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 City of Clarksburg Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
You can compare City of Clarksburg Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.51%, 6-month share certificate rates at 2.78% and 3-month share certificate rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.56%. All these rates can be compared to City of Clarksburg Federal Credit Union rates. MonitorBankRates evaluates the financial stability of City of Clarksburg Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.19%. Rates were last updated on 04/17/2026. City of Clarksburg Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City of Clarksburg Federal Credit Union? Share your experience about City of Clarksburg Federal Credit Union by leaving a review below, or read customer reviews before you decide to use City of Clarksburg Federal Credit Union. City of Clarksburg Federal Credit Union
CITY OF CLARKSBURG FEDERAL CREDIT UNION 101 S 4TH ST
CLARKSBURG, WV 26301 
Current Rate AvailabilityWe do not have City of Clarksburg Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for City of Clarksburg Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather City of Clarksburg Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with City of Clarksburg Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
City of Clarksburg Federal Credit Union
Address
101 S 4TH ST,
CLARKSBURG, WV 26301
Phone
304-624-1678
Fax
304-624-0984
President
RANDY WAUGAMAN
CEO
TERRY SPENCER
Full-Time Employees
2
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.19%
Return on Assets (ROA)
0.3477%
Return on Equity (ROE)
2.4935%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
8,342,970
Total Amount of Shares and Deposits
7,173,227
Total Shares and Deposits < 1 Year
7,173,227
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,173,227
Total Interest Expense (Sum of items 6 8)
42,077
Number of Accounts for Regular Shares
870
Net Income (unless the amount is already included in Undivided Earnings)
29,006
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,030,588
Total Liabilities
7,179,711
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About City of Clarksburg Federal Credit UnionIs City of Clarksburg Federal Credit Union a safe place to deposit money?Yes, City of Clarksburg Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.18777205383172%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does City of Clarksburg Federal Credit Union operate?City of Clarksburg Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join City of Clarksburg Federal Credit Union?Yes, to access services at City of Clarksburg Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, City of Clarksburg Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, City of Clarksburg Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does City of Clarksburg Federal Credit Union offer online and mobile banking?Most modern institutions like City of Clarksburg Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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