MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. Members First Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Members First Credit Union Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Members First Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.46%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 2.00%. Savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Members First Credit Union rates. MonitorBankRates evaluates the financial stability of Members First Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.22%. Rates were last updated on 03/29/2026.

Members First Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members First Credit Union? Share your experience about Members First Credit Union by leaving a review below, or read customer reviews before you decide to use Members First Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.22%
Excellent Higher than avg
Members First Credit Union
Main Office
3401 W Beltline Hwy
Madison, WI 53713
https://mbr1cu.org
Member NCUA

Current Rate Availability

We do not have Members First Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Members First Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members First Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members First Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members First Credit Union
Website https://mbr1cu.org
Address 3401 W Beltline Hwy, Madison, WI 53713
Phone 608-271-5301
Fax 608-271-5322
President Ronald Kluge
CEO Jenny Kutz
Full-Time Employees 9
Part-Time Employees 1
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.22%
Return on Assets (ROA)
0.3421%
Return on Equity (ROE)
2.3869%
Non-Performing Loans Ratio (NPL)
1.97%
Total Assets
27,921,621
Total Amount of Shares and Deposits
23,825,510
Total Shares and Deposits < 1 Year
17,448,711
Total Shares and Deposits 1 3 Years
5,751,375
Total Shares and Deposits > 3 Years
625,424
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
587,901
Total Uninsured Shares and Deposits > $250K (F+J)
587,901
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,237,609
Total Interest Expense (Sum of items 6 8)
234,796
Share Certificates
203
Number of Accounts for Share Drafts
1,358
IRA KEOGH Accounts
63
Number of Accounts for Regular Shares
3,384
All other shares
1
Non Member Deposits
13
Net Income (unless the amount is already included in Undivided Earnings)
95,531
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,719,431
Total Liabilities
24,023,028
Source: NCUA — Last Updated 09/30/2023

Customer Reviews

There are no reviews for Members First Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Members First Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Members First Credit Union

Is Members First Credit Union a safe place to deposit money?

Yes, Members First Credit Union is considered a safe financial institution. With a Texas Ratio of 11.221152210093%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Members First Credit Union operate?

Members First Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members First Credit Union?

Yes, to access services at Members First Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members First Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members First Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Members First Credit Union offer online and mobile banking?

Most modern institutions like Members First Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mbr1cu.org.

Compare to Other Credit Unions

Gates Chili Federal Credit Union Service 1st Federal Credit Union E M O T Northampton Area School District Employees FCU Sunwest Credit Union Nashville Firemens Credit Union Covington Schools Federal Credit Union ECM Federal Credit Union Ashland Credit Union North Western Employees Credit Union MemberSource Credit Union TVA Community Credit Union Florida Customs Federal Credit Union Washington Typographic Federal Credit Union Cambridge Firefighters Federal Credit Union Valley First Credit Union Gateway Credit Union Macon Firemens Credit Union SONOMA W Virginia State Convention Credit Union BLACK HILLS