|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Brooklyn Cooperative Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Brooklyn Cooperative Federal Credit Union's 5/1 Adjustable Rate rates are at 5.90%, 10/1 Adjustable Rate rates are at 6.00%, 15/15 Adjustable Rate rates are at 6.75%. Brooklyn Cooperative Federal Credit Union's Personal Loan Rates are as low as 17.00%. MonitorBankRates evaluates the financial stability of Brooklyn Cooperative Federal Credit Union with a 3.9 Star Rating, an C Overall Health Grade, and a Texas Ratio of 27.82%. Rates last updated and verified on 10/29/2026. Brooklyn Cooperative Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brooklyn Cooperative Federal Credit Union? Share your experience about Brooklyn Cooperative Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Brooklyn Cooperative Federal Credit Union. Brooklyn Cooperative Federal Credit Union
Bushwick branch 1308 Myrtle Ave
https://www.brooklyn.coop/ Brooklyn, NY 11221  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Brooklyn Cooperative Federal Credit Union Savings Rates
Brooklyn Cooperative Federal Credit Union Mortgage Rates
Brooklyn Cooperative Federal Credit Union Personal Loan Rates
Brooklyn Cooperative Federal Credit Union Other Rates
Financial Health HistoryBrooklyn Cooperative Federal Credit Union’s Texas Ratio rose from 2.37% in Q3 2023 to 27.82% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 3.9 and its Health Grade from A+ to C. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Brooklyn Cooperative Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brooklyn Cooperative Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Brooklyn Cooperative Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Brooklyn Cooperative Federal Credit Union
Website
https://www.brooklyn.coop/
Address
1308 Myrtle Ave,
Brooklyn, NY 11221
Phone
718-418-8232
Fax
718-418-8252
President
Jose Rolando Guzman
CEO
Samira Rajan
Full-Time Employees
22
Part-Time Employees
0
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
3.9 / 5.0 ★
Overall Health & Safety Grade
C (75/100)
Texas Ratio
27.82%
Return on Assets (ROA)
0.0013%
Return on Equity (ROE)
0.0125%
Non-Performing Loans Ratio (NPL)
4.01%
Total Assets
55,864,617
Total Amount of Shares and Deposits
49,251,723
Total Shares and Deposits < 1 Year
48,443,723
Total Shares and Deposits 1 3 Years
808,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,256,142
Total Uninsured Shares and Deposits > $250K (F+J)
2,506,788
Total Insured Shares and Deposits > $250K (item 17 less item K)
46,744,935
Total Interest Expense (Sum of items 6 8)
218,131
Share Certificates
25
Number of Accounts for Share Drafts
2,319
Number of Accounts for Regular Shares
6,310
All other shares
2,245
Non Member Deposits
20
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,697,723
Total Liabilities
50,373,031
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Brooklyn Cooperative Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Brooklyn Cooperative Federal Credit Union
Frequently Asked Questions About Brooklyn Cooperative Federal Credit UnionWhat is the lowest mortgage rate at Brooklyn Cooperative Federal Credit Union?The lowest Brooklyn Cooperative Federal Credit Union mortgage rate is its 5/1 Adjustable Rate at 5.90%, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Brooklyn Cooperative Federal Credit Union?The lowest Brooklyn Cooperative Federal Credit Union personal loan rate is its Personal Loans at 17.00% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Brooklyn Cooperative Federal Credit Union operate?Brooklyn Cooperative Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Brooklyn Cooperative Federal Credit Union?Yes, to access services at Brooklyn Cooperative Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Brooklyn Cooperative Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Brooklyn Cooperative Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Brooklyn Cooperative Federal Credit Union offer online and mobile banking?Most modern institutions like Brooklyn Cooperative Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brooklyn.coop/. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Brooklyn Cooperative Federal Credit Union rates compare?Brooklyn Cooperative Federal Credit Union's top rates are its 5/1 Adjustable Rate at 5.90% and its Personal Loans at 17.00% APR, verified by MonitorBankRates on October 29, 2026. Compare to Other Credit Unions
Maui Federal Credit Union
Central Willamette Credit Union
Regional Federal Credit Union
Day Air Credit Union
Ohio Catholic Federal Credit Union
Vantage Point Federal Credit Union
AmeriChoice Federal Credit Union
ElecTel Cooperative Federal Credit Union
Max Credit Union
Members 1st Federal Credit Union Enola, PA
1st Gateway Credit Union
Corning Federal Credit Union
University of South Alabama Federal Credit Union
WesTex Community Credit Union
First South Financial Credit Union
Umatilla County Credit Union
St Annes Credit Union
Pagoda Credit Union
United Credit Union Tyler, TX
ELGA Credit Union
Magnolia Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
