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Community West Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Community West Credit Union's top rates as of October 9, 2026 are 4.00% APY on its 12 - 17 Month CD, 5.00% APY on savings, 3.00% APY on money market accounts, 3.00% APY on checking, 4.25% on its Expand CUSC Refinance Loan - 5 Year Variable Rate mortgage, and personal loans from 12.00% APR, according to rates verified by MonitorBankRates. Other Community West Credit Union CD rates include Expand Health Savings Account (HSA) CD - 12 - 17 Month CD at 4.00%, 12 Month Youth(Explorer) CD at 3.85%, and 18 - 23 Month CD at 3.75%. Other Community West Credit Union mortgage rates include Expand CUSC Refinance Loan - 10 Year Variable Rate at 5.00%, Expand CUSC Refinance Loan - 15 Year Variable Rate at 5.75%, and Expand CUSC Refinance Loan - 5 Year Fixed Rate at 6.00%. MonitorBankRates evaluates the financial stability of Community West Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates last updated and verified on 10/09/2026.

Community West Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community West Credit Union? Share your experience about Community West Credit Union by leaving a review below, or read customer reviews before you decide to use Community West Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.21%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Community West Credit Union
Broadmoor
5801 Broadmoor Ave SE
Kentwood, MI 49512
https://www.communitywestcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Community West Credit Union CD Rates

Product Rate APY Term View More
12 - 17 Month CD 3.94% 4.00% 12-17 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Health Savings Account (HSA) CD - 12 - 17 Month CD 3.94% 4.00% 12-17 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
12 Month Youth(Explorer) CD 3.79% 3.85% 12-month
Details Youth(Explorer) CD
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
18 - 23 Month CD 3.69% 3.75% 18-23 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
24 - 35 Month CD 3.69% 3.75% 24-35 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
36 - 47 Month CD 3.69% 3.75% 36-47 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Health Savings Account (HSA) CD - 18 - 23 Month CD 3.69% 3.75% 18-23 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Health Savings Account (HSA) CD - 24 - 35 Month CD 3.69% 3.75% 24-35 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Health Savings Account (HSA) CD - 36 - 47 Month CD 3.69% 3.75% 36-47 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
6 - 11 Month CD 3.60% 3.65% 6-11 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 9, 2026: 3.65% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Health Savings Account (HSA) CD - 6 - 11 Month CD 3.60% 3.65% 6-11 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 9, 2026: 3.65% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
48 - 59 Month CD 3.45% 3.50% 48-59 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
60 Month CD 3.45% 3.50% 60 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Health Savings Account (HSA) CD - 48 - 59 Month CD 3.45% 3.50% 48-59 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Health Savings Account (HSA) CD - 60 Month CD 3.45% 3.50% 60 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%

Community West Credit Union Savings Rates

Product Rate APY View More
Navigator Savings 4.91% 5.00%
Min Balance $500
Details Balance: $500.00 - $999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Navigator Savings 4.18% 4.25%
Min Balance $0
Details Balance: $0.00 - $499.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Navigator Savings 2.48% 2.50%
Min Balance $1,000
Details Balance: $1000.00 - $2,499.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Youth Savings (Ages 0-17) 1.98% 2.00%
Details Dividends are paid quarterly.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Advantage Savings 1.24% 1.25%
Min Balance $100,000
Details Balances of $100,000 or more
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 5 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Navigator Savings 0.50% 0.50%
Min Balance $2,500
Details Balance: $2,500.00+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Regular Savings 0.10% 0.10%
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%

Community West Credit Union Money Market Rates

Product Rate APY View More
Expand Quest Money Market 2.96% 3.00%
Min Balance $250,000
Details Balance: $250,000 - $999,999
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 9, 2026: 3.00% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Quest Money Market 2.72% 2.75%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 9, 2026: 2.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Quest Money Market 2.72% 2.75%
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 9, 2026: 2.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Quest Money Market 1.74% 1.75%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 1.75% APY
1.25%1.75%2.25%Oct 9, 2026: 1.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Quest Money Market 0.75% 0.75%
Min Balance $0
Details Balance: $0.00 - $9,999
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 9, 2026: 0.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Quest Money Market 0.75% 0.75%
Min Balance $10,000
Details Balance: $10,000 - $49,999
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 9, 2026: 0.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%

Community West Credit Union Checking Rates

Product Rate APY View More
Expand Venture Checking 2.96% 3.00%
Min Balance $5,000
Details Earn 3.00%* interest on balances up to $5,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 9, 2026: 3.00% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Youth Checking 2.96% 3.00%
Min Balance $5,000
Details Ages: 0-17; Qualifying balance up to $5,000.00
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%

Community West Credit Union Mortgage Rates

Product Rate Points APR Term View More
Expand CUSC Refinance Loan - 5 Year Variable Rate - - 4.25% 5 Year
Details Variable Rate
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand CUSC Refinance Loan - 10 Year Variable Rate - - 5.00% 10 Year
Details Variable Rate
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 9, 2026: 5.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand CUSC Refinance Loan - 15 Year Variable Rate - - 5.75% 15 Year
Details Variable Rate
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 9, 2026: 5.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand CUSC Refinance Loan - 5 Year Fixed Rate - - 6.00% 5 Year
Details Fixed Rate
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 9, 2026: 6.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand CUSC Refinance Loan - 10 Year Fixed Rate - - 7.00% 10 Year
Details Fixed Rate
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand CUSC Refinance Loan - 15 Year Fixed Rate - - 8.00% 15 Year
Details Fixed Rate
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 9, 2026: 8.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%

Community West Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 6.24% 120-month
Details Appraisal may be required. Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Prime Equity HELOC - - 6.25%
Details HELOC - Variable Rates; Loan-to-Value: Less or equal to 95.00% CLTV; Rate: Prime* -.50%
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Home Equity Line of Credit - - 6.75%
Details Prime Rate as of 12-11-2025: 6.75% APR. 3.00% APR Floor. Appraisal may be required. Must have property insurance and be able to provide proof upon request. Certain loans may have more requirements. The maximum annual percentage rate may be imposed in a variable-rate plan. Member should consult a tax adviser for further information on tax deductibility.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%

Community West Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Electric/Hybrid Vehicle (2026-2022) Loan - - 5.30% 36-month
Details Vehicles with over 100,000 miles are subject to an additional .50% rate increase. Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.19% → 5.30% ▲ 1.11 pts · high 5.30% / low 4.19%
3.08%4.75%6.41%Sep 14, 2026: 4.19% APROct 9, 2026: 5.30% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.30%▲ from 4.19%
  • Sep 14, 20264.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric/Hybrid Vehicle Loan - - 5.30% 36-month
Details As Low As; Electric/Hybrid Loans (2026-2022)
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.19% → 5.30% ▲ 1.11 pts · high 5.30% / low 4.19%
3.08%4.75%6.41%Sep 14, 2026: 4.19% APROct 9, 2026: 5.30% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.30%▲ from 4.19%
  • Sep 14, 20264.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric/Hybrid Vehicle Loan - - 5.30% 48-month
Details As Low As; Electric/Hybrid Loans (2026-2022)
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.30% APR
4.80%5.30%5.80%Oct 9, 2026: 5.30% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric/Hybrid Vehicle Loan - - 5.30% 60-month
Details As Low As; Electric/Hybrid Loans (2026-2022)
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.30% APR
4.80%5.30%5.80%Oct 9, 2026: 5.30% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric/Hybrid Vehicle Loan - - 5.55% 72-month
Details As Low As; Electric/Hybrid Loans (2026-2022)
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 4.95% → 5.55% ▲ 0.60 pts · high 5.70% / low 4.95%
4.20%5.33%6.45%Sep 14, 2026: 4.95% APRSep 18, 2026: 5.70% APROct 9, 2026: 5.55% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.55%▼ from 5.70%
  • Sep 18, 20265.70%▲ from 4.95%
  • Sep 14, 20264.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used Auto (2026-2022) - - 5.80% 36-month
Details Autos with over 100,000 miles are subject to an additional .50% rate increase. Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.69% → 5.80% ▲ 1.11 pts · high 5.80% / low 4.69%
3.58%5.25%6.91%Sep 14, 2026: 4.69% APROct 9, 2026: 5.80% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.80%▲ from 4.69%
  • Sep 14, 20264.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used Auto Loan - - 5.80% 36-month
Details As Low As; New & Used Auto Loans (2026-2022)
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.80% APR
5.30%5.80%6.30%Oct 9, 2026: 5.80% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used Auto Loan - - 5.80% 48-month
Details As Low As; New & Used Auto Loans (2026-2022)
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.80% APR
5.30%5.80%6.30%Oct 9, 2026: 5.80% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used Auto Loan - - 5.80% 60-month
Details As Low As; New & Used Auto Loans (2026-2022)
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.80% APR
5.30%5.80%6.30%Oct 9, 2026: 5.80% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric/Hybrid Vehicle Loan (2021-2016) - - 6.05% 36-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.05% APR
5.55%6.05%6.55%Oct 9, 2026: 6.05% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric/Hybrid Vehicle Loan (2021-2016) - - 6.05% 48-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.05% APR
5.55%6.05%6.55%Oct 9, 2026: 6.05% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric/Hybrid Vehicle Loan (2021-2016) - - 6.05% 60-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.05% APR
5.55%6.05%6.55%Oct 9, 2026: 6.05% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used Auto Loan - - 6.05% 72-month
Details As Low As; New & Used Auto Loans (2026-2022)
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.05% APR
5.55%6.05%6.55%Oct 9, 2026: 6.05% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric/Hybrid Vehicle Loan - - 6.30% 84-month
Details As Low As; Electric/Hybrid Loans (2026-2022)
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.70% → 6.30% ▲ 0.60 pts · high 6.30% / low 5.70%
5.10%6.00%6.90%Sep 14, 2026: 5.70% APROct 9, 2026: 6.30% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.30%▲ from 5.70%
  • Sep 14, 20265.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Auto (2021 & Older) - - 6.55% 60-month
Details Autos with over 100,000 miles are subject to an additional .50% rate increase. Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.95% → 6.55% ▲ 0.60 pts · high 6.55% / low 5.95%
5.35%6.25%7.15%Sep 14, 2026: 5.95% APROct 9, 2026: 6.55% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.55%▲ from 5.95%
  • Sep 14, 20265.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Auto Loans (2021 - 2016) - 36-month term - - 6.55% 36-month
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.44% → 6.55% ▲ 1.11 pts · high 6.55% / low 5.44%
4.33%6.00%7.66%Sep 14, 2026: 5.44% APROct 9, 2026: 6.55% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.55%▲ from 5.44%
  • Sep 14, 20265.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Auto Loans (2021 - 2016) - 48-month term - - 6.55% 48-month
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.95% → 6.55% ▲ 0.60 pts · high 6.55% / low 5.95%
5.35%6.25%7.15%Sep 14, 2026: 5.95% APROct 9, 2026: 6.55% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.55%▲ from 5.95%
  • Sep 14, 20265.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Auto Loans (2021 - 2016) - 60-month term - - 6.55% 60-month
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.95% → 6.55% ▲ 0.60 pts · high 6.55% / low 5.95%
5.35%6.25%7.15%Sep 14, 2026: 5.95% APROct 9, 2026: 6.55% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.55%▲ from 5.95%
  • Sep 14, 20265.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used Auto Loan - - 6.80% 84-month
Details As Low As; New & Used Auto Loans (2026-2022)
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.80% APR
6.30%6.80%7.30%Oct 9, 2026: 6.80% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Auto Loans (2021 - 2016) - 72-month term - - 6.80% 72-month
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.20% → 6.80% ▲ 0.60 pts · high 6.80% / low 6.20%
5.60%6.50%7.40%Sep 14, 2026: 6.20% APROct 9, 2026: 6.80% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.80%▲ from 6.20%
  • Sep 14, 20266.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric/Hybrid Vehicle Loan (2021-2016) - - 7.05% 84-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.05% APR
6.55%7.05%7.55%Oct 9, 2026: 7.05% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
First Time Car Buyer Loan (Ages 18-24) - - 7.45% 84-month
Details Autos with over 100,000 miles are subject to an additional .50% rate increase. Certain loans may have more requirements. Member can not have a previous car payment on their credit report. A co-signer is required.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.45% APR · checked 4 times
6.95%7.45%7.95%Sep 14, 2026: 7.45% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Auto Loans (2021 - 2016) - 84-month term - - 7.55% 84-month
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.95% → 7.55% ▲ 0.60 pts · high 7.55% / low 6.95%
6.35%7.25%8.15%Sep 14, 2026: 6.95% APROct 9, 2026: 7.55% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.55%▲ from 6.95%
  • Sep 14, 20266.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
First Time Car Buyer Loan - First Car Loan (2026-2022) - - 7.80%
Details As Low As; Ages 18-24
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.80% APR
7.30%7.80%8.30%Oct 9, 2026: 7.80% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
First Time Car Buyer Loan - First Car Loan (2021-2016) - - 8.30%
Details As Low As; Ages 18-24
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.30% APR
7.80%8.30%8.80%Oct 9, 2026: 8.30% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Older Autos (2015 and older, up to 60-month term) - - 12.00% up to 60-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 4 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%

Community West Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New & Used RV (2026-2025) Loan - 6.50% 60-month
Details Vehicles over 100,000 miles are subject to an additional .50% rate increase. Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 4 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used RV Loans / Recreational Vehicle Loans (2026-2025) - 60-month term - 6.50% 60-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used RV Loans / Recreational Vehicle Loans (2026-2025) - 84-month term - 7.00% 84-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used RV Loans / Recreational Vehicle Loans (2026-2025) - 120-month term - 7.50% 120-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used RV (2024 & Older) Loan - 7.50% 60-month
Details Vehicles over 100,000 miles are subject to an additional .50% rate increase. Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used RV Loans / Recreational Vehicle Loans (2024 - 2016) - 7.50% 60-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 4 times
7.00%7.50%8.00%Sep 18, 2026: 7.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used RV Loans / Recreational Vehicle Loans (2024 - 2016) - 8.00% 84-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 8.00% APR · checked 4 times
7.50%8.00%8.50%Sep 18, 2026: 8.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used RV Loans / Recreational Vehicle Loans (2024 - 2016) - 8.50% 120-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 8.50% APR · checked 4 times
8.00%8.50%9.00%Sep 18, 2026: 8.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
New & Used RV Loans / Recreational Vehicle Loans (2026-2025) - 180-month term - 9.00% 180-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used RV Loans / Recreational Vehicle Loans (2024 - 2016) - 10.00% 180-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 18, 2026: 10.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Older RVs (2015 and older, up to 60-month term) Loan - 12.00% up to 60-month
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 5 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%

Community West Credit Union Personal Loan Rates

Product APR Term View More
12-60 Month Personal Loan 12.00% 12-60 months
Details As low as; Personal Loan
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 12.00% APR
11.50%12.00%12.50%Oct 9, 2026: 12.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Personal Loans 12.00% 60-month
Details Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 12.00% APR
11.50%12.00%12.50%Oct 9, 2026: 12.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%

Community West Credit Union Other Rates

Product Rate Points APY/APR Term View More
Classic Loan - - 17.99%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 17.99% APR · checked 5 times
17.49%17.99%18.49%Sep 14, 2026: 17.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Credit Builder Loan - - 11.50% 12 Month
Details Term: 12 Month Repayment term; Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 11.50% APR · checked 5 times
11.00%11.50%12.00%Sep 14, 2026: 11.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
CUSC Tuition Loan - Fixed Rate - - 4.75%
Details Fixed Rate***
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
CUSC Tuition Loan - Variable Rate - - 4.50%
Details Variable Rate**
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
CWCU Tuition Loan - - 5.75%
Details Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Electric Bike/EV Home Charging Station Loan - - 10.00% 60-month
Details Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 10.00% APR · checked 2 times
9.50%10.00%10.50%Sep 18, 2026: 10.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Expand Electric Bike/EV Home Charging Station Loan - - 10.00% 12-60 Month Loan
Details As Low As; *
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 10.00% APR · checked 2 times
9.50%10.00%10.50%Sep 18, 2026: 10.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Gold Loan - - 14.99%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 14.99% APR · checked 5 times
14.49%14.99%15.49%Sep 14, 2026: 14.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Line of Credit - - 13.75%
Details Prime* + 7.00% Monthly Variable
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 13.75% APR · checked 5 times
13.25%13.75%14.25%Sep 14, 2026: 13.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Line of Credit - - 6.75%
Details Prime Rate as of 12-11-2025: 6.75% APR. 3.00% APR Floor. Certain loans may have more requirements.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 13.75% → 6.75% ▼ 7.00 pts · high 13.75% / low 6.75%
0.00%10.38%20.75%Sep 14, 2026: 13.75% APROct 9, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.75%▼ from 13.75%
  • Sep 14, 202613.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Platinum Loan - - 11.99%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 11.99% APR · checked 5 times
11.49%11.99%12.49%Sep 14, 2026: 11.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Community West Credit Union’s Texas Ratio stayed near 2.64% in Q3 2023 to 2.21% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.6% 3.0★ 3.9% 4.0★ 5.2% 5.0★ Healthy zone – entire history below the 15% limit 2.64% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.21% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$252M2.21%5.0A+
March 31, 2026$255M2.58%5.0A+
December 31, 2025$249M2.27%5.0A+
September 30, 2025$248M2.81%5.0A+
June 30, 2025$251M3.26%5.0A+
March 31, 2025$252M2.70%5.0A+
December 31, 2024$245M3.24%5.0A+
September 30, 2024$247M3.34%5.0A+
June 30, 2024$257M2.86%5.0A+
March 31, 2024$257M2.99%5.0A+
December 31, 2023$257M3.86%5.0A+
September 30, 2023$252M2.64%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Community West Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community West Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community West Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community West Credit Union
Website https://www.communitywestcu.org
Address 5801 Broadmoor Ave SE, Kentwood, MI 49512
Phone 616-261-5657
Fax 616-698-0955
President Zachary Chaltry
CEO Heidi Hunt
Full-Time Employees 63
Part-Time Employees 2
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.21%
Return on Assets (ROA)
0.1895%
Return on Equity (ROE)
2.0434%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
252,408,523
Total Amount of Shares and Deposits
229,134,005
Total Shares and Deposits < 1 Year
223,530,846
Total Shares and Deposits 1 3 Years
4,157,530
Total Shares and Deposits > 3 Years
1,445,630
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,980,297
Total Uninsured Shares and Deposits > $250K (F+J)
8,980,297
Total Insured Shares and Deposits > $250K (item 17 less item K)
220,153,708
Total Interest Expense (Sum of items 6 8)
1,615,566
Share Certificates
1,539
Number of Accounts for Share Drafts
11,437
IRA KEOGH Accounts
352
Number of Accounts for Regular Shares
23,781
All other shares
381
Money Market Shares
1,974
Net Income (unless the amount is already included in Undivided Earnings)
478,399
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,745,352
Total Liabilities
234,573,706
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Community West Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/community-west-credit-union-rates-review-61677">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Community West Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Community West Credit Union

How many branches does Community West Credit Union operate?

Community West Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community West Credit Union?

Yes, to access services at Community West Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community West Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community West Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Community West Credit Union offer online and mobile banking?

Most modern institutions like Community West Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitywestcu.org.

Current Community West Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD4.00%
  • 24-Month CD3.75%
  • 60-Month CD3.50%
  • Savings5.00%
  • MMA3.00%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

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