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Select Federal Credit Union

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Select Federal Credit Union Rates & Review April 2026

Q: Is a member application needed to join Select Federal Credit Union?

Yes, to access services at Select Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Select Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare Select Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 4.00%, 6-month share certificate rates at 2.87% and 3-month share certificate rates at 0.25%. Savings rates are at 0.05% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 6.28%. All these rates can be compared to Select Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Select Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.16%. Rates were last updated on 04/25/2026.

Select Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Select Federal Credit Union? Share your experience about Select Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Select Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.16%

Excellent Higher than avg

Select Federal Credit Union
MAIN OFFICE

1914 N INTERSTATE 35
SAN ANTONIO, TX 78208

https://www.selectfcu.org

Current Rate Availability

We do not have Select Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Select Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Select Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Select Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Select Federal Credit Union

Website https://www.selectfcu.org

Address 1914 N INTERSTATE 35, SAN ANTONIO, TX 78208

Phone 210-223-6561

Fax 210-227-8125

President Pat Jasso

CEO TAMMIE ZACHARIE

Full-Time Employees 11

Part-Time Employees 4

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.16%

Return on Assets (ROA)

-0.7940%

Return on Equity (ROE)

-4.7894%

Non-Performing Loans Ratio (NPL)

2.54%

Total Assets

57,873,914

Total Amount of Shares and Deposits

47,454,755

Total Shares and Deposits < 1 Year

37,993,097

Total Shares and Deposits 1 3 Years

9,461,657

Total Uninsured Shares and Deposits > $250K (F+J)

246,000

Total Insured Shares and Deposits > $250K (item 17 less item K)

47,208,755

Total Interest Expense (Sum of items 6 8)

880,867

Share Certificates

320

Number of Accounts for Share Drafts

2,767

IRA KEOGH Accounts

170

Number of Accounts for Regular Shares

5,553

All other shares

175

Non Member Deposits

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,884,923

Total Liabilities

48,279,844

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Select Federal Credit Union

Is Select Federal Credit Union a safe place to deposit money?

Yes, Select Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.159059710842%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Select Federal Credit Union operate?

Select Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Select Federal Credit Union?

Yes, to access services at Select Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Select Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Select Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Select Federal Credit Union offer online and mobile banking?

Most modern institutions like Select Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.selectfcu.org.