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 Dakota Plains Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Dakota Plains Credit Union's 24 Month IRA CDs of Deposit (CDs) rates are at 4.50%, CDs of Deposit (CDs) 24 Month IRA CD rates are at 4.50%, 18 Month IRA CDs of Deposit (CDs) rates are at 4.25%, CDs of Deposit (CDs) 18 Month IRA CD rates are at 4.25%, 9 Month IRA CDs of Deposit (CDs) rates are at 3.75%. Dakota Plains Credit Union's savings rates are at 0.00%. Dakota Plains Credit Union's money market rates are at 1.25%. MonitorBankRates evaluates the financial stability of Dakota Plains Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.57%. Rates were last updated on 04/19/2026. Dakota Plains Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dakota Plains Credit Union? Share your experience about Dakota Plains Credit Union by leaving a review below, or read customer reviews before you decide to use Dakota Plains Credit Union. Dakota Plains Credit Union
DPCU Edgeley 212 5th Ave
https://dakotaplainscreditunion.com Edgeley, ND 58433 
Dakota Plains Credit Union CD Rates
Dakota Plains Credit Union Savings Rates
Dakota Plains Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Dakota Plains Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dakota Plains Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Dakota Plains Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Dakota Plains Credit Union
Address
212 5th Ave,
Edgeley, ND 58433
Phone
701-493-2334
Fax
701-493-2702
President
Kent Schimke
CEO
Jeanne Witt
Full-Time Employees
27
Part-Time Employees
0
Branch Locations
3
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.57%
Return on Assets (ROA)
0.1177%
Return on Equity (ROE)
1.0124%
Non-Performing Loans Ratio (NPL)
1.10%
Total Assets
93,916,477
Total Amount of Shares and Deposits
79,211,521
Total Shares and Deposits < 1 Year
77,757,376
Total Shares and Deposits 1 3 Years
1,209,145
Total Shares and Deposits > 3 Years
245,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,373,414
Total Uninsured Shares and Deposits > $250K (F+J)
6,373,414
Total Insured Shares and Deposits > $250K (item 17 less item K)
72,838,107
Total Interest Expense (Sum of items 6 8)
926,564
Share Certificates
499
Number of Accounts for Share Drafts
2,610
IRA KEOGH Accounts
66
Number of Accounts for Regular Shares
4,787
All other shares
1,749
Non Member Deposits
13
Money Market Shares
219
Net Income (unless the amount is already included in Undivided Earnings)
110,582
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,939,972
Total Liabilities
83,036,381
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Dakota Plains Credit UnionIs Dakota Plains Credit Union a safe place to deposit money?Yes, Dakota Plains Credit Union is considered a safe financial institution. With a Texas Ratio of 8.567230233578%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Dakota Plains Credit Union operate?Dakota Plains Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Dakota Plains Credit Union?Yes, to access services at Dakota Plains Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Dakota Plains Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Dakota Plains Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Dakota Plains Credit Union offer online and mobile banking?Most modern institutions like Dakota Plains Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://dakotaplainscreditunion.com. Current Dakota Plains Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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