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SEI Federal Credit Union Rates & Review April 2026

SEI Federal Credit Union's CD's 18 month rates are at 3.75%, CD's 9 month rates are at 3.75%, CD's 12 month rates are at 3.65%, CD's 24 month rates are at 3.55%, CD's 6 month rates are at 3.35%. SEI Federal Credit Union's savings rates are at 0.10%. SEI Federal Credit Union's Personal Loan Rates are at 4.89%. MonitorBankRates evaluates the financial stability of SEI Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.32%. Rates were last updated on 04/11/2026.

SEI Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SEI Federal Credit Union? Share your experience about SEI Federal Credit Union by leaving a review below, or read customer reviews before you decide to use SEI Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.32%
Excellent Higher than avg
SEI Federal Credit Union
Main
555 N 5th Ave
Pocatello, ID 83201
https://www.seius.org
Member NCUA

SEI Federal Credit Union CD Rates

Product Rate APY Term View More
CD's 18 month 3.70% 3.75% 18
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.32%
CD's 9 month 3.70% 3.75% 9
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.32%
CD's 12 month 3.60% 3.65% 12
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.32%
CD's 24 month 3.50% 3.55% 24
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.32%
CD's 6 month 3.31% 3.35% 6
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.32%

SEI Federal Credit Union Savings Rates

Product Rate APY View More
High Yield Savings 2.33% 2.35%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.32%
Savings 0.10% 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.32%

SEI Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.89%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.32%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for SEI Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SEI Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SEI Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SEI Federal Credit Union
Address 555 N 5th Ave, Pocatello, ID 83201
Phone 208-233-4395
Fax 208-232-2329
President Dan Baird
CEO Rob North
Full-Time Employees 10
Part-Time Employees 1
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.32%
Return on Assets (ROA)
0.3378%
Return on Equity (ROE)
3.8043%
Non-Performing Loans Ratio (NPL)
1.05%
Total Assets
32,853,986
Total Amount of Shares and Deposits
29,924,778
Total Shares and Deposits < 1 Year
27,855,974
Total Shares and Deposits 1 3 Years
1,818,804
Total Shares and Deposits > 3 Years
250,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
823,798
Total Uninsured Shares and Deposits > $250K (F+J)
823,798
Total Insured Shares and Deposits > $250K (item 17 less item K)
29,100,980
Total Interest Expense (Sum of items 6 8)
576,167
Share Certificates
354
Number of Accounts for Share Drafts
745
IRA KEOGH Accounts
7
Number of Accounts for Regular Shares
3,569
Non Member Deposits
11
Money Market Shares
1,155
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,459,175
Total Liabilities
29,936,390
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About SEI Federal Credit Union

Is SEI Federal Credit Union a safe place to deposit money?

Yes, SEI Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.323807682763%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does SEI Federal Credit Union operate?

SEI Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SEI Federal Credit Union?

Yes, to access services at SEI Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SEI Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SEI Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does SEI Federal Credit Union offer online and mobile banking?

Most modern institutions like SEI Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.seius.org.

Current SEI Federal Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD3.75%
  • 24-Month CD3.55%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.