Central Maine Federal Credit Union Rates and Review January 2026
Compare Central Maine Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Central Maine Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCentral Maine Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Central Maine Federal Credit Union? Share your experience about Central Maine Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Central Maine Federal Credit Union. Overall, Central Maine Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Central Maine Federal Credit Union Central Maine Federal CU 1000 Lisbon St Lewiston, ME 04240 5721  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonAchieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
VISA Platinum with Rewards
8.900%
Acadia Visa Credit Card
10.900%
No annual fee
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonTerm Line of Credit 84 months
8.000%
$0
Personal Loan
9.490%
$0
48 - 48
Personal Loan
13.740%
$0
60
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Central Maine Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Central Maine Federal Credit Union
Website: https://www.centralmainecu.com
Full Time Employees: 17Part Time Employees: 1 President: Christopher Crowley CEO: Kerry Hayes Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
1000 Lisbon St
Lewiston, ME 04240 5721 Phone Number: 207-783-1475 Fax Number: 207-777-1914 FinancialsTotal Assets:
136,853,614
Total Amount of Shares and Deposits:
115,974,255
Total Shares and Deposits < 1 Year:
100,673,571
Total Shares and Deposits 1 3 Years:
7,100,090
Total Shares and Deposits > 3 Years:
8,200,594
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,885,810
Total Uninsured Shares and Deposits > $250K (F+J):
9,885,810
Total Insured Shares and Deposits > $250K (item 17 less item K):
106,088,445
Total Interest Expense (Sum of items 6 8):
1,753,803
Share Certificates:
843
Number of Accounts for Share Drafts:
3,882
IRA KEOGH Accounts:
372
Number of Accounts for Regular Shares:
6,700
All other shares:
1
Money Market Shares:
1,501
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
38,934,181
Total Liabilities:
116,046,683
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Central Maine Federal Credit UnionIs a member application needed to join Central Maine Federal Credit Union?Yes, to access services at Central Maine Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Central Maine Federal Credit Union provides a range of mortgage and home equity products. Is Central Maine Federal Credit Union a safe place to deposit money?Yes, Central Maine Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Central Maine Federal Credit Union offer online and mobile banking?Most modern institutions like Central Maine Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.25%, 6-month CD rates at 4.00% and 3-month CD rates at 0.90%. Savings rates are at 0.43% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 16.49%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates which you can compare to 
