|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Park Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Park Federal Credit Union's 18 month IRA CD rates are at 3.00%, 24 month IRA CD rates are at 3.00%, 36 month IRA CD rates are at 3.00%, 48 month IRA CD rates are at 2.80%, 6 month IRA CD rates are at 2.75%. Park Federal Credit Union's savings rates are at 0.07%. Park Federal Credit Union's money market rates are at 0.45%. Park Federal Credit Union's Personal Loan Rates are at 11.24%. MonitorBankRates evaluates the financial stability of Park Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.28%. Rates were last updated on 04/06/2026. Park Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park Federal Credit Union? Share your experience about Park Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Park Federal Credit Union. Park Federal Credit Union
Corporate Office 2515 Blankenbaker Pkwy
https://www.parkcommunity.com Louisville, KY 40299 2465 
Park Federal Credit Union CD Rates
Park Federal Credit Union Savings Rates
Park Federal Credit Union Money Market Rates
Park Federal Credit Union Mortgage Rates
Park Federal Credit Union Auto Loan Rates
Park Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Park Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Park Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Park Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Park Federal Credit Union
Website
https://www.parkcommunity.com
Address
2515 Blankenbaker Pkwy,
Louisville, KY 40299 2465
Phone
502-968-3681
Fax
President
Bobby Willoughby
CEO
Jana Erny
Full-Time Employees
264
Part-Time Employees
9
Branch Locations
17
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.28%
Return on Assets (ROA)
0.3871%
Return on Equity (ROE)
2.1258%
Non-Performing Loans Ratio (NPL)
2.01%
Total Assets
1,385,651,343
Total Amount of Shares and Deposits
1,115,690,505
Total Shares and Deposits < 1 Year
1,054,809,227
Total Shares and Deposits 1 3 Years
43,572,775
Total Shares and Deposits > 3 Years
17,308,502
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
49,251,692
Total Uninsured Shares and Deposits > $250K (F+J)
49,251,692
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,066,438,813
Total Interest Expense (Sum of items 6 8)
15,812,008
Share Certificates
15,631
Number of Accounts for Share Drafts
52,230
IRA KEOGH Accounts
3,159
Number of Accounts for Regular Shares
86,408
All other shares
2,914
Non Member Deposits
4
Money Market Shares
4,664
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
53,373,174
Total Liabilities
1,294,300,394
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Park Federal Credit UnionIs Park Federal Credit Union a safe place to deposit money?Yes, Park Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.2792021678995%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Park Federal Credit Union operate?Park Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Park Federal Credit Union?Yes, to access services at Park Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Park Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Park Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Park Federal Credit Union offer online and mobile banking?Most modern institutions like Park Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.parkcommunity.com. Current Park Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Rochester & Monroe County Employees Federal Credit Union
Members Heritage Credit Union
Encurage Financial Network Credit Union
Jamestown Area Community Federal Credit Union
RTP Federal Credit Union
SCA
IBEW Local No 5 Federal Credit Union
Lower Columbia Longshoremen Federal Credit Union
Salina Interparochial Credit Union
Education Credit Union
Alexandria Municipal Employees Credit Union
Methodist Hospital Employees Federal Credit Union
Breakwater Federal Credit Union
The Local Federal Credit Union
Franklin Oil Region Credit Union
Oregon Community Credit Union
The Heart Center Federal Credit Union
Hialeah Municipal Employees Federal Credit Union
Kimberly Clark Credit Union
Tennessee Department of Safety Credit Union
1st Bergen Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
