Carolina Cooperative Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Carolina Cooperative Federal Credit Union12-month CD rates can be found at 4.07%, 6-month CD rates at 3.85% and 3-month CD rates at 1.00%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.27%. Credit Card rates are at 9.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to Carolina Cooperative Federal Credit Union rates.

Compare Carolina Cooperative Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Carolina Cooperative Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Carolina Cooperative Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Carolina Cooperative Federal Credit Union? Share your experience about Carolina Cooperative Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Carolina Cooperative Federal Credit Union.

Overall, Carolina Cooperative Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Carolina Cooperative Federal Credit Union
Main Office
6502 McMahan Dr
Charlotte, NC 28226
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Carolina Cooperative Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First FarmBank
First FarmBank
6-Month CD
4.15%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD (Jumbo)
4.13%
$100,000
Presidential Bank
Presidential Bank
12-Month CD
4.00%
$1,000
Bank Five Nine
Bank Five Nine
60-Month CD
4.00%
$1,000
Arvest Bank
Arvest Bank
6-Month CD
3.85%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
12-Month CD
3.80%
$500
State Bank of Bottineau
State Bank of Bottineau
60-Month CD
3.79%
$100
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
60-Month CD
3.65%
$500
Avidia Bank
Avidia Bank
12-Month CD
3.30%
$1,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
24-Month CD
3.30%
$10,000
Bank of Edmonson County
Bank of Edmonson County
60-Month CD
3.30%
$500
All America Bank
All America Bank
60-Month CD
3.25%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
18-Month CD
3.25%
$2,500
Consumers National Bank
Consumers National Bank
25-Month CD
3.25%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
6-Month CD
3.17%
$500
Avidia Bank
Avidia Bank
High Yield Savings
3.00%
$5,000
Bank of Luxemburg
Bank of Luxemburg
Investors Savings
3.00%
$250,000
Machias Savings Bank
Machias Savings Bank
48-Month CD
2.80%
$500
First Citizens State Bank
First Citizens State Bank
36-Month CD
2.75%
$100
Badger Bank
Badger Bank
12-Month CD
2.74%
$1,000
Haddon Savings Bank
Haddon Savings Bank
36-Month CD
2.70%
$500
EagleBank
EagleBank
Eagle Money Market
2.55%
$100
Altoona First Savings Bank
Altoona First Savings Bank
Money Market
2.53%
$100,000
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
Rosedale FSL
Rosedale FSL
24-Month CD
2.50%
$500
Johnson State Bank
Johnson State Bank
36-Month CD
2.31%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
High Yield Money Market
2.22%
$25,000
Bank of Hillsboro
Bank of Hillsboro
18-Month CD
2.07%
$1,000
FNB of Wyoming
FNB of Wyoming
3-Month CD
2.02%
$100
Fifth District Savings Bank
Fifth District Savings Bank
36-Month CD
2.00%
$1,000
Maine Community Bank
Maine Community Bank
18-Month CD
2.00%
$500
Ohio State Bank
Ohio State Bank
48-Month CD
1.85%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
12-Month CD
1.65%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
24-Month CD
1.25%
$10,000
Lisle Savings Bank
Lisle Savings Bank
Insured Money Market
1.25%
$100,000
American Bank of Beaver Dam
American Bank of Beaver Dam
Money Market
1.16%
$250,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Savings
0.55%
$100
First Federal Community Bank N.A.
First Federal Community Bank N.A.
24-Month CD
0.50%
$500
Investment Savings Bank
Investment Savings Bank
24-Month CD
0.40%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
12-Month CD
0.30%
$1,000
Norway Savings Bank
Norway Savings Bank
12-Month CD
0.25%
$500
FNB of Moose Lake
FNB of Moose Lake
Savings
0.15%
$100
Ixonia Bank
Ixonia Bank
Star Checking
0.10%
$100
Peru Federal Savings Bank
Peru Federal Savings Bank
Statement Savings
0.10%
$10
Genoa Banking Company
Statement Savings
0.10%
$200
Windsor Federal S&L
Windsor Federal S&L
6-Month CD
0.10%
$1,000
North Shore Bank Co-op
Savings
0.05%
$10
Westfield Bank
Westfield Bank
Classic Statement Savings
0.05%
$10
Vibrant Credit Union
Vibrant Credit Union
18-Month CD
0.01%
$5
The Citizens Bank of Georgia
The Citizens Bank of Georgia
60-Month CD
0.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Carolina Cooperative Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
4.875%
5.195%
1.125
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Unity Bank
Unity Bank
30-Year Fixed
6.250%
6.278%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
15-Year Fixed
6.125%
6.280%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
5.500%
6.305%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
5/1 ARM
5.750%
6.308%
0.000
Geddes Federal S&L
Geddes Federal S&L
7/1 ARM
6.125%
6.381%
0.000
Penn Community Bank
Penn Community Bank
30-Year Fixed
6.250%
6.390%
0.000
Marathon Bank
Marathon Bank
20-Year Fixed
6.250%
6.390%
0.000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
15-Year Fixed
6.250%
6.390%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
5-Year ARM
5.615%
6.398%
1.049
Achieva Credit Union
Achieva Credit Union
7/1 ARM
5.875%
6.431%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Carolina Cooperative Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Carolina Cooperative Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
ACFCU
ACFCU
Line of Credit
13.700%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Carolina Cooperative Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Carolina Cooperative Federal Credit Union Information

Credit Union Name: Carolina Cooperative Federal Credit Union
Full Time Employees: 15
Part Time Employees: 0
President: Rachel Dover
CEO: Ashley Hill
Branch Locations: 3
ATM Locations: 0
Corporate Office Address:
6502 McMahan Dr
Charlotte, NC 28226
Phone Number: 704-543-8901
Fax Number: 704-543-6931

Carolina Cooperative Federal Credit Union Financials

Total Assets:
54,060,697
Total Amount of Shares and Deposits:
46,780,058
Total Shares and Deposits < 1 Year:
41,938,293
Total Shares and Deposits 1 3 Years:
3,069,139
Total Shares and Deposits > 3 Years:
1,772,626
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,609,293
Total Uninsured Shares and Deposits > $250K (F+J):
1,609,293
Total Insured Shares and Deposits > $250K (item 17 less item K):
45,170,765
Total Interest Expense (Sum of items 6 8):
169,246
Share Certificates:
351
Number of Accounts for Share Drafts:
4,578
IRA KEOGH Accounts:
129
Number of Accounts for Regular Shares:
12,519
All other shares:
487
Money Market Shares:
139
Net Income (unless the amount is already included in Undivided Earnings):
-47,897
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,185,630
Total Liabilities:
47,525,983
Show More

Carolina Cooperative Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

current-mortgage-rates-headed-down-towards-500-zillow-mortgage-rates-at-498Current mortgage rates are headed down to 5.00 percent which has been helping the housing market recover by making homes more affordable than they have been the past several years. This morning, Zillow's Mortgage Marketplace has 30-year mortgage rates under 5.00 percent at 4.98 percent.

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Carolina Cooperative Federal Credit Union Reviews

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