What are the current interest rates at Dakota Plains Credit Union?

Current rates for Dakota Plains Credit Union include: 12-Month CD: 2.30%, 18-Month CD: 1.80%, 24-Month CD: 1.65%, Savings: 0.02%, MMA: 1.25%

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Dakota Plains Credit Union

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Dakota Plains Credit Union Rates & Review September 2026

Q: Is a member application needed to join Dakota Plains Credit Union?

Yes, to access services at Dakota Plains Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dakota Plains Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Dakota Plains Credit Union's 24 Month IRA CD rates are at 4.50%, 24 Month IRA CD rates are at 4.50%, 18 Month IRA CD rates are at 4.25%, 18 Month IRA CD rates are at 4.25%, 9 Month IRA CD rates are at 3.75%. Dakota Plains Credit Union's savings rates are at 0.02%. Dakota Plains Credit Union's money market rates are at 1.25%. MonitorBankRates evaluates the financial stability of Dakota Plains Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.75%. Rates last updated and verified on 09/22/2026.

Dakota Plains Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dakota Plains Credit Union? Share your experience about Dakota Plains Credit Union by leaving a review below, or read customer reviews before you decide to use Dakota Plains Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.75%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Dakota Plains Credit Union
DPCU - Edgeley

212 5th Ave
Edgeley, ND 58433

https://dakotaplainscreditunion.com

Dakota Plains Credit Union CD Rates

Product	Rate	APY	Term
24 Month IRA CD	-	4.50%	24 Month
Min Balance $500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
24 Month IRA CD	-	4.50%	24 Month
Min Deposit $500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
18 Month IRA CD	-	4.25%	18 Month
Min Balance $500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
18 Month IRA CD	-	4.25%	18 Month
Min Deposit $500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
9 Month IRA CD	-	3.75%	9 Month
Min Balance $500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
9 Month IRA CD	-	3.75%	9 Month
Min Deposit $500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
12 Month Certificate of Deposit	-	3.00%	12 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
6 Month Certificate of Deposit	-	2.75%	6 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
6 Month Youth CD	-	2.75%	6 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
12 Month Certificate of Deposit	-	2.40%	12 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
12 Month Certificate of Deposit	-	2.30%	12 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
6 Month Certificate of Deposit	-	2.25%	6 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
6 Month Youth CD	-	2.25%	6 Month
Min Balance $10,000 Details Balance: $10,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
18 Month Certificate of Deposit	-	2.00%	18 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
18 Month Certificate of Deposit	-	1.90%	18 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
24 Month Certificate of Deposit	-	1.85%	24 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
30 Month Come Grow with Us Special	-	1.85%	30 Month
Min Balance $10,000 Details Balance: $10,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
18 Month Certificate of Deposit	-	1.80%	18 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
24 Month Certificate of Deposit	-	1.75%	24 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
36 Month Certificate of Deposit	-	1.75%	36 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
30 Month Come Grow with Us Special	-	1.70%	30 Month
Min Balance $1,000 Details Balance: $1,000 to $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
24 Month Certificate of Deposit	-	1.65%	24 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
36 Month Certificate of Deposit	-	1.65%	36 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
30 Month Come Grow with Us Special	-	1.55%	30 Month
Min Balance $100 Details Balance: $100 to $999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
36 Month Certificate of Deposit	-	1.55%	36 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
6 Month Certificates of Deposit (CDs) - Youth	-	1.40%	6 Month
Min Balance $50 Details Balance: $50-$9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
6 Month Youth CD	-	1.40%	6 Month
Min Balance $50 Details Balance: $50-$9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
6 Month Certificate of Deposit	-	1.30%	6 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
3 Month Certificate of Deposit	-	0.90%	3 Month
Min Balance $50,000 Details Balance: $50,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
3 Month Certificate of Deposit	-	0.80%	3 Month
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
3 Month Certificate of Deposit	-	0.70%	3 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
3 Month Certificate of Deposit	-	0.60%	3 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%

Dakota Plains Credit Union Savings Rates

Product	Rate	APY
Money Market Savings	0.80%	0.80%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.70%	0.70%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.70%	0.70%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.50%	0.50%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.50%	0.50%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Christmas Club Shares	0.05%	0.05%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Membership Savings	0.02%	0.02%
Min Balance $101 Details Balance: $101 - $2,499 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Membership Savings	0.02%	0.02%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Membership Savings	0.02%	0.02%
Min Balance $101 Details Balance: $101 - $2,499 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%

Dakota Plains Credit Union Money Market Rates

Product	Rate	APY
Money Market Elite	1.50%	1.50%
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Elite	1.25%	1.25%
Min Balance $50,000 Details Balance: $50,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Elite	1.25%	1.25%
Min Balance $50,000 Details Balance: $50,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.80%	0.80%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.70%	0.70%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.70%	0.70%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.50%	0.50%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Money Market Savings	0.50%	0.50%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%

Dakota Plains Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
6 Month Youth Certificate	-	-	1.40%	6 Month
Min Balance $50 Details Balance: $50-$9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
6 Month Youth Certificate	-	-	2.25%	6 Month
Min Balance $10,000 Details Balance: $10,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
6 Month Youth Certificate	-	-	2.75%	6 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
IRA Shares	1.80%	-	1.80%
Min Balance $100 Details Balance: $100 - $5,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
IRA Shares	2.00%	-	2.00%
Min Balance $5,001 Details Balance: $5,001+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
IRA Shares	1.80%	-	1.80%
Min Balance $100 Details Balance: $100 - $5,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Kasasa Cash Checking	5.00%	-	5.00%
Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Kasasa Cash Checking	0.02%	-	0.02%
Min Balance $0 Details All balances if qualifications not met Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Kasasa Cash Checking	-	-	5.00%
Min Balance $0 Details Qualifications Required: Qualifications Required; 5.00% APY on balances up to $25,000.00; Balance: $0 - $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Kasasa Cash Checking	-	-	5.00%
Min Balance $25,001 Details Published APY range: 5.00% to 0.25%. Balance: $25,001+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Kasasa Saver Savings	0.25%	-	0.25%
Min Balance $0 Details Balance: $0 - $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Kasasa Saver Savings	0.10%	-	0.10%
Min Balance $25,001 Details Published APY range: 0.10% to 0.25%. Balance: $25,001+; APY is a range Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Kasasa Saver Savings	0.25%	-	0.25%
Min Balance $0 Details Balance: $0 - $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Kasasa Saver Savings	0.10%	-	0.10%
Min Balance $25,001 Details Published APY range: 0.10% to 0.25%. Balance: $25,001+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Pee Wee Shares	0.02%	-	0.02%
Min Balance $100 Details Balance: $100-$2,499 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Pee Wee Shares	0.02%	-	0.02%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Pee Wee Shares	0.02%	-	0.02%
Min Balance $100 Details Balance: $100-$2,499 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Teen Shares	0.02%	-	0.02%
Min Balance $100 Details Balance: $100-$2,499 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Teen Shares	0.02%	-	0.02%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Teen Shares	0.02%	-	0.02%
Min Balance $100 Details Balance: $100-$2,499 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Youth Savings Account	-	-	1.40%	6 Month
Min Balance $50 Details Balance: $50-$9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Youth Savings Account	-	-	2.25%	6 Month
Min Balance $10,000 Details Balance: $10,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%
Youth Savings Account	-	-	2.75%	6 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.75%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Dakota Plains Credit Union’s Texas Ratio rose from 2.03% in Q2 2023 to 11.75% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$94M	11.75%	5.0	A
December 31, 2025	$98M	9.18%	5.0	A
September 30, 2025	$94M	7.91%	5.0	A
June 30, 2025	$91M	13.07%	5.0	A
March 31, 2025	$93M	4.27%	5.0	A+
December 31, 2024	$93M	6.50%	5.0	A
September 30, 2024	$88M	6.76%	5.0	A
June 30, 2024	$88M	5.62%	5.0	A+
March 31, 2024	$92M	5.71%	5.0	A+
December 31, 2023	$93M	5.35%	5.0	A+
September 30, 2023	$94M	3.54%	5.0	A+
June 30, 2023	$91M	2.03%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Dakota Plains Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Dakota Plains Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dakota Plains Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dakota Plains Credit Union

Website https://dakotaplainscreditunion.com

Address 212 5th Ave, Edgeley, ND 58433

Phone 701-493-2334

Fax 701-493-2702

President Kent Schimke

CEO Jeanne Witt

Full-Time Employees 28

Part-Time Employees 2

Branch Locations 3

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.75%

Return on Assets (ROA)

0.1675%

Return on Equity (ROE)

1.4018%

Non-Performing Loans Ratio (NPL)

1.81%

Total Assets

94,424,754

Total Amount of Shares and Deposits

82,440,004

Total Shares and Deposits < 1 Year

78,798,469

Total Shares and Deposits 1 3 Years

3,396,535

Total Shares and Deposits > 3 Years

245,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

9,413,392

Total Uninsured Shares and Deposits > $250K (F+J)

9,413,392

Total Insured Shares and Deposits > $250K (item 17 less item K)

73,026,612

Total Interest Expense (Sum of items 6 8)

254,347

Share Certificates

455

Number of Accounts for Share Drafts

2,450

IRA KEOGH Accounts

Number of Accounts for Regular Shares

4,236

All other shares

1,558

Non Member Deposits

Money Market Shares

214

Net Income (unless the amount is already included in Undivided Earnings)

199,385

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,816,292

Total Liabilities

83,185,356

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Dakota Plains Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Dakota Plains Credit Union

How many branches does Dakota Plains Credit Union operate?

Dakota Plains Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dakota Plains Credit Union?

Yes, to access services at Dakota Plains Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dakota Plains Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dakota Plains Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dakota Plains Credit Union offer online and mobile banking?

Most modern institutions like Dakota Plains Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://dakotaplainscreditunion.com.