|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 University Credit Union Orono, ME Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
University Credit Union Orono, ME's 5 month CD Specials rates are at 3.45%, 6 month CDs rates are at 3.30%, 12 month CDs rates are at 3.00%, 18 month CDs rates are at 2.75%, 24 month CDs rates are at 2.50%. University Credit Union Orono, ME's savings rates are at 0.05%. University Credit Union Orono, ME's money market rates are at 0.05%. University Credit Union Orono, ME's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of University Credit Union Orono, ME with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.10%. Rates were last updated on 04/08/2026. University Credit Union Orono, ME money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University Credit Union Orono, ME? Share your experience about University Credit Union Orono, ME by leaving a review below, or read customer reviews before you decide to use University Credit Union Orono, ME. 
University Credit Union Orono, ME CD Rates
University Credit Union Orono, ME Savings Rates
University Credit Union Orono, ME Money Market Rates
University Credit Union Orono, ME Checking Rates
University Credit Union Orono, ME Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for University Credit Union Orono, ME is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather University Credit Union Orono, ME rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with University Credit Union Orono, ME's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
University Credit Union Orono, ME
Website
https://www.ucumaine.com
Address
15 Main St,
Orono, ME 04473
Phone
207-889-8600
Fax
207-889-9086
President
Steve Baillargeon
CEO
Renee Ouellette
Full-Time Employees
101
Part-Time Employees
4
Branch Locations
10
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.10%
Return on Assets (ROA)
0.3770%
Return on Equity (ROE)
4.0301%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
517,560,728
Total Amount of Shares and Deposits
397,567,673
Total Shares and Deposits < 1 Year
394,538,411
Total Shares and Deposits 1 3 Years
2,340,113
Total Shares and Deposits > 3 Years
689,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,672,340
Total Uninsured Shares and Deposits > $250K (F+J)
12,672,340
Total Insured Shares and Deposits > $250K (item 17 less item K)
384,895,333
Total Interest Expense (Sum of items 6 8)
5,466,386
Share Certificates
2,018
Number of Accounts for Share Drafts
22,300
IRA KEOGH Accounts
1,050
Number of Accounts for Regular Shares
41,190
All other shares
589
Non Member Deposits
1
Money Market Shares
298
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,303,802
Total Liabilities
471,605,011
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About University Credit Union Orono, MEIs University Credit Union Orono, ME a safe place to deposit money?Yes, University Credit Union Orono, ME is considered a safe financial institution. With a Texas Ratio of 4.1043916225701%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does University Credit Union Orono, ME operate?University Credit Union Orono, ME currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join University Credit Union Orono, ME?Yes, to access services at University Credit Union Orono, ME, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, University Credit Union Orono, ME does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, University Credit Union Orono, ME provides members with tools to manage their accounts and build a solid financial history. Does University Credit Union Orono, ME offer online and mobile banking?Most modern institutions like University Credit Union Orono, ME provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ucumaine.com. Current University Credit Union Orono, ME Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
GREATER CHAUTAUQUA
IBEW SJ Cascade Federal Credit Union
STOUGHTON TOWN EMPLOYEES
Collegedale Credit Union
Credit Union of Richmond
Gallatin Steam Plant Credit Union
Gulf Coast Community Federal Credit Union
Central Credit Union of Florida
Allegiance Federal Credit Union
Crouse Federal Credit Union
Mazuma Credit Union
Northeast Schools And Hospital Credit Union
New Life Federal Credit Union
Kemba Indianapolis Credit Union
USSCO JOHNSTOWN
E-Central Credit Union
Virginia Credit Union
Lafayette Federal Credit Union
TruMark Financial Credit Union
Area Educational Credit Union
University of Illinois Community Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
