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Communities Of Abilene Federal Credit Union

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Communities Of Abilene Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Communities Of Abilene Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 16, 2026

Communities Of Abilene Federal Credit Union's Personal Loan Rates are at 4.39%. MonitorBankRates evaluates the financial stability of Communities Of Abilene Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.14%. Rates were last updated on 05/16/2026.

Communities Of Abilene Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Communities Of Abilene Federal Credit Union? Share your experience about Communities Of Abilene Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Communities Of Abilene Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.14%

Excellent Lower than avg

Communities Of Abilene Federal Credit Union
Main

3661 N 6th St
Abilene, TX 79603

https://www.coafcu.org

Communities Of Abilene Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
HOME EQUITY	-	-	6.25%
Details As Low As Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.14%

Communities Of Abilene Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
AUTO LOANS	-	-	4.39%
Details As Low As Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.14%

Communities Of Abilene Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
CREDIT CARDS	-	8.90%
Details As Low As Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.14%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Communities Of Abilene Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Communities Of Abilene Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Communities Of Abilene Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Communities Of Abilene Federal Credit Union

Website https://www.coafcu.org

Address 3661 N 6th St, Abilene, TX 79603

Phone 325-691-2300

Fax 325-691-2309

President Kevin Smothermon

CEO Clinton Wilson

Full-Time Employees 34

Part-Time Employees 2

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.14%

Return on Assets (ROA)

0.3067%

Return on Equity (ROE)

2.9462%

Non-Performing Loans Ratio (NPL)

0.37%

Total Assets

155,795,557

Total Amount of Shares and Deposits

147,431,748

Total Shares and Deposits < 1 Year

144,767,115

Total Shares and Deposits 1 3 Years

2,567,530

Total Shares and Deposits > 3 Years

97,103

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,730,430

Total Uninsured Shares and Deposits > $250K (F+J)

5,730,430

Total Insured Shares and Deposits > $250K (item 17 less item K)

141,701,318

Total Interest Expense (Sum of items 6 8)

772,371

Share Certificates

493

Number of Accounts for Share Drafts

6,110

IRA KEOGH Accounts

320

Number of Accounts for Regular Shares

11,687

All other shares

139

Money Market Shares

520

Net Income (unless the amount is already included in Undivided Earnings)

477,821

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

11,845,943

Total Liabilities

148,408,833

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Communities Of Abilene Federal Credit Union earned the Verified Strong badge

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Frequently Asked Questions About Communities Of Abilene Federal Credit Union

How many branches does Communities Of Abilene Federal Credit Union operate?

Communities Of Abilene Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Communities Of Abilene Federal Credit Union?

Yes, to access services at Communities Of Abilene Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Communities Of Abilene Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Communities Of Abilene Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Communities Of Abilene Federal Credit Union offer online and mobile banking?

Most modern institutions like Communities Of Abilene Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coafcu.org.