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Communities Of Abilene Federal Credit Union Rates and Review January 2026

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Communities Of Abilene Federal Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 2.75% and 3-month CD rates at 0.10%. Savings rates are at 0.07% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.57%. Credit Card rates are at 9.99%. Personal Loan rates are at 11.76%. All these rates, and more, can be found in our database of rates which you can compare to Communities Of Abilene Federal Credit Union rates.

Compare Communities Of Abilene Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Communities Of Abilene Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Communities Of Abilene Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Communities Of Abilene Federal Credit Union? Share your experience about Communities Of Abilene Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Communities Of Abilene Federal Credit Union.

Overall, Communities Of Abilene Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Communities Of Abilene Federal Credit Union
Main
3661 N 6th St
Abilene, TX 79603
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Checking
5.00%
$5
Neighbor Rewards Checking
4.00%
$0
Mega Money Market
3.85%
$1
36-Month CD (Plus Jumbo)
3.72%
$200,000
12-Month CD
3.70%
$1,000
24-Month CD
3.50%
$1,000
60-Month CD
3.50%
$1,000
24-Month CD (Step-Up)
3.35%
$0
1st Rewards Checking
3.30%
$0
36-Month CD
3.25%
$500
36-Month CD
3.05%
$500
Investors Savings
3.00%
$250,000
60-Month CD
3.00%
$1,000
30-Month CD
2.90%
$1,000
48-Month CD
2.85%
$0
48-Month CD
2.78%
$500
24-Month CD
2.75%
$1,000
36-Month CD
2.53%
$2,500
12-Month CD
2.52%
$1,000
36-Month CD
2.50%
$500
18-Month CD
2.00%
$1,000
24-Month CD
1.76%
$500
48-Month CD
1.76%
$1,000
120-Month CD
1.30%
$1,000
Premier Money Market
1.25%
$10,000
6-Month CD
1.15%
$1,000
60-Month CD
1.11%
$1,000
18-Month CD
1.10%
$1,000
3-Month CD
1.00%
$5,000
24-Month CD
1.00%
$1,000
36-Month CD
0.90%
$500
18-Month CD
0.75%
$500
6-Month CD
0.74%
$1,000
48-Month CD
0.60%
$1,000
Supreme Savings
0.55%
$500
Regular Savings
0.50%
$200
36-Month CD
0.50%
$1,000
Savings
0.50%
$25
24-Month CD
0.30%
$500
Golden Savings
0.25%
$25
Signature Money Market
0.25%
$1,000
Share Savings
0.25%
$5
Passbook Savings
0.20%
$100
Classic Savings
0.20%
$25
Savings
0.15%
$50
Everyday Money Market
0.15%
$1,000
60-Month CD
0.10%
$1,000
Get More Tiered Money Market
0.10%
$1,000
Opportunities Checking
0.05%
$1,500
Statement Savings
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
10-Year Fixed
6.250%
6.250%
0.000
6.375%
6.460%
0.000
5.500%
5.803%
0.000
6.000%
6.110%
0.000
30-Year Fixed
5.875%
6.086%
0.000
4.875%
5.172%
1.125
30 Year Fixed
6.000%
6.107%
0.000
5.875%
6.070%
0.000
4.875%
5.778%
0.000
6.000%
6.403%
0.000
20-Year Fixed
6.125%
6.201%
0.000
4.675%
4.867%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
30-Year Fixed
5.750%
5.788%
0.000
5.000%
5.886%
0.000
6.500%
6.582%
0.000
5.375%
6.068%
1.000
5.375%
5.512%
0.000
15-Year Fixed
5.125%
5.284%
0.000
5.250%
5.562%
0.000
6.000%
6.174%
0.000
5.850%
5.891%
0.000
15-Year Fixed
5.375%
5.539%
0.000
5.500%
5.597%
0.000
6.500%
6.595%
0.000
15-Year Fixed
5.500%
5.650%
0.000
30-Year Fixed
6.125%
6.330%
0.000
15-Year Fixed
5.750%
6.044%
0.000
6.000%
6.160%
0.000
5.500%
5.732%
0.000
15-Year Fixed
5.250%
5.452%
0.000
15-Year Fixed
5.375%
5.479%
0.125
5.500%
5.561%
0.000
30-Year Fixed
6.000%
6.046%
0.000
6.250%
7.325%
0.000
15-Year Fixed
5.390%
5.666%
0.000
30-Year Fixed
6.250%
6.450%
0.000
20-Year Fixed
5.875%
5.961%
0.125
30-Year Fixed
6.000%
6.043%
0.000
5.500%
5.820%
0.000
5.125%
5.291%
0.000
5.200%
5.453%
0.000
30-Year Fixed
6.500%
6.559%
0.000
10-Year Fixed
5.500%
5.630%
0.000
6.000%
6.006%
0.000
20-Year Fixed
5.625%
5.836%
0.500
5.250%
5.493%
0.000
30-Year Fixed
5.875%
5.941%
0.000
5.500%
5.591%
0.000
5.750%
7.634%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Preferred Rewards
15.740% - 17.990%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
16.200%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Visa Platinum Preferred Student
17.990%
Academic VISA® Gold
15.400%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
13.240%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
10.150%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Academic VISA® Classic
15.400%
Max Rewards Visa Credit Card
15.250%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
VISA® Classic
12.960%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
8.900%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
8.500%
$0 - $6,000
42
13.450%
$0
Bill Consolidation Loan
8.990%
$0
60
12.990%
$0 - $2,000
24 - 24
11.240% - 17.950%
$0
25 - 36
Preferred Personal Loan
10.000%
$0
60
Term Line of Credit 84 months
8.000%
$0
9.490%
$0
48 - 48
12.990%
$0
12
11.990%
$0
1 - 12
Debt Consolidated
9.490%
$500
36
12.490%
$0
11.240%
$0 - $10,000
60 - 60
Next Step Loan
10.500%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
12.250% - 17.000%
$0 - $20,000
10.250% - 10.650%
$3,000 - $25,000
Personal Line of Credit
16.240%
$0
60
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Line of Credit Variable
13.150%
$0
14.990%
$0
25 - 36
11.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Communities Of Abilene Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Communities Of Abilene Federal Credit Union
Full Time Employees: 34
Part Time Employees: 2
President: Kevin Smothermon
CEO: Clinton Wilson
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
3661 N 6th St
Abilene, TX 79603
Phone Number: 325-691-2300
Fax Number: 325-691-2309

Financials

Total Assets:
155,795,557
Total Amount of Shares and Deposits:
147,431,748
Total Shares and Deposits < 1 Year:
144,767,115
Total Shares and Deposits 1 3 Years:
2,567,530
Total Shares and Deposits > 3 Years:
97,103
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,730,430
Total Uninsured Shares and Deposits > $250K (F+J):
5,730,430
Total Insured Shares and Deposits > $250K (item 17 less item K):
141,701,318
Total Interest Expense (Sum of items 6 8):
772,371
Share Certificates:
493
Number of Accounts for Share Drafts:
6,110
IRA KEOGH Accounts:
320
Number of Accounts for Regular Shares:
11,687
All other shares:
139
Money Market Shares:
520
Net Income (unless the amount is already included in Undivided Earnings):
477,821
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,845,943
Total Liabilities:
148,408,833
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Communities Of Abilene Federal Credit Union

Is a member application needed to join Communities Of Abilene Federal Credit Union?

Yes, to access services at Communities Of Abilene Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Communities Of Abilene Federal Credit Union provides a range of mortgage and home equity products.

Is Communities Of Abilene Federal Credit Union a safe place to deposit money?

Yes, Communities Of Abilene Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Communities Of Abilene Federal Credit Union offer online and mobile banking?

Most modern institutions like Communities Of Abilene Federal Credit Union provide digital access including online balance checks and transfers.

Current Communities Of Abilene Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions