DEL ONE Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare DEL ONE CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of DEL ONE savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityDEL ONE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at DEL ONE? Share your experience about DEL ONE by leaving a review below, or read customer reviews before you decide to use DEL ONE. Overall, DEL ONE is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonWorld Cash Back Credit Card Mastercard
18.000%
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
7.000%
$500 - $15,000
60
Personal Loans
13.250%
$0
6184
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have DEL ONE rate data right now. Credit Union Profile & OverviewCredit Union Name: DEL ONE
Website: http://.http://./oneorg
Full Time Employees: 177Part Time Employees: 8 President: Steven Smith CEO: Dan McCarthy Branch Locations: 15 ATM Locations: 12 Corporate Office Address:
270 Beiser Blvd
Dover, DE 19904 7790 Phone Number: 302-739-4496 Fax Number: 302-739-1829 FinancialsTotal Assets:
739,770,760
Total Amount of Shares and Deposits:
615,728,551
Total Shares and Deposits < 1 Year:
598,553,989
Total Shares and Deposits 1 3 Years:
13,374,849
Total Shares and Deposits > 3 Years:
3,799,713
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
49,839,055
Total Uninsured Shares and Deposits > $250K (F+J):
49,839,055
Total Insured Shares and Deposits > $250K (item 17 less item K):
565,889,496
Total Interest Expense (Sum of items 6 8):
8,036,523
Share Certificates:
4,097
Number of Accounts for Share Drafts:
63,001
IRA KEOGH Accounts:
1,729
Number of Accounts for Regular Shares:
109,103
Non Member Deposits:
9
Money Market Shares:
922
Net Income (unless the amount is already included in Undivided Earnings):
960,141
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
20,605,530
Total Liabilities:
683,543,229
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About DEL ONEIs a member application needed to join DEL ONE?Yes, to access services at DEL ONE, a member application is required. Is there a first-time homebuyer program?Currently, DEL ONE provides a range of mortgage and home equity products. Is DEL ONE a safe place to deposit money?Yes, DEL ONE is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does DEL ONE offer online and mobile banking?Most modern institutions like DEL ONE provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.50%, 6-month CD rates at 0.05% and 3-month CD rates at 0.80%. Savings rates are at 0.25% and money market rates are at 0.83%. Mortgage rates on 30-year fixed loans are around 6.14%. Credit Card rates are at 8.50%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to 
