What are the current interest rates at Dakota Plains Credit Union?

Current rates for Dakota Plains Credit Union include: 12-Month CD: 2.30%, 18-Month CD: 1.80%, 24-Month CD: 1.65%, Savings: 2.75%, MMA: 1.50%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Dakota Plains Credit Union

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Dakota Plains Credit Union Rates & Review October 2026

Q: Is a member application needed to join Dakota Plains Credit Union?

Yes, to access services at Dakota Plains Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dakota Plains Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Dakota Plains Credit Union's top rates as of October 9, 2026 are 4.50% APY on its 24 Month IRA CD, 2.75% APY on savings, and 1.50% APY on money market accounts, according to rates verified by MonitorBankRates. Other Dakota Plains Credit Union CD rates include 13 Month CO-OP Special CD at 4.25%, 18 Month IRA CD at 4.25%, and 9 Month IRA CD at 3.75%. MonitorBankRates evaluates the financial stability of Dakota Plains Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.34%. Rates last updated and verified on 10/09/2026.

Dakota Plains Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dakota Plains Credit Union? Share your experience about Dakota Plains Credit Union by leaving a review below, or read customer reviews before you decide to use Dakota Plains Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.34%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Dakota Plains Credit Union
DPCU - Edgeley

212 5th Ave
Edgeley, ND 58433

https://dakotaplainscreditunion.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Dakota Plains Credit Union CD Rates

Product	Rate	APY	Term
24 Month IRA CD	-	4.50%	24 Month
Min Balance $500 Details Balance: $500+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
13 Month CO-OP Special Share Certificate	-	4.25%	13 Month
Min Deposit $5,000 Min Balance $5,000 Details New Money Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
18 Month IRA CD	-	4.25%	18 Month
Min Balance $500 Details Balance: $500+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
9 Month IRA CD	-	3.75%	9 Month
Min Balance $500 Details Balance: $500+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 12 Month	-	3.00%	12 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 6 Month	-	2.75%	6 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 12 Month	-	2.40%	12 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 12 Month	-	2.30%	12 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 6 Month	-	2.25%	6 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 18 Month	-	2.00%	18 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 18 Month	-	1.90%	18 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
30 Month Come Grow with Us Special	-	1.85%	30 Month
Min Balance $10,000 Details Balance: $10,000+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 24 Month	-	1.85%	24 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 18 Month	-	1.80%	18 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 24 Month	-	1.75%	24 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 36 Month	-	1.75%	36 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
30 Month Come Grow with Us Special	-	1.70%	30 Month
Min Balance $1,000 Details Balance: $1,000 to $9,999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 24 Month	-	1.65%	24 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 36 Month	-	1.65%	36 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
30 Month Come Grow with Us Special	-	1.55%	30 Month
Min Balance $100 Details Balance: $100 to $999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 36 Month	-	1.55%	36 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 6 Month - Youth	-	1.40%	6 Month
Min Balance $50 Details Balance: $50-$9,999 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 1.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 6 Month	-	1.30%	6 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 3 Month	-	0.90%	3 Month
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 3 Month	-	0.80%	3 Month
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 3 Month	-	0.70%	3 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Certificates of Deposit (CDs) - 3 Month	-	0.60%	3 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%

Dakota Plains Credit Union Savings Rates

Product	Rate	APY
Money Market Savings	0.80%	0.80%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Money Market Savings	0.70%	0.70%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Money Market Savings	0.50%	0.50%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Christmas Club Shares	0.05%	0.05%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Membership Savings	0.02%	0.02%
Min Balance $101 Details Balance: $101 - $2,499 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Membership Savings	0.02%	0.02%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%

Dakota Plains Credit Union Money Market Rates

Product	Rate	APY
Money Market Elite	1.50%	1.50%
Min Balance $150,000 Details Balance: $150,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Money Market Elite	1.25%	1.25%
Min Balance $50,000 Details Balance: $50,000-$149,999 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 1.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Money Market Savings	0.80%	0.80%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Money Market Savings	0.70%	0.70%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Money Market Savings	0.50%	0.50%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%

Dakota Plains Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
IRA Shares	1.80%	-	1.80%
Min Balance $100 Details Balance: $100 - $5,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 1.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
IRA Shares	2.00%	-	2.00%
Min Balance $5,001 Details Balance: $5,001+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Cash Checking	5.00%	-	5.00%
Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; Be enrolled in and agree to receive e-statements; Be enrolled in and log into online banking; Balance: $0 - $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Cash Checking	0.02%	-	0.02%
Min Balance $0 Details All balances if qualifications not met Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 5.00% → 0.02% ▼ 4.98 pts · high 5.00% / low 0.02% Sep 22, 20260.02%▼ from 5.00% Sep 18, 20265.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 12 Month Savings	-	-	2.30%	12 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.30% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 12 Month Savings	-	-	2.40%	12 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.40% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 12 Month Savings	-	-	3.00%	12 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 18 Month Savings	-	-	1.80%	18 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 18 Month Savings	-	-	1.90%	18 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.90% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 18 Month Savings	-	-	2.00%	18 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 24 Month Savings	-	-	1.65%	24 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.65% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 24 Month Savings	-	-	1.75%	24 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 24 Month Savings	-	-	1.85%	24 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.85% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 3 Month Savings	-	-	0.60%	3 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.60% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 3 Month Savings	-	-	0.70%	3 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.70% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 3 Month Savings	-	-	0.80%	3 Month
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 3 Month Savings	-	-	0.90%	3 Month
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.90% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 36 Month Savings	-	-	1.55%	36 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.55% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 36 Month Savings	-	-	1.65%	36 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.65% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 36 Month Savings	-	-	1.75%	36 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 6 Month - Youth Savings	-	-	1.40%	6 Month
Min Balance $50 Details Balance: $50-$9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.40% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 6 Month - Youth Savings	-	-	2.25%	6 Month
Min Balance $10,000 Details Balance: $10,000-$24,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 6 Month - Youth Savings	-	-	2.75%	6 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 6 Month Savings	-	-	1.30%	6 Month
Min Balance $500 Details Balance: $500 to $9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.30% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 6 Month Savings	-	-	2.25%	6 Month
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver - 6 Month Savings	-	-	2.75%	6 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver 30 Month Come Grow with Us Special Savings	-	-	1.55%	30 Month
Min Balance $100 Details Balance: $100 to $999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.55% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver 30 Month Come Grow with Us Special Savings	-	-	1.70%	30 Month
Min Balance $1,000 Details Balance: $1,000 to $9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.70% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver 30 Month Come Grow with Us Special Savings	-	-	1.85%	30 Month
Min Balance $10,000 Details Balance: $10,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.85% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Christmas Club Shares Savings	0.05%	-	0.05%
Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver IRA Shares Savings	1.80%	-	1.80%
Min Balance $100 Details Balance: $100 - $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver IRA Shares Savings	2.00%	-	2.00%
Min Balance $5,001 Details Balance: $5,001+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Membership Savings	0.02%	-	0.02%
Min Balance $101 Details Balance: $101 - $2,499 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Membership Savings	0.02%	-	0.02%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Money Market Elite Savings	1.25%	-	1.25%
Min Balance $50,000 Details Balance: $50,000-$149,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Money Market Elite Savings	1.50%	-	1.50%
Min Balance $150,000 Details Balance: $150,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Money Market Savings	0.50%	-	0.50%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.50% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Money Market Savings	0.60%	-	0.60%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.60% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Money Market Savings	0.70%	-	0.70%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.70% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Money Market Savings	0.80%	-	0.80%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Pee Wee Shares Savings	0.02%	-	0.02%
Min Balance $100 Details Balance: $100-$2,499 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Pee Wee Shares Savings	0.02%	-	0.02%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Savings	0.25%	-	0.25%
Min Balance $0 Details Balance: $0 - $25,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Savings	0.10%	-	0.10%
Min Balance $25,001 Details Published APY range: 0.10% to 0.25%. Balance: $25,001+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Teen Shares Savings	0.02%	-	0.02%
Min Balance $100 Details Balance: $100-$2,499 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Kasasa Saver Teen Shares Savings	0.02%	-	0.02%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Pee Wee Shares	0.02%	-	0.02%
Min Balance $100 Details Balance: $100-$2,499 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Pee Wee Shares	0.02%	-	0.02%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Teen Shares	0.02%	-	0.02%
Min Balance $100 Details Balance: $100-$2,499 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Teen Shares	0.02%	-	0.02%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Youth Savings Account	-	-	1.40%	6 Month
Min Balance $50 Details Balance: $50-$9,999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Youth Savings Account	-	-	2.25%	6 Month
Min Balance $10,000 Details Balance: $10,000-$24,999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%
Youth Savings Account	-	-	2.75%	6 Month
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.34%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Dakota Plains Credit Union’s Texas Ratio rose from 3.54% in Q3 2023 to 6.34% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$93M	6.34%	5.0	A
March 31, 2026	$94M	11.75%	5.0	A
December 31, 2025	$98M	9.18%	5.0	A
September 30, 2025	$94M	7.91%	5.0	A
June 30, 2025	$91M	13.07%	5.0	A
March 31, 2025	$93M	4.27%	5.0	A+
December 31, 2024	$93M	6.50%	5.0	A
September 30, 2024	$88M	6.76%	5.0	A
June 30, 2024	$88M	5.62%	5.0	A+
March 31, 2024	$92M	5.71%	5.0	A+
December 31, 2023	$93M	5.35%	5.0	A+
September 30, 2023	$94M	3.54%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Dakota Plains Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Dakota Plains Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dakota Plains Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dakota Plains Credit Union

Website https://dakotaplainscreditunion.com

Address 212 5th Ave, Edgeley, ND 58433

Phone 701-493-2334

Fax 701-493-2702

President Kent Schimke

CEO Jeanne Witt

Full-Time Employees 28

Part-Time Employees 2

Branch Locations 3

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.34%

Return on Assets (ROA)

0.4394%

Return on Equity (ROE)

3.5818%

Non-Performing Loans Ratio (NPL)

0.96%

Total Assets

93,337,614

Total Amount of Shares and Deposits

81,104,791

Total Shares and Deposits < 1 Year

77,174,129

Total Shares and Deposits 1 3 Years

3,685,661

Total Shares and Deposits > 3 Years

245,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

8,998,212

Total Uninsured Shares and Deposits > $250K (F+J)

8,998,212

Total Insured Shares and Deposits > $250K (item 17 less item K)

72,106,579

Total Interest Expense (Sum of items 6 8)

511,543

Share Certificates

496

Number of Accounts for Share Drafts

2,485

IRA KEOGH Accounts

Number of Accounts for Regular Shares

4,214

All other shares

1,527

Non Member Deposits

Money Market Shares

213

Net Income (unless the amount is already included in Undivided Earnings)

410,125

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,950,176

Total Liabilities

81,887,476

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Dakota Plains Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Dakota Plains Credit Union

How many branches does Dakota Plains Credit Union operate?

Dakota Plains Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dakota Plains Credit Union?

Yes, to access services at Dakota Plains Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dakota Plains Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dakota Plains Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dakota Plains Credit Union offer online and mobile banking?

Most modern institutions like Dakota Plains Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://dakotaplainscreditunion.com.