auto loan rate is its 2016-2024 Used Vehicle Loan at 5.95% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at Lassen County Credit Union?The lowest Lassen County Credit Union credit card APR is its VISA Credit Card at 14.90% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Lassen County Credit Union operate?Lassen County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lassen County Credit Union?Yes, to access services at Lassen County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lassen County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lassen County Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lassen County Credit Union offer online and mobile banking?Most modern institutions like Lassen County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.lassencreditunion.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Lassen County Credit Union rates compare?Lassen County Credit Union's CD rates are 16% higher than the MonitorBankRates national average, and it has an A+ health rating. Lassen County Credit Union's top rates are its Limited Time CD Special - 11 Month at 3.90% APY, its 2016-2024 Used Vehicle Loan at 5.95% APR and its VISA Credit Card at 14.90% APR, verified by MonitorBankRates on October 30, 2026. Current Lassen County Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Med Park Credit Union
Hopewell Chemical Federal Credit Union
Metco Credit Union
Clearpath Federal Credit Union
SEG Federal Credit Union
Cape Federal Credit Union
IRCO Community Federal Credit Union
Midwest Regional Credit Union
Rapides General Hospital Employees Federal Credit Union
PrimeSource Credit Union
Velocity Community Federal Credit Union
Kinecta Federal Credit Union
Morris Sheppard Texarkana Federal Credit Union
Atlantic City Police Federal Credit Union
Advantage Plus Of Indiana Federal Credit Union
Organized Labor Credit Union
Friendly Federal Credit Union
Nassau Financial Federal Credit Union
WEA Credit Union
Filer Credit Union
Tyndall Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking