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Lincoln Park Community Credit Union

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Lincoln Park Community Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lincoln Park Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Lincoln Park Community Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Lincoln Park Community Credit Union, and you can see how they compare in the Lincoln Park Community Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Lincoln Park Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.81%. Database rates last updated and verified on 08/29/2026.

Lincoln Park Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lincoln Park Community Credit Union? Share your experience about Lincoln Park Community Credit Union by leaving a review below, or read customer reviews before you decide to use Lincoln Park Community Credit Union.

Exceptional Health Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.81%

Excellent Lower than avg

Lincoln Park Community Credit Union
LPCCU Main Office

1400 Emmons Blvd
Lincoln Park, MI 48146 3836

Current Rate Availability

We're not currently displaying rates for Lincoln Park Community Credit Union, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Lincoln Park Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Lincoln Park Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lincoln Park Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lincoln Park Community Credit Union

Website N/A

Address 1400 Emmons Blvd, Lincoln Park, MI 48146 3836

Phone 313-389-2300

Fax 313-928-9611

President Thomas Karnes

CEO Crystal Hennig

Full-Time Employees 8

Part-Time Employees 2

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.81%

Return on Assets (ROA)

0.6579%

Return on Equity (ROE)

3.6122%

Non-Performing Loans Ratio (NPL)

1.00%

Total Assets

60,948,758

Total Amount of Shares and Deposits

53,203,566

Total Shares and Deposits < 1 Year

53,203,566

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,651,057

Total Uninsured Shares and Deposits > $250K (F+J)

2,651,057

Total Insured Shares and Deposits > $250K (item 17 less item K)

50,552,509

Total Interest Expense (Sum of items 6 8)

316,885

Number of Accounts for Share Drafts

1,904

Number of Accounts for Regular Shares

2,801

All other shares

358

Non Member Deposits

Money Market Shares

332

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,711,779

Total Liabilities

53,333,566

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Lincoln Park Community Credit Union earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Lincoln Park Community Credit Union

How many branches does Lincoln Park Community Credit Union operate?

Lincoln Park Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lincoln Park Community Credit Union?

Yes, to access services at Lincoln Park Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lincoln Park Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lincoln Park Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lincoln Park Community Credit Union offer online and mobile banking?

Most modern institutions like Lincoln Park Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.