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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Honor Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Honor Credit Union's savings rates are at 0.01%. Honor Credit Union's money market rates are at 0.25%. Honor Credit Union's MSHDA 30 Year Fixed rates are at 5.75%, 15 Year Fixed rates are at 5.62%, 15 Year Fixed rates are at 5.88%, 30 Year Fixed rates are at 6.12%, 10 Year Fixed rates are at 6.12%. Honor Credit Union's Personal Loan Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Honor Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.80%. Rates were last updated on 03/27/2026. Honor Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Honor Credit Union? Share your experience about Honor Credit Union by leaving a review below, or read customer reviews before you decide to use Honor Credit Union. Honor Credit Union
Honor Credit Union 8385 Edgewood Rd
https://www.honorcu.com Berrien Springs, MI 49103 9004 
Honor Credit Union Savings Rates
Honor Credit Union Money Market Rates
Honor Credit Union Mortgage Rates
Honor Credit Union Student Loan Rates
Honor Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Honor Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Honor Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Honor Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Honor Credit Union
Website
https://www.honorcu.com
Address
8385 Edgewood Rd,
Berrien Springs, MI 49103 9004
Phone
269-983-6357
Fax
269-983-3445
President
Brian Brown
CEO
Scott McFarland
Full-Time Employees
481
Part-Time Employees
10
Branch Locations
28
ATM Locations
30
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.80%
Return on Assets (ROA)
0.6053%
Return on Equity (ROE)
4.9670%
Non-Performing Loans Ratio (NPL)
0.92%
Total Assets
1,786,565,900
Total Amount of Shares and Deposits
1,530,235,865
Total Shares and Deposits < 1 Year
1,513,370,902
Total Shares and Deposits 1 3 Years
11,335,314
Total Shares and Deposits > 3 Years
5,529,649
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
138,266,610
Total Uninsured Shares and Deposits > $250K (F+J)
138,266,610
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,391,969,255
Total Interest Expense (Sum of items 6 8)
20,101,297
Share Certificates
9,240
Number of Accounts for Share Drafts
84,425
IRA KEOGH Accounts
2,714
Number of Accounts for Regular Shares
137,370
All other shares
1,485
Money Market Shares
37,070
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
53,628,248
Total Liabilities
1,582,214,073
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Honor Credit UnionIs Honor Credit Union a safe place to deposit money?Yes, Honor Credit Union is considered a safe financial institution. With a Texas Ratio of 5.8011378889805%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Honor Credit Union operate?Honor Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Honor Credit Union?Yes, to access services at Honor Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Honor Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Honor Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Honor Credit Union offer online and mobile banking?Most modern institutions like Honor Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.honorcu.com. Current Honor Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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