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 Illinois Educators Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Illinois Educators Credit Union's Personal Loan Rates are at 12.25%. MonitorBankRates evaluates the financial stability of Illinois Educators Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.66%. Rates were last updated on 03/28/2026. Illinois Educators Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Illinois Educators Credit Union? Share your experience about Illinois Educators Credit Union by leaving a review below, or read customer reviews before you decide to use Illinois Educators Credit Union. Illinois Educators Credit Union
Montvale 3101 Montvale Dr
https://www.iecumember.org Springfield, IL 62704 4260 
Illinois Educators Credit Union Auto Loan Rates
Illinois Educators Credit Union Credit Card Rates
Illinois Educators Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Illinois Educators Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Illinois Educators Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Illinois Educators Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Illinois Educators Credit Union
Website
https://www.iecumember.org
Address
3101 Montvale Dr,
Springfield, IL 62704 4260
Phone
217-528-2642
Fax
217-528-2681
President
Tiffany Williams
CEO
Jody Dabrowski
Full-Time Employees
21
Part-Time Employees
4
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.66%
Return on Assets (ROA)
0.6020%
Return on Equity (ROE)
5.8170%
Non-Performing Loans Ratio (NPL)
1.02%
Total Assets
121,933,956
Total Amount of Shares and Deposits
95,888,338
Total Shares and Deposits < 1 Year
90,667,047
Total Shares and Deposits 1 3 Years
4,633,645
Total Shares and Deposits > 3 Years
587,647
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,922,769
Total Uninsured Shares and Deposits > $250K (F+J)
2,928,672
Total Insured Shares and Deposits > $250K (item 17 less item K)
92,959,666
Total Interest Expense (Sum of items 6 8)
1,094,966
Share Certificates
635
Number of Accounts for Share Drafts
3,536
Number of Accounts for Regular Shares
10,108
Non Member Deposits
37
Money Market Shares
187
Net Income (unless the amount is already included in Undivided Earnings)
734,087
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,752,852
Total Liabilities
109,373,051
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Illinois Educators Credit UnionIs Illinois Educators Credit Union a safe place to deposit money?Yes, Illinois Educators Credit Union is considered a safe financial institution. With a Texas Ratio of 7.6621229914404%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Illinois Educators Credit Union operate?Illinois Educators Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Illinois Educators Credit Union?Yes, to access services at Illinois Educators Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Illinois Educators Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Illinois Educators Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Illinois Educators Credit Union offer online and mobile banking?Most modern institutions like Illinois Educators Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.iecumember.org. Compare to Other Credit Unions
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