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Community West Credit Union Rates and Review January 2026

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Community West Credit Union12-month CD rates can be found at 1.11%, 6-month CD rates at 3.79% and 3-month CD rates at 2.00%. Savings rates are at 0.20% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.93%. Credit Card rates are at 12.49%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to Community West Credit Union rates.

Compare Community West Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Community West Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Community West Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Community West Credit Union? Share your experience about Community West Credit Union by leaving a review below, or read customer reviews before you decide to use Community West Credit Union.

Overall, Community West Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Community West Credit Union
Broadmoor
5801 Broadmoor Ave SE
Kentwood, MI 49512
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
4.25%
$0
6-Month CD (Online)
3.90%
$1,000
12-Month CD
3.87%
$500
18-Month CD
3.85%
$1,000
60-Month CD
3.80%
$1,000
48-Month CD
3.70%
$1,000
6-Month CD
3.68%
$1,500
36-Month CD
3.57%
$500
18-Month CD
3.50%
$1,000
12-Month CD
3.50%
$500
18-Month CD
3.45%
$500
12-Month CD
3.25%
$1,000
48-Month CD
3.19%
$1,000
12-Month CD
3.09%
$2,500
48-Month CD
3.00%
$500
18-Month CD
2.86%
$1,000
3-Month CD
2.70%
$1,000
18-Month CD
2.50%
$500
18-Month CD
2.25%
$1,000
48-Month CD
2.25%
$1,000
18-Month CD
2.06%
$1,000
60-Month CD
2.05%
$500
18-Month CD
2.00%
$1,000
24-Month CD
1.92%
$500
Business High Yield Money Market
1.50%
$100,000
12-Month CD (IRA)
1.49%
$500
Money Market
1.05%
$2,500
Money Market
1.00%
$0
18-Month CD
0.50%
$1,000
Platinum Money Market
0.50%
$10,000
12-Month CD
0.50%
$1,000
Money Market
0.26%
$10,000
Statement Savings
0.25%
$0
60-Month CD
0.25%
$500
Money Market Investor
0.25%
$2,500
Passbook Savings
0.25%
$10
12-Month CD
0.25%
$500
Savings
0.20%
$50
18-Month CD
0.20%
$1,000
24-Month CD
0.10%
$1,000
Statement Savings
0.10%
$10
Money Market
0.10%
$5,000
3-Month CD
0.10%
$1,000
Rate Watchers Money Market
0.10%
$1
Statement Savings
0.05%
$100
Money Market
0.05%
$1,000
Statement Savings
0.02%
$100
Statement Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
6.625%
6.626%
0.000
30-Year Fixed
5.875%
5.950%
0.000
6.250%
6.355%
0.000
30-Year Fixed
6.000%
6.031%
0.000
15-Year Fixed
5.250%
5.312%
0.000
6.000%
6.257%
0.000
5.000%
5.055%
0.000
30-Year Fixed
5.875%
6.002%
0.000
10-Year Fixed
5.375%
5.590%
0.000
15-Year Fixed
5.500%
5.601%
0.000
5.990%
6.290%
0.000
6.250%
7.325%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.375%
5.416%
0.000
5.125%
5.547%
0.000
6.500%
6.748%
0.000
5.000%
5.068%
0.000
7/6 ARM
5.875%
5.947%
0.000
6.000%
6.000%
0.000
20-Year Fixed
6.125%
6.183%
0.000
15-Year Fixed
5.875%
6.120%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
5.875%
6.110%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
15 Year Fixed
5.000%
5.131%
0.250
20-Year Fixed
5.875%
5.971%
0.000
5.875%
5.907%
0.000
5.375%
5.475%
0.000
15-Year Fixed
5.375%
5.584%
0.000
30-Year Fixed
5.875%
5.978%
0.000
6.750%
6.880%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
5.625%
5.850%
0.000
6.375%
6.375%
0.000
4.675%
4.867%
0.000
5.125%
6.002%
0.000
20-Year Fixed
5.750%
5.870%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5.875%
6.359%
0.000
5.750%
7.634%
0.000
5.250%
5.493%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.375%
5.860%
0.000
6.250%
6.199%
0.000
5.650%
5.986%
0.000
6.500%
6.630%
0.000
15-Year Fixed
5.750%
5.845%
0.000
30-Year Fixed
6.000%
6.120%
0.000
5.625%
6.000%
0.000
6.000%
6.160%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Savings Secured Visa®
18.000%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
VISA® Classic
12.960%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Platinum Credit Card
9.500% - 12.500%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
13.900%
8.900% - 13.900%
Based upon credit worthiness.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Platinum Credit Card
8.500%
As low as 8.50%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Crimson Card
13.240%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Preferred Rewards
15.740% - 17.990%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
16.490% - 17.990%
Visa Student Rewards Card
17.990%
14.000%
9.990%
Credit Line $500-$7,000
Visa Business Rewards Card
15.240%
Visa Platinum Preferred
14.240% - 17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Line of Credit
13.040%
$0
8.500%
$0 - $6,000
42
13.240%
$0
48
Personal Loans
11.000%
$0
37 - 60
Education (tuition bill required)
8.250%
$0
60
10.700%
$0 - $10,000
60 - 60
Personal/Signature
10.990%
$0
24 - 36
10.650%
$0
13.740%
$0
60
Personal Loans
13.250%
$0
6184
18.000%
$0 - $500
5
8.490%
$0
36 - 36
Personal Signature Loan
11.000%
$0
96
11.990%
$0
Personal Line of Credit
9.500%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
9.990% - 16.240%
$0
61 - 66
13.240%
$0 - $2,000
36 - 36
Personal Loan Rates
5.740%
$0
1 - 36
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Personal Loan
8.950%
$0
10.250% - 17.950%
$0
1 - 36
Consolidation Loans
13.060%
$0
1 - 36
12.990%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Community West Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Community West Credit Union
Full Time Employees: 63
Part Time Employees: 2
President: Pamela Hove
CEO: Heidi Hunt
Branch Locations: 5
ATM Locations: 6
Corporate Office Address:
5801 Broadmoor Ave SE
Kentwood, MI 49512
Phone Number: 616-261-5657
Fax Number: 616-698-0955

Financials

Total Assets:
247,662,881
Total Amount of Shares and Deposits:
223,941,792
Total Shares and Deposits < 1 Year:
218,204,092
Total Shares and Deposits 1 3 Years:
4,388,278
Total Shares and Deposits > 3 Years:
1,349,421
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,306,036
Total Uninsured Shares and Deposits > $250K (F+J):
9,306,036
Total Insured Shares and Deposits > $250K (item 17 less item K):
214,635,756
Total Interest Expense (Sum of items 6 8):
2,909,945
Share Certificates:
1,684
Number of Accounts for Share Drafts:
11,530
IRA KEOGH Accounts:
378
Number of Accounts for Regular Shares:
24,377
All other shares:
388
Non Member Deposits:
1
Money Market Shares:
1,991
Net Income (unless the amount is already included in Undivided Earnings):
312,169
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
15,808,395
Total Liabilities:
230,473,569
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Community West Credit Union

Is a member application needed to join Community West Credit Union?

Yes, to access services at Community West Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Community West Credit Union provides a range of mortgage and home equity products.

Is Community West Credit Union a safe place to deposit money?

Yes, Community West Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Community West Credit Union offer online and mobile banking?

Most modern institutions like Community West Credit Union provide digital access including online balance checks and transfers.

Current Community West Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions