MonitorBankRates
  1. Home
  2. Credit Unions
  3. Tri Cities Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Tri Cities Credit Union Rates & Review March 2026

Tri Cities Credit Union's Personal Loan Rates are at 11.59%. MonitorBankRates evaluates the financial stability of Tri Cities Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.83%. Rates were last updated on 03/29/2026.

Tri Cities Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tri Cities Credit Union? Share your experience about Tri Cities Credit Union by leaving a review below, or read customer reviews before you decide to use Tri Cities Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.83%
Excellent Lower than avg
Tri Cities Credit Union
Tri Cities Credit Union
905 Pennoyer Ave
Grand Haven, MI 49417
https://www.tricu.org
Member NCUA

Tri Cities Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HOME EQUITY - FIXED RATE - - 6.75% 120
Details As Low As; 120 Month Max
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%
HOME EQUITY LOC - - 6.75% 180
Details As Low As; 180 Month Max
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%

Tri Cities Credit Union Credit Card Rates

Product Rate APR View More
VISA PLATINUM - 9.50%
Details As Low As
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%
VISA CLASSIC - 11.50%
Details As Low As
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%

Tri Cities Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 11.59%
Details As Low As; up to 36 months
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%
PERSONAL 36 MONTH - 12.59%
Details As Low As; Up to 36 Months
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%
PERSONAL 48 MONTH - 12.59%
Details As Low As; 37 - 48 Months
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%
Personal Loan - 12.59%
Details As Low As; up to 48 months
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%
Personal Loan - 13.59%
Details As Low As; up to 60 months
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%
PERSONAL 60 MONTH - 14.18%
Details As Low As; 49 - 60 Months
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.83%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tri Cities Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tri Cities Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tri Cities Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tri Cities Credit Union
Address 905 Pennoyer Ave, Grand Haven, MI 49417
Phone 616-842-6320
Fax 616-842-9064
President Matt Pugh
CEO Kimberly Hall
Full-Time Employees 8
Part-Time Employees 5
Branch Locations 3
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.83%
Return on Assets (ROA)
0.7113%
Return on Equity (ROE)
5.3757%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
51,293,850
Total Amount of Shares and Deposits
44,228,192
Total Shares and Deposits < 1 Year
43,975,320
Total Shares and Deposits 1 3 Years
249,574
Total Shares and Deposits > 3 Years
3,298
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,591,511
Total Uninsured Shares and Deposits > $250K (F+J)
3,591,511
Total Insured Shares and Deposits > $250K (item 17 less item K)
40,636,681
Total Interest Expense (Sum of items 6 8)
355,386
Share Certificates
141
Number of Accounts for Share Drafts
2,232
IRA KEOGH Accounts
83
Number of Accounts for Regular Shares
4,289
All other shares
113
Money Market Shares
788
Net Income (unless the amount is already included in Undivided Earnings)
364,830
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,032,727
Total Liabilities
44,603,174
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Tri Cities Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Tri Cities Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Tri Cities Credit Union

Is Tri Cities Credit Union a safe place to deposit money?

Yes, Tri Cities Credit Union is considered a safe financial institution. With a Texas Ratio of 0.82916249607499%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Tri Cities Credit Union operate?

Tri Cities Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tri Cities Credit Union?

Yes, to access services at Tri Cities Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tri Cities Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tri Cities Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tri Cities Credit Union offer online and mobile banking?

Most modern institutions like Tri Cities Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tricu.org.