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Methodist Hospital Employees Federal Credit Union Rates & Review October 2026

Methodist Hospital Employees Federal Credit Union's top rates as of October 12, 2026 are 2.01% APY on its 36 Month CDs of Deposit - Share and IRA, 0.50% APY on savings, 0.02% APY on checking, and personal loans from 8.49% APR, according to rates verified by MonitorBankRates. Other Methodist Hospital Employees Federal Credit Union CD rates include 24 Month CDs of Deposit - Share and IRA at 1.76%, 12 Month CDs of Deposit - Share and IRA at 1.26%, and 180 Day CDs of Deposit - Share at 1.26%. MonitorBankRates evaluates the financial stability of Methodist Hospital Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.23%. Rates last updated and verified on 10/12/2026.

Methodist Hospital Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Methodist Hospital Employees Federal Credit Union? Share your experience about Methodist Hospital Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Methodist Hospital Employees Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.23%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Methodist Hospital Employees Federal Credit Union
Main Office
1441 N Beckley Ave
Dallas, TX 75203-1201
https://www.mhcu.net
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Methodist Hospital Employees Federal Credit Union CD Rates

Product Rate APY Term View More
36 Month Certificates of Deposit - Share and IRA 2.00% 2.01% 36 Months
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY - $500; Dividend rates fixed from purchase date until maturity; Dividend penalty for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.01% APY
1.51%2.01%2.51%Oct 12, 2026: 2.01% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
24 Month Certificates of Deposit - Share and IRA 1.75% 1.76% 24 Months
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY - $500; Dividend rates fixed from purchase date until maturity; Dividend penalty for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.76% APY
1.26%1.76%2.26%Oct 12, 2026: 1.76% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
12 Month Certificates of Deposit - Share and IRA 1.25% 1.26% 12 Months
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY - $500; Dividend rates fixed from purchase date until maturity; Dividend penalty for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.26% APY
0.76%1.26%1.76%Oct 12, 2026: 1.26% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
180 Day Certificates of Deposit - Share 1.25% 1.26% 180 Days
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY - $500; Dividend rates fixed from purchase date until maturity; Dividend penalty for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.26% APY
0.76%1.26%1.76%Oct 12, 2026: 1.26% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%

Methodist Hospital Employees Federal Credit Union Savings Rates

Product Rate APY View More
Money Market Savings 0.50% 0.50%
Min Deposit $2,000
Min Balance $2,000
Details Fees could reduce earnings; transaction limitations apply
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
IRA Savings 0.20% 0.20%
Min Deposit $25
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
Membership Savings 0.15% 0.15%
Min Deposit $25
Min Balance $15,000
Details Balance: $15,000.01 and over
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
Membership Savings 0.05% 0.05%
Min Deposit $25
Min Balance $5,000
Details Balance: $5,000.01 - $15,000.00
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
Christmas Club 0.03% 0.03%
Min Deposit $25
Min Balance $25
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
Membership Savings 0.02% 0.02%
Min Deposit $25
Min Balance $200
Details Balance: $200 - $5,000.00
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%

Methodist Hospital Employees Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings 0.50% 0.50%
Min Deposit $2,000
Min Balance $2,000
Details Fees could reduce earnings; transaction limitations apply
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%

Methodist Hospital Employees Federal Credit Union Checking Rates

Product Rate APY View More
Standard Checking 0.02% 0.02%
Min Deposit $100
Min Balance $500
Details Monthly service fee applies if minimum daily balance not maintained
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%

Methodist Hospital Employees Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles New and 1 Year Old Loan - - 4.32% 1 Year
Details Additional APR listed for this product: 4.62%, 4.92%, 5.12%, 5.62%, 5.92%. As Low As; Loan Amount: Over $35,000
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 4.32% APR · checked 5 times
3.82%4.32%4.82%Sep 20, 2026: 4.32% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
Used Vehicles 2 Years Old and Older Loan - - 4.57% 2 Years
Details Additional APR listed for this product: 4.87%, 5.17%, 5.37%, 5.87%. As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 4.57% APR · checked 5 times
4.07%4.57%5.07%Sep 20, 2026: 4.57% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
New Vehicles New and 1 Year Old Loan - - 5.92% 1 Year
Details As Low As; Amount: Over $35,000; Loan: Auto loan, new vehicles
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 5.92% APR · checked 5 times
5.42%5.92%6.42%Sep 20, 2026: 5.92% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%

Methodist Hospital Employees Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boats, Motorcycles, RVs New and 1 Year Old Loan - 5.82% 1 Year
Details Additional APR listed for this product: 6.12%, 6.42%, 6.62%, 7.12%, 7.42%. As Low As; Loan Amount: Over $35,000
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 5.82% APR · checked 5 times
5.32%5.82%6.32%Sep 20, 2026: 5.82% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
Used Boats, Motorcycles, RVs 2 Years Old and Older Loan - 6.07% 2 Years
Details Additional APR listed for this product: 6.37%, 6.67%, 6.87%, 7.37%. As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 6.07% APR · checked 5 times
5.57%6.07%6.57%Sep 20, 2026: 6.07% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
New Boats, Motorcycles, RVs New and 1 Year Old Loan - 7.42% 1 Year
Details As Low As; Amount: Over $35,000; Loan: Boats, motorcycles, RVs, new
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 7.42% APR · checked 5 times
6.92%7.42%7.92%Sep 20, 2026: 7.42% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%

Methodist Hospital Employees Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 8.49% 12 Months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 8.49% APR · checked 6 times
7.99%8.49%8.99%Sep 14, 2026: 8.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
Personal Loan 8.74% 24 Months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 8.74% APR · checked 6 times
8.24%8.74%9.24%Sep 14, 2026: 8.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
Personal Loan 8.99% 36 Months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 6 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%
Personal Loan 9.49% 48 Months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 6 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%

Methodist Hospital Employees Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
CU QuikCash Loan - - 27.50% 1 - 6 Months
Details With payroll deduction
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 27.50% APR · checked 6 times
27.00%27.50%28.00%Sep 14, 2026: 27.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.23%

Financial Health History

Methodist Hospital Employees Federal Credit Union’s Texas Ratio rose from 10.11% in Q3 2023 to 11.23% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 7% 2.0★ 13% 3.0★ 20% 4.0★ 26% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 10.11% A Q3 2023 A- Q4 2023 A Q1 2024 B+ Q2 2024 B+ Q3 2024 B Q4 2024 B+ Q1 2025 A- Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 11.23% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$11M11.23%5.0A
March 31, 2026$11M9.08%5.0A
December 31, 2025$11M8.59%5.0A
September 30, 2025$11M7.72%5.0A
June 30, 2025$11M14.84%5.0A-
March 31, 2025$12M17.37%4.8B+
December 31, 2024$12M19.33%4.6B
September 30, 2024$12M17.87%4.8B+
June 30, 2024$12M18.89%4.7B+
March 31, 2024$12M12.10%5.0A
December 31, 2023$12M14.24%5.0A-
September 30, 2023$13M10.11%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Methodist Hospital Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Methodist Hospital Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Methodist Hospital Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Methodist Hospital Employees Federal Credit Union
Address 1441 N Beckley Ave, Dallas, TX 75203-1201
Phone 214-947-1365
Fax 214-947-1360
President William Couture
CEO Molly Hinkley
Full-Time Employees 4
Part-Time Employees 1
Branch Locations 3
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.23%
Return on Assets (ROA)
0.5653%
Return on Equity (ROE)
4.1042%
Non-Performing Loans Ratio (NPL)
4.54%
Total Assets
10,700,574
Total Amount of Shares and Deposits
9,114,932
Total Shares and Deposits < 1 Year
8,379,173
Total Shares and Deposits 1 3 Years
735,759
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,114,932
Total Interest Expense (Sum of items 6 8)
9,390
Share Certificates
14
Number of Accounts for Share Drafts
588
IRA KEOGH Accounts
31
Number of Accounts for Regular Shares
1,644
All other shares
147
Money Market Shares
13
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,107,674
Total Liabilities
9,226,601
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Methodist Hospital Employees Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/methodist-hospital-employees-federal-credit-union-rates-review-7731">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Methodist Hospital Employees Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Methodist Hospital Employees Federal Credit Union

How many branches does Methodist Hospital Employees Federal Credit Union operate?

Methodist Hospital Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Methodist Hospital Employees Federal Credit Union?

Yes, to access services at Methodist Hospital Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Methodist Hospital Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Methodist Hospital Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Methodist Hospital Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Methodist Hospital Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mhcu.net.

Current Methodist Hospital Employees Federal Credit Union Rates

  • 12-Month CD1.26%
  • 24-Month CD1.76%
  • Savings0.50%
Retrieved from our database of financial products. Rates subject to change.