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JERSEY CITY FIREMEN Rates & Review April 2026

You can compare JERSEY CITY FIREMEN rates to other rates in our database, including 12-month share certificate rates currently at 1.60%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 0.24%. Savings rates are at 0.05% and money market rates are at 0.70%. Mortgage rates on 30-year fixed loans are around 5.76%. All these rates can be compared to JERSEY CITY FIREMEN rates. MonitorBankRates evaluates the financial stability of JERSEY CITY FIREMEN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.63%. Rates were last updated on 04/17/2026.

JERSEY CITY FIREMEN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at JERSEY CITY FIREMEN? Share your experience about JERSEY CITY FIREMEN by leaving a review below, or read customer reviews before you decide to use JERSEY CITY FIREMEN.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.63%
Excellent Lower than avg
Somerville Bank
Jersey City Firemen FCU
666 Summit Ave
Jersey City, NJ 07306 2509
Member NCUA

Current Rate Availability

We do not have JERSEY CITY FIREMEN rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for JERSEY CITY FIREMEN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather JERSEY CITY FIREMEN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with JERSEY CITY FIREMEN's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name JERSEY CITY FIREMEN
Website
Address 666 Summit Ave, Jersey City, NJ 07306 2509
Phone 201-653-8900
Fax 201-653-8900
President Robert Leonard
CEO Patrick Lacey
Full-Time Employees 2
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.63%
Return on Assets (ROA)
0.4047%
Return on Equity (ROE)
0.8669%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
11,575,016
Total Amount of Shares and Deposits
6,156,609
Total Shares and Deposits < 1 Year
6,067,019
Total Shares and Deposits 1 3 Years
89,590
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,156,609
Total Interest Expense (Sum of items 6 8)
65,511
Share Certificates
39
IRA KEOGH Accounts
2
Number of Accounts for Regular Shares
1,434
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
551,583
Total Liabilities
6,182,691
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About JERSEY CITY FIREMEN

Is JERSEY CITY FIREMEN a safe place to deposit money?

Yes, JERSEY CITY FIREMEN is considered a safe financial institution. With a Texas Ratio of 0.62689329491186%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does JERSEY CITY FIREMEN operate?

JERSEY CITY FIREMEN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join JERSEY CITY FIREMEN?

Yes, to access services at JERSEY CITY FIREMEN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, JERSEY CITY FIREMEN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, JERSEY CITY FIREMEN provides members with tools to manage their accounts and build a solid financial history.

Does JERSEY CITY FIREMEN offer online and mobile banking?

Most modern institutions like JERSEY CITY FIREMEN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.