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Hope Federal Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Hope Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.77%, 6-month share certificate rates at 2.02% and 3-month share certificate rates at 1.49%. Savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.16%. All these rates can be compared to Hope Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Hope Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/23/2026.

Hope Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hope Federal Credit Union? Share your experience about Hope Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hope Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Hope Federal Credit Union
Hope Federal Credit Union
925 White Oaks Blvd
Bridgeport, WV 26330
https://www.hopefcu.com
Member NCUA

Current Rate Availability

We do not have Hope Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hope Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hope Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hope Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hope Federal Credit Union
Website https://www.hopefcu.com
Address 925 White Oaks Blvd, Bridgeport, WV 26330
Phone 681-842-3065
Fax 681-842-3045
President Lynette Green
CEO Michael Dean
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.9057%
Return on Equity (ROE)
4.4207%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
40,550,467
Total Amount of Shares and Deposits
32,257,286
Total Shares and Deposits < 1 Year
32,112,669
Total Shares and Deposits 1 3 Years
144,617
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
781,232
Total Uninsured Shares and Deposits > $250K (F+J)
781,232
Total Insured Shares and Deposits > $250K (item 17 less item K)
31,476,054
Total Interest Expense (Sum of items 6 8)
593,822
Share Certificates
275
Number of Accounts for Share Drafts
501
IRA KEOGH Accounts
74
Number of Accounts for Regular Shares
2,707
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,555,118
Total Liabilities
32,276,353
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Hope Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Hope Federal Credit Union

Is Hope Federal Credit Union a safe place to deposit money?

Yes, Hope Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hope Federal Credit Union operate?

Hope Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hope Federal Credit Union?

Yes, to access services at Hope Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hope Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hope Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hope Federal Credit Union offer online and mobile banking?

Most modern institutions like Hope Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hopefcu.com.

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