DC Federal Credit Union Rates and Review January 2026
Compare DC Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of DC Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityDC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at DC Federal Credit Union? Share your experience about DC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use DC Federal Credit Union. Overall, DC Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. DC Federal Credit Union Reeves Center 2000 14th St NW Washington, DC 20009 4473  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Preferred Student
17.990%
Visa Platinum
13.900%
VISA Traditional
14.240% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
7.750% - 16.750%
$0
1 - 36
Preferred Personal Loan
10.000%
$0
60
Student Loan Consolidation
5.490%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have DC Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: DC Federal Credit Union
Website: https://www.dccreditunion.coop/
Full Time Employees: 22Part Time Employees: 0 President: Charlotte Ducksworth CEO: Sybil Bogans Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
2000 14th St NW
Washington, DC 20009 4473 Phone Number: 771-333-2038 Fax Number: 202-673-3508 FinancialsTotal Assets:
90,087,362
Total Amount of Shares and Deposits:
76,849,565
Total Shares and Deposits < 1 Year:
75,286,862
Total Shares and Deposits 1 3 Years:
1,392,902
Total Shares and Deposits > 3 Years:
169,801
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,347,845
Total Uninsured Shares and Deposits > $250K (F+J):
6,347,845
Total Insured Shares and Deposits > $250K (item 17 less item K):
70,501,720
Total Interest Expense (Sum of items 6 8):
424,377
Share Certificates:
353
Number of Accounts for Share Drafts:
7,360
IRA KEOGH Accounts:
167
Number of Accounts for Regular Shares:
12,740
All other shares:
1,524
Non Member Deposits:
1
Money Market Shares:
199
Net Income (unless the amount is already included in Undivided Earnings):
315,190
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,774,556
Total Liabilities:
81,629,972
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About DC Federal Credit UnionIs a member application needed to join DC Federal Credit Union?Yes, to access services at DC Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, DC Federal Credit Union provides a range of mortgage and home equity products. Is DC Federal Credit Union a safe place to deposit money?Yes, DC Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does DC Federal Credit Union offer online and mobile banking?Most modern institutions like DC Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.00%, 6-month CD rates at 1.30% and 3-month CD rates at 1.76%. Savings rates are at 0.08% and money market rates are at 3.81%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 17.75%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates which you can compare to 
