Cornerstone Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cornerstone Credit Union12-month CD rates can be found at 3.68%, 6-month CD rates at 4.15% and 3-month CD rates at 0.50%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.90%. Credit Card rates are at 17.20%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates which you can compare to Cornerstone Credit Union rates.

Compare Cornerstone Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Cornerstone Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Cornerstone Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Cornerstone Credit Union? Share your experience about Cornerstone Credit Union by leaving a review below, or read customer reviews before you decide to use Cornerstone Credit Union.

Overall, Cornerstone Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cornerstone Credit Union
Cornerstone Credit Union
550 W Meadows Dr
Freeport, IL 61032 7610
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Cornerstone Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Iron Workers SB
Iron Workers SB
12-Month CD
4.10%
$250
Live Oak Bank
Live Oak Bank
Savings
4.10%
$0
Quaint Oak Bank
Quaint Oak Bank
18-Month CD
4.00%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
24-Month CD
3.85%
$10,000
Atkins Savings B&T
Atkins Savings B&T
36-Month CD (Adjust-A-Rate)
3.79%
$1,000
American Eagle Bank
American Eagle Bank
36-Month CD
3.75%
$5,000
Winchester Co-operative Bank
Winchester Co-operative Bank
30-Month CD
3.75%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
3.60%
$500
Beal Bank USA
Beal Bank USA
24-Month CD
3.45%
$1,000
Parke Bank
Parke Bank
48-Month CD
3.30%
$500
Marion County State Bank
Marion County State Bank
60-Month CD
3.25%
$1,000
City National B&T Co. of Lawton, OK
60-Month CD
3.25%
$500
Frost Bank
Frost Bank
12-Month CD (Jumbo)
3.15%
$100,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
48-Month CD
3.10%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
18-Month CD
3.05%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
36-Month CD
3.03%
$500
Lee Bank
Lee Bank
Kasasa Checking
3.00%
$25
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
36-Month CD
3.00%
$1,000
TD Bank
TD Bank
36-Month CD
2.75%
$250
Range Bank
Range Bank
12-Month CD
2.50%
$1,000
Pennsville National Bank
Pennsville National Bank
36-Month CD
2.27%
$500
Androscoggin Savings Bank
Androscoggin Savings Bank
36-Month CD
2.25%
$500
A & S Federal Credit Union
A & S Federal Credit Union
24-Month CD
2.25%
$500
Timberland Bank
Timberland Bank
18-Month CD
2.12%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
36-Month CD
2.00%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
36-Month CD
1.80%
$2,500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
12-Month CD
1.76%
$100
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
3-Month CD
1.75%
$2,500
Northrim Bank
Northrim Bank
24-Month CD
1.65%
$500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
60-Month CD
1.51%
$5,000
Community Bank of Marshall
Community Bank of Marshall
Savings
1.26%
$25
Connection Bank
Connection Bank
48-Month CD
1.00%
$1,000
FNB of Litchfield
FNB of Litchfield
36-Month CD
1.00%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
Money Market
1.00%
$0
FNB in Taylorville
FNB in Taylorville
48-Month CD
0.90%
$1,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
12-Month CD
0.75%
$1,500
T Bank
T Bank
T Savings
0.75%
$0
CNB Hugoton, KS
CNB Hugoton, KS
Money Market
0.65%
$2,000
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
24-Month CD
0.50%
$1,000
Associated Bank
Associated Bank
Associated Relationship Savings
0.50%
$10,000
Minnwest Bank
Minnwest Bank
Investment Savings
0.50%
$10,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
NOW Checking
0.45%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
Savings
0.25%
$25,000
FNB of Absecon
FNB of Absecon
18-Month CD
0.15%
$0
TruBank
TruBank
Regular Savings
0.10%
$0
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
18-Month CD
0.10%
$1,000
Five Star Credit Union
Five Star Credit Union
Savings
0.05%
$5
FNB of South Carolina
FNB of South Carolina
Golden Secure Checking
0.05%
$0
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
Money Market
0.05%
$10
Gorham Savings Bank
Gorham Savings Bank
207 Checking
0.02%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Cornerstone Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.750%
5.793%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.625%
5.820%
0.250
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.750%
5.852%
0.000
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.875%
5.925%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.875%
5.958%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.750%
5.964%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.750%
6.028%
0.250
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.875%
6.071%
0.250
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.125%
6.144%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.625%
6.156%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.125%
6.195%
0.500
Old National Bank
Old National Bank
15-Year Fixed
6.125%
6.206%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
6.000%
6.209%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.125%
6.268%
0.375
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.250%
6.290%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
10/6 ARM
5.875%
6.395%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
6.125%
6.422%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.375%
6.422%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
20 Year Fixed
6.250%
6.434%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
6.000%
6.454%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.250%
6.460%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
3/1 ARM
6.375%
6.500%
0.000
Better Banks
Better Banks
15-Year Fixed
6.375%
6.504%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
6.375%
6.536%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Cornerstone Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Cornerstone Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Cornerstone Credit Union rate data right now, check back for updates, we are adding rates all the time.

Cornerstone Credit Union Information

Credit Union Name: Cornerstone Credit Union
Full Time Employees: 36
Part Time Employees: 1
President: Charles Beyer
CEO: Gail Clore
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
550 W Meadows Dr
Freeport, IL 61032 7610
Phone Number: 815-235-5855
Fax Number: 815-235-5970

Cornerstone Credit Union Financials

Total Assets:
152,106,342
Total Amount of Shares and Deposits:
134,902,759
Total Shares and Deposits < 1 Year:
125,934,355
Total Shares and Deposits 1 3 Years:
6,999,424
Total Shares and Deposits > 3 Years:
1,968,980
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,274,533
Total Uninsured Shares and Deposits > $250K (F+J):
5,274,533
Total Insured Shares and Deposits > $250K (item 17 less item K):
129,628,226
Total Interest Expense (Sum of items 6 8):
716,823
Share Certificates:
724
Number of Accounts for Share Drafts:
6,272
IRA KEOGH Accounts:
334
Number of Accounts for Regular Shares:
10,878
All other shares:
161
Money Market Shares:
343
Net Income (unless the amount is already included in Undivided Earnings):
268,772
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,638,585
Total Liabilities:
137,071,154
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Cornerstone Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Heritage Bank, NA Money Market Account Jumbo rates are now at 0.60 percent with a yield of 0.60 percent. View current Money Market Account Jumbo rates at Heritage Bank, NA below.
Mortgage Rates Hit New Lows in 2019Mortgage rates today have hit new lows for 2019 on both conforming and jumbo mortgages. The downtrend of the last three months is likely to continue as long term bond yields decline. Average 30 year conforming mortgage rates are at 4.49 percent, down from last week's average 30 year rate of 4.51 percent. Mortgage rates on 15 year conforming loans are averaging 3.70 percent, a decline from the previous week's average 15 year rate of 3.76 percent.

Bank or Credit Union Offers and Deals

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Cornerstone Credit Union Reviews

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