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Hidden River Credit Union Rates & Review April 2026

Hidden River Credit Union's IRA CDs of Deposit 3 month (90 Days) rates are at 3.71%, IRA CDs of Deposit Jumbo CDs 3 month (90 Days) rates are at 3.71%, IRA CDs of Deposit 1 year rates are at 3.66%, IRA CDs of Deposit 6 month (180 Days) rates are at 3.66%, IRA CDs of Deposit Jumbo CDs 1 year rates are at 3.66%. Hidden River Credit Union's savings rates are at 0.20%. Hidden River Credit Union's money market rates are at 0.65%. Hidden River Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Hidden River Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.86%. Rates were last updated on 04/08/2026.

Hidden River Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hidden River Credit Union? Share your experience about Hidden River Credit Union by leaving a review below, or read customer reviews before you decide to use Hidden River Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.86%
Excellent Lower than avg
Hidden River Credit Union
Hidden River Credit Union
60 Westwood Rd
Pottsville, PA 17901 1834
https://www.hdriver.org
Member NCUA

Hidden River Credit Union CD Rates

Product Rate APY Term View More
IRA Certificates of Deposit 3 month (90 Days) - 3.71% 3
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit Jumbo CDs 3 month (90 Days) - 3.71% 3
Min Deposit $75,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit 1 year - 3.66% 1
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit 6 month (180 Days) - 3.66% 6
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit Jumbo CDs 1 year - 3.66% 1
Min Deposit $75,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit Jumbo CDs 6 month (180 Days) - 3.66% 6
Min Deposit $75,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit 18 month - 3.56% 18
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit Jumbo CDs 18 month - 3.56% 18
Min Deposit $75,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit Jumbo CDs 5 years - 3.56% 5
Min Deposit $75,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit Jumbo CDs 2 years - 3.51% 2
Min Deposit $75,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit Jumbo CDs 4 years - 3.51% 4
Min Deposit $75,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit 2 years - 3.50% 2
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit 5 years - 3.50% 5
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit 4 years - 3.45% 4
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit 3 years - 3.35% 3
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
IRA Certificates of Deposit Jumbo CDs 3 years - 3.35% 3
Min Deposit $75,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Hidden River Credit Union Savings Rates

Product Rate APY View More
Share Savings - 0.20%
Min Balance $5
Details ($5 minimum balance)
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Hidden River Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts - 1.16%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Money Markets - 1.16%
Min Deposit $2,500
Details As High As; Tiered Rates; Min. $2,500 Deposit
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Money Market Accounts - 0.85%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Money Market Accounts - 0.75%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Money Market Accounts - 0.65%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Hidden River Credit Union Checking Rates

Product Rate APY View More
Checking - 0.13%
Details As High As; FREE Interest Bearing; No Min. Balance
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Share Draft Checking - 0.13%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Hidden River Credit Union Mortgage Rates

Product Rate Points APR Term View More
10 & Done Mortgage - - 4.99% 10
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Hidden River Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Lines of Credit - - 4.00%
Details The minimum APR (Annual Percentage Rate) is 4.00%, and the maximum rate can never exceed 18.00%.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Home Equity Loan Refinance - - 4.79% 7
Details As Low As; Advertised fixed interest rate only applies to refinancing Home Equity Loans from another institution. The advertised rate may only be applied for a seven-year term. Additional rates, terms, and lien positions available. Home Equity Loans are limited to an 80% loan-to-value (LTV) and minimum loan amount of $10,000.; $250 Benjamins Bonus.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Hidden River Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan Refinance - - 4.79% 72
Details As Low As; Advertised fixed interest rate only applies to refinancing Auto Loans from another institution. The advertised rate may only be applied to terms up to 72 months. HRCU will finance up to 120% of the value for a refinanced vehicle based on J.D. Power Retail Value. Minimum loan amount is $5,000.; $250 Benjamins Bonus.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Auto Loan - - 4.99% 72
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Auto Loans - - 4.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Auto Loans Vehicle - - 4.99% 24
Details As Low As; $5,000 Minimum Loan Amount
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Auto Loans Vehicle - - 5.99% 84
Details As Low As; $20,000 Minimum Loan Amount
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Auto Loans Vehicle - - 7.19% 90
Details As Low As; $20,000 Minimum Loan Amount
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Hidden River Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 11.99%
Details As Low As; Variable
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Platinum Rewards VISA Credit Card - 11.99%
Details As Low As; Regular APR: 11.99%
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Hidden River Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 9.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Signature/Personal - 9.99%
Details As Low As; ($10,000 maximum)
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Signature/Personal Loans - 9.99%
Details As Low As; See all Personal Rates
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hidden River Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hidden River Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hidden River Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hidden River Credit Union
Address 60 Westwood Rd, Pottsville, PA 17901 1834
Phone 570-622-3399
Fax 570-622-5801
President George Zweibel
CEO John Murga
Full-Time Employees 41
Part-Time Employees 1
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.86%
Return on Assets (ROA)
0.8001%
Return on Equity (ROE)
8.7418%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
240,573,497
Total Amount of Shares and Deposits
218,229,227
Total Shares and Deposits < 1 Year
210,724,427
Total Shares and Deposits 1 3 Years
4,931,597
Total Shares and Deposits > 3 Years
2,573,203
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,957,448
Total Uninsured Shares and Deposits > $250K (F+J)
12,957,448
Total Insured Shares and Deposits > $250K (item 17 less item K)
205,271,779
Total Interest Expense (Sum of items 6 8)
2,284,966
Share Certificates
3,418
Number of Accounts for Share Drafts
8,904
IRA KEOGH Accounts
1,264
Number of Accounts for Regular Shares
18,613
Money Market Shares
380
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,432,992
Total Liabilities
218,555,898
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Hidden River Credit Union

Is Hidden River Credit Union a safe place to deposit money?

Yes, Hidden River Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8580954262997%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hidden River Credit Union operate?

Hidden River Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hidden River Credit Union?

Yes, to access services at Hidden River Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hidden River Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hidden River Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hidden River Credit Union offer online and mobile banking?

Most modern institutions like Hidden River Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hdriver.org.

Current Hidden River Credit Union Rates

  • 12-Month CD3.66%
  • 18-Month CD3.56%
  • 24-Month CD3.50%
  • 60-Month CD3.50%
  • Savings0.20%
  • MMA0.65%
Retrieved from our database of financial products. Rates subject to change.