COMMUNITY FIRST CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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COMMUNITY FIRST12-month CD rates can be found at 0.75%, 6-month CD rates at 3.02% and 3-month CD rates at 0.50%. Savings rates are at 0.35% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.28%. Credit Card rates are at 7.90%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates which you can compare to COMMUNITY FIRST rates.

Compare COMMUNITY FIRST CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of COMMUNITY FIRST savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

COMMUNITY FIRST money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at COMMUNITY FIRST? Share your experience about COMMUNITY FIRST by leaving a review below, or read customer reviews before you decide to use COMMUNITY FIRST.

Overall, COMMUNITY FIRST is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Capitol National Bank
Main Office
9637 N Greenville Rd
Lakeview, MI 48850 9107
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare COMMUNITY FIRST Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
USAlliance Financial
USAlliance Financial
18-Month CD
4.35%
$500
Atkins Savings B&T
Atkins Savings B&T
6-Month CD
4.30%
$1,000
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
24-Month CD
4.30%
$500
Bank of Fayette County
Bank of Fayette County
9-Month CD
4.27%
$1,000
HSBC Bank USA
HSBC Bank USA
6-Month CD (Online)
3.90%
$1,000
Arvest Bank
Arvest Bank
6-Month CD
3.85%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
3-Month CD
3.80%
$500
The Peoples S&L Co.
The Peoples S&L Co.
6-Month CD
3.80%
$2,500
BankGloucester
BankGloucester
12-Month CD (Jumbo)
3.75%
$100,000
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
3.70%
$100,000
F&M Union Bank
12-Month CD
3.68%
$1,000
The Bank of Steinauer
The Bank of Steinauer
12-Month CD
3.55%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
24-Month CD
3.30%
$10,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
36-Month CD
3.25%
$1,000
Volunteer State Bank
Volunteer State Bank
36-Month CD
3.14%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
24-Month CD
3.03%
$1,000
Community Bank of Marshall
Community Bank of Marshall
36-Month CD
3.02%
$1,000
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
Super NOW Checking
3.00%
$50,000
Newtown Savings Bank
Newtown Savings Bank
36-Month CD
3.00%
$500
Touchmark Bank
Touchmark Bank
48-Month CD
3.00%
$1,000
Investment Savings Bank
Investment Savings Bank
30-Month CD
2.77%
$500
Camp Grove State Bank
Camp Grove State Bank
12-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
24-Month CD
2.75%
$1,000
Rosedale FSL
Rosedale FSL
60-Month CD
2.55%
$500
Karnes County National Bank
Karnes County National Bank
6-Month CD
2.53%
$1,000
Connex Credit Union
Connex Credit Union
Money Market
2.50%
$250,000
Ladysmith Federal S&L
36-Month CD
2.47%
$1,000
Spring Valley City Bank
60-Month CD
2.43%
$1,000
Sound Community Bank
Sound Community Bank
60-Month CD w/checking
2.43%
$1,000
Ergo Bank
Ergo Bank
60-Month CD
2.41%
$500
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
Act 1st Federal Credit Union
Act 1st Federal Credit Union
6-Month CD
2.25%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
48-Month CD
1.96%
$500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
24-Month CD
1.76%
$1,000
Park Bank
Park Bank
18-Month CD
1.69%
$2,500
First Nebraska Bank
First Nebraska Bank
Money Market Investment
1.66%
$1
Access Bank
Access Bank
Access Money Market
1.15%
$1,000
Eureka Savings Bank
Eureka Savings Bank
12-Month CD
1.11%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Super Saver Savings
1.00%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
60-Month CD
0.50%
$500
Brenham National Bank
Brenham National Bank
48-Month CD
0.50%
$1,000
FCNB of St. Paris
Statement Savings
0.35%
$50
United Orient Bank
United Orient Bank
3-Month CD
0.25%
$500
The Community State Bank
The Community State Bank
Money Market
0.20%
$2,500
FNB of Hope
Savings
0.20%
$100
American Savings Bank, FSB
American Savings Bank, FSB
18-Month CD
0.20%
$1,000
Clinton Savings Bank
Clinton Savings Bank
12-Month CD
0.20%
$10
First Financial of Maryland FCU
First Financial of Maryland FCU
Share Savings
0.10%
$1
PNB Community Bank
PNB Community Bank
Platinum Money Market
0.02%
$0
The Citizens Bank of Georgia
The Citizens Bank of Georgia
12-Month CD
0.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare COMMUNITY FIRST Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.500%
5.600%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.625%
5.705%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
5.625%
5.772%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
5.750%
5.790%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
5.625%
5.891%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
5.750%
5.897%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.500%
5.930%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
5.875%
6.004%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.000%
6.074%
0.000
Manasquan Bank
Manasquan Bank
5/6 ARM
6.000%
6.074%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare COMMUNITY FIRST Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare COMMUNITY FIRST Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have COMMUNITY FIRST rate data right now, check back for updates, we are adding rates all the time.

COMMUNITY FIRST Information

Credit Union Name: COMMUNITY FIRST
Website: http://.
Full Time Employees: 58
Part Time Employees: 5
President: John Schwandt
CEO: Timothy Rasmussen
Branch Locations: 4
ATM Locations: 3
Corporate Office Address:
9637 N Greenville Rd
Lakeview, MI 48850 9107
Phone Number: 989-352-6031
Fax Number: 989-352-6171

COMMUNITY FIRST Financials

Total Assets:
126,849,406
Total Amount of Shares and Deposits:
115,305,170
Total Shares and Deposits < 1 Year:
108,402,088
Total Shares and Deposits 1 3 Years:
6,825,818
Total Shares and Deposits > 3 Years:
77,263
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,163,920
Total Uninsured Shares and Deposits > $250K (F+J):
5,472,920
Total Insured Shares and Deposits > $250K (item 17 less item K):
109,832,250
Total Interest Expense (Sum of items 6 8):
477,713
Share Certificates:
1,168
Number of Accounts for Share Drafts:
9,492
IRA KEOGH Accounts:
115
Number of Accounts for Regular Shares:
17,116
All other shares:
153
Non Member Deposits:
2
Money Market Shares:
81
Net Income (unless the amount is already included in Undivided Earnings):
75,187
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,405,202
Total Liabilities:
117,235,513
Show More

COMMUNITY FIRST Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

CFG Community Bank CD Rates and Review: 12-Month Rate at 4.75% APY

CFG Community Bank CD Rates on 12-month certificates of deposit are one best CD rates available right now at 4.75% annual percentage yield (APY). Certificates of Deposit (CDs) are fixed-term investment options offered by Community First Bank (CFG Bank).

CFG Bank offers competitive interest rates on all of its CD accounts, not only their 1-year CD account. These deposits come with a guaranteed return and offer a higher rate of interest than traditional savings accounts. The interest rate is fixed for the entire term of the CD, which ranges from 12 months to 5 years. This means that the depositor knows exactly what rate they will receive, regardless of fluctuations in the market.

CFG Bank CD accounts have competitive interest rates but like any other posted rates are subject to change without notice. The bank also offers the option of automatic renewal at maturity, meaning that the CD will automatically renew for the same term at the then-current interest rate. This is a convenient option for those who prefer to keep their investments in a fixed-term deposit.

    Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Keeping with the recent trend, long term fixed mortgage loan rates and 5 year adjustable mortgage interest rates close out 2010 higher in the most recent mortgage rate survey. 1 year adjustable mortgage loan rates bucked the trend and were lower in the last Primary Mortgage Market Survey released by Freddie Mac in 2010. Conforming 30 year mortgage interest rates are averaging 4.86 percent with 0.8 mortgage discount points for the week ending December 30, 2010. The previous week's mortgage rate survey had 30 year mortgage loan rates averaging 4.83 percent with 0.7 mortgage discount points.
30 year mortgage rates hit a new low for 2011 after declining 13 basis points overnight. Today's mortgage rates declined on a sharp drop in 10 year bond yields which closed yesterday at 2.46%. Current 30 year mortgage rates are averaging 4.33%, a decline from an average rate of 4.46%. 30 mortgage year rates will probably hit 4.25% over the weekend if bond yields continue to drop. Rates will fall even further if the economy falls into another recession.
Average fixed conforming mortgage rates today matched all-time record lows for both 30 year loans and 15 year loans in Freddie Mac's Primary Mortgage Market Survey (PMMS). In this week's survey conforming 30 year mortgage rates declined to 3.66 percent with 0.7 points for the week ending June 28, 2102, matching an all-time low set last week.

Bank or Credit Union Offers and Deals

Navy Federal Credit Union 12 Month CD Rate of 2.86%
EverBank 5 Year Jumbo CD Rates now at 1.73%
9/30/15 Deposit Rate Report
Mortgage Rates: Home Mortgage Rates
Long Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66%
Life Insurance - Getting the Best Life Insurance Rates and Life Insurance Quotes
Higher Mortgage Rates and Home Prices to Curb Price Appreciation in 2014
Current National Savings Account Rates
OneUnited Bank Savings Jumbo Rates now at 0.60%
Mortgage Rates: 30 Year Mortgage Rates at 5.06% and 15 Year Mortgage Rates at 4.45%

Alternative Bank and Credit Union Offers to Explore

Long Term CD Rates Fremont, CA
Mortgage Rates Current: 30 Year Mortgage Rates at 5.17% and 15 Year Mortgage Rates at 4.55%
Citibank 6 Month CD Rate
Banks Raising Credit Card Interest Rates Ahead of New Credit Card Rules
Current Mortgage Rates Decline: 30 Year Jumbo Mortgage Rates Averaging 4.22% Today
Weekly Mortgage Rates: June 15 2009
Mortgage Rates Decline: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.27%
Mortgage Rates: Weekly Average Mortgage Rates April 4, 2011
Mortgage Rates: Weekly Average Rates Mixed as Budget Talks Continue, 30 Year Mortgage rates at 4.59%
Financing a New Car or Used Car Purchase

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