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Advertiser Disclosure
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 Wolverine State Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 22, 2026
Wolverine State Credit Union's 1 YEAR YOUTH CD rates are at 4.34%, 1 YEAR CD rates are at 4.08%, 1 YR IRA CD rates are at 4.08%, 6 MONTH YOUTH CD rates are at 3.79%, 6 MONTH CD rates are at 3.30%. Wolverine State Credit Union's 10 Year Fixed rates are at 5.50%, 15 Year Fixed rates are at 5.75%, 20 Year Fixed rates are at 6.00%. Wolverine State Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Wolverine State Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.10%. Rates were last updated on 03/22/2026. Wolverine State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wolverine State Credit Union? Share your experience about Wolverine State Credit Union by leaving a review below, or read customer reviews before you decide to use Wolverine State Credit Union. Wolverine State Credit Union
Wolverine State Credit Union 1381 N Bagley St
https://www.wolverinescu.com Alpena, MI 49707 8101 
Wolverine State Credit Union CD Rates
Wolverine State Credit Union Mortgage Rates
Wolverine State Credit Union Home Equity & HELOC
Wolverine State Credit Union Credit Card Rates
Wolverine State Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wolverine State Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wolverine State Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wolverine State Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wolverine State Credit Union
Website
https://www.wolverinescu.com
Address
1381 N Bagley St,
Alpena, MI 49707 8101
Phone
989-356-1880
Fax
989-354-7826
President
Randall Boboltz
CEO
Nicholas Montie
Full-Time Employees
43
Part-Time Employees
4
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.10%
Return on Assets (ROA)
0.7109%
Return on Equity (ROE)
7.0245%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
162,959,624
Total Amount of Shares and Deposits
145,152,312
Total Shares and Deposits < 1 Year
145,152,313
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,491,497
Total Uninsured Shares and Deposits > $250K (F+J)
6,491,497
Total Insured Shares and Deposits > $250K (item 17 less item K)
138,660,815
Total Interest Expense (Sum of items 6 8)
1,508,709
Share Certificates
727
Number of Accounts for Share Drafts
7,444
IRA KEOGH Accounts
395
Number of Accounts for Regular Shares
13,428
All other shares
875
Money Market Shares
1,148
Net Income (unless the amount is already included in Undivided Earnings)
1,158,523
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,584,083
Total Liabilities
146,665,201
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Wolverine State Credit UnionIs Wolverine State Credit Union a safe place to deposit money?Yes, Wolverine State Credit Union is considered a safe financial institution. With a Texas Ratio of 6.0962858273928%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Wolverine State Credit Union operate?Wolverine State Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wolverine State Credit Union?Yes, to access services at Wolverine State Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wolverine State Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wolverine State Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wolverine State Credit Union offer online and mobile banking?Most modern institutions like Wolverine State Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wolverinescu.com. Current Wolverine State Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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