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Community Credit Union of New Milford, CT Rates & Review September 2026

Community Credit Union of New Milford, CT's savings rates are at 0.01%. Community Credit Union of New Milford, CT's Personal Loan Rates are as low as 8.49%. MonitorBankRates evaluates the financial stability of Community Credit Union of New Milford, CT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.22%. Rates last updated and verified on 09/22/2026.

Community Credit Union of New Milford, CT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Credit Union of New Milford, CT? Share your experience about Community Credit Union of New Milford, CT by leaving a review below, or read customer reviews before you decide to use Community Credit Union of New Milford, CT.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.22%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Community Credit Union of New Milford, CT
145C Danbury Rd
145C Danbury Rd
New Milford, CT 06776
http://www.ccunm.org/asp/home.asp
Member NCUA

Community Credit Union of New Milford, CT Savings Rates

Product Rate APY View More
Basic Savings (Share) 0.01% 0.01%
Min Balance $25
Details Rates effective 4/1/2021. APY = Annual Percentage Yield. $50 minimum daily balance required to receive dividends. Dividends are compounded and paid monthly. Savings rates subject to change without notice. Certificates will lock into current rate until term expires. There may be an early withdrawal penalty if certificate terms are not met.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Holiday/Vacation Club 0.01% 0.01%
Min Balance $0
Details Rates effective 4/1/2021. APY = Annual Percentage Yield. $50 minimum daily balance required to receive dividends. Dividends are compounded and paid monthly. Savings rates subject to change without notice. Certificates will lock into current rate until term expires. There may be an early withdrawal penalty if certificate terms are not met.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
IRA Savings 0.01% 0.01%
Min Balance $0
Details Rates effective 4/1/2021. APY = Annual Percentage Yield. **a fee could reduce your earnings on this account type. $50 minimum daily balance required to receive dividends. Dividends are compounded and paid monthly. Savings rates subject to change without notice. Certificates will lock into current rate until term expires. There may be an early withdrawal penalty if certificate terms are not met.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Community Credit Union of New Milford, CT Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity loans - - 6.25% 60 months
Details As Low As; 7.10 APR*; Payment examples (assume $25,000, including $500 estimated closing costs financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Home Equity loans - - 6.75% 120 months
Details As Low As; 7.21 APR*; Payment examples (assume $25,000, including $500 estimated closing costs financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Home Equity loans 6.25% - 7.10% 60 months
Details As Low As; Payment examples (assume $25,000, including $500 estimated closing costs financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Home Equity loans 6.75% - 7.21% 120 months
Details As Low As; Payment examples (assume $25,000, including $500 estimated closing costs financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Home Equity loans - - 7.25% 180 months
Details As Low As; 7.58 APR*; Payment examples (assume $25,000, including $500 estimated closing costs financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Home Equity loans 7.25% - 7.58% 180 months
Details As Low As; Payment examples (assume $25,000, including $500 estimated closing costs financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Community Credit Union of New Milford, CT Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan - - 4.50% up to 48 months
Details As Low As; Payment examples (assume $30,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
New Vehicles Loan - - 5.00% 60 months
Details As Low As; Payment examples (assume $30,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
New Vehicles Loan - - 5.50% 72 months
Details As Low As; Payment examples (assume $30,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
New Vehicles Loan - - 6.00% 84 months
Details As Low As; Payment examples (assume $30,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Used Vehicles Loan - - 6.50% up to 48 months
Details As Low As; Payment examples (assume $20,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Used Vehicles Loan - - 6.75% 60 months
Details As Low As; Payment examples (assume $20,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Used Vehicles Loan - - 7.50% 72 months
Details As Low As; Payment examples (assume $20,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Community Credit Union of New Milford, CT RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Recreational Vehicles Loan - 6.50% up to 48 months
Details As Low As; Payment examples (assume $30,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
New Recreational Vehicles Loan - 7.00% 60 months
Details As Low As; Payment examples (assume $30,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Used Recreational Vehicles Loan - 8.00% up to 48 months
Details As Low As; Payment examples (assume $20,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Used Recreational Vehicles Loan - 8.25% 60 months
Details As Low As; Payment examples (assume $20,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Community Credit Union of New Milford, CT Personal Loan Rates

Product APR Term View More
Signature loans 8.49% up to 48 months
Details As Low As; Payment example (assume $10,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Community Credit Union of New Milford, CT Other Rates

Product Rate Points APY/APR Term View More
Special Purpose 0.01% - 0.01%
Min Balance $0
Details Rates effective 4/1/2021. APY = Annual Percentage Yield. $50 minimum daily balance required to receive dividends. Dividends are compounded and paid monthly. Savings rates subject to change without notice. Certificates will lock into current rate until term expires. There may be an early withdrawal penalty if certificate terms are not met.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Financial Health History

Community Credit Union of New Milford, CT’s Texas Ratio stayed near 0.96% in Q2 2023 to 1.22% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.6 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.6% 3.0★ 5.4% 4.0★ 7.2% 5.0★ Healthy zone – entire history below the 15% limit 0.96% A Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.22% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$16M1.22%5.0A+
December 31, 2025$15M5.35%5.0A+
September 30, 2025$15M0.80%5.0A+
June 30, 2025$16M1.30%5.0A+
March 31, 2025$16M0.00%5.0A+
December 31, 2024$15M1.49%5.0A+
September 30, 2024$15M0.41%5.0A+
June 30, 2024$15M0.01%5.0A+
March 31, 2024$15M1.53%5.0A+
December 31, 2023$15M0.10%5.0A+
September 30, 2023$16M0.82%4.8A+
June 30, 2023$16M0.96%4.6A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Community Credit Union of New Milford, CT is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Credit Union of New Milford, CT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Credit Union of New Milford, CT's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Credit Union of New Milford, CT
Address 145C Danbury Rd, New Milford, CT 06776
Phone 860-210-0777
Fax 860-210-0757
President Martin Landgrebe
CEO John Kmetz
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.22%
Return on Assets (ROA)
0.3384%
Return on Equity (ROE)
3.5654%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
16,020,737
Total Amount of Shares and Deposits
14,526,763
Total Shares and Deposits < 1 Year
14,526,762
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
344,566
Total Uninsured Shares and Deposits > $250K (F+J)
344,566
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,182,197
Total Interest Expense (Sum of items 6 8)
5,749
Share Certificates
30
Number of Accounts for Share Drafts
1,407
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
2,949
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,800,421
Total Liabilities
14,500,120
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Community Credit Union of New Milford, CT earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Community Credit Union of New Milford, CT

How many branches does Community Credit Union of New Milford, CT operate?

Community Credit Union of New Milford, CT currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Credit Union of New Milford, CT?

Yes, to access services at Community Credit Union of New Milford, CT, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Credit Union of New Milford, CT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Credit Union of New Milford, CT provides members with tools to manage their accounts and build a solid financial history.

Does Community Credit Union of New Milford, CT offer online and mobile banking?

Most modern institutions like Community Credit Union of New Milford, CT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.ccunm.org/asp/home.asp.

Current Community Credit Union of New Milford, CT Rates

  • Savings0.01%
Retrieved from our database of financial products. Rates subject to change.